Rent to own Homes in Oceanside, CA

Oceanside, California, combines the sun and surf of a typical West Coast beach town with a laid-back attitude. Oceanside is an affordable destination for those seeking refuge from the desert-like heat of areas further inland and can't afford to pay an arm and a leg for beach side living. Oceanside is far from a resort community; it is alive with families, surfers and students who live, work and play near California's beautiful coast.

Oceanside, CA is a great place for affordable rent-to-own homes! With a median household income of over $75,411 and a median rent of $1,803, the Oceanside, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oceanside, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oceanside, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
22368 WALNUT ST
Rent To Own
Wildomar
Single Family Home
Wildomar, CA 92595
4
1
1563 ft2
1986
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
1 of 111 15125 LIGHTHOUSE LN
Rent To Own
Lake Edge District
Single Family Home
Lake Elsinore, CA 92530
4
3
2197 ft2
2003
21710 APPALOOSA CT
Rent To Own
Tuscany Hills
Single Family Home
Canyon Lake, CA 92587
3
4
3550 ft2
1991
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
26 VISTA MONTEMAR
Rent To Own
Niguel Summit
Single Family Home
Laguna Niguel, CA 92677
5
6
6351 ft2
1998
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
Hot
15217 KENSINGTON PARK DR
Rent To Own
 
Townhouse/Condo
Tustin, CA 92782
3
3
1676 ft2
2007
4201 MISSION RANCH WAY
Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92057
2
3
1233 ft2
1044 Laguna Dr
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92008
2
3
1232 ft2
1989
New
3515 BOUSSOCK LN
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
1046 ft2
1972
1 of 31 432 Edgehill Ln
Rent to Own Eligible
Loma Alta
Townhouse/Condo
Oceanside, CA 92054
2
2
802 ft2
1979
New
4785 COLLINOS WAY
Rent to Own Eligible
Ocean Hills
Single Family Home
Oceanside, CA 92056
2
2
1106 ft2
1983
3569 COCONUT WAY
Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92058
2
2
1017 ft2
1983
780 Harbor Cliff Way
Rent to Own Eligible
 
Townhouse/Condo
Oceanside, CA 92054
2
3
1149 ft2
2006
3902 VISTA CAMPANA N #42
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
994 ft2
1972
3660 VISTA CAMPANA N #36
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
1028 ft2
1964
New
646 ANN ST
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
3
2
1266 ft2
1970
1 of 23 808 MARYLAND DR
Rent to Own Eligible
 
Single Family Home
Vista, CA 92083
3
2
1033 ft2
1962
1 of 48 747 FOXWOOD DR
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
3
3
1722 ft2
1989
New
1574 FORTALEZA WAY #26
Rent to Own Eligible
 
Townhouse/Condo
Vista, CA 92081
4
4
1977 ft2
2019
1 of 19 5022 Los Morros Way
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
2
2
900 ft2
1986
1001 SANTA ANITA ST
Rent to Own Eligible
East Side Capistrano
Single Family Home
Oceanside, CA 92058
3
1
899 ft2
1954
New
3875 VISTA CAMPANA S #35
Rent to Own Eligible
Oceana
Townhouse/Condo
Oceanside, CA 92057
2
2
994 ft2
1970
1748 CRYSTAL RIDGE WAY
Rent to Own Eligible
 
Single Family Home
Vista, CA 92081
2
2
1124 ft2
1989
1 of 32 609 SPIRES ST
Rent to Own Eligible
 
Single Family Home
Vista, CA 92083
3
2
1301 ft2
1960
New
400 N MYERS ST #32
Rent to Own Eligible
Downtown Oceanside
Townhouse/Condo
Oceanside, CA 92054
1
1
638 ft2
1986
4528 MORRO BAY ST
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
4
3
1710 ft2
1986
Hot
2360 PASEO DE LAURA #37
Rent to Own Eligible
Mira Costa
Townhouse/Condo
Oceanside, CA 92056
2
1
811 ft2
1973
4345 DOWITCHER WAY
Rent to Own Eligible
San Luis Rey
Single Family Home
Oceanside, CA 92057
2
2
1056 ft2
1984
4306 AUKLET WAY
Rent to Own Eligible
San Luis Rey
Single Family Home
Oceanside, CA 92057
2
2
1056 ft2
1983
1035 TURNSTONE WAY
Rent to Own Eligible
San Luis Rey
Single Family Home
Oceanside, CA 92057
2
2
1092 ft2
1981
New
2505 SARBONNE DR
Rent to Own Eligible
Fire Mountain
Single Family Home
Oceanside, CA 92054
3
2
1060 ft2
1960
1 of 14 313 NICOLE DR
Rent to Own Eligible
 
Single Family Home
Vista, CA 92084
4
2
1540 ft2
1987
3839 VISTA CAMPANA S #66
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
994 ft2
1970
New
4258 MISSION RANCH WAY
Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92057
3
3
1283 ft2
2018
New
3747 Vista Campana S
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
1498 ft2
1969
1021 Costa Pacifica Way
Rent to Own Eligible
Downtown Oceanside
Townhouse/Condo
Oceanside, CA 92054
2
2
1143 ft2
2009
New
4796 YUMA AVE
Rent to Own Eligible
San Luis Rey
Single Family Home
Oceanside, CA 92057
2
2
906 ft2
1986
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Buying a Home in Oceanside, CA

Oceanside, CA is seeing rapid growth and Oceanside, CA's' housing market remains not optimal with an average home price that is 147% above the 2024 national average. Oceanside, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Oceanside, CA

Median Rent in Oceanside, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Oceanside CA

Housing Statistics Due to the large military population just to the north on Camp Pendleton, the percentage of renters to homeowners is almost even; just 58% of people living in Oceanside own their own homes. The apartment vacancy rate is only around 5%, half of the national average. Oceanside is generally a less expensive alternative to the city's Carlsbad neighbors to the south, so it can be tricky to find a rental to fit a tight budget. Home rentals can be scarce and expensive, so most available rentals are in apartment complexes or multifamily homes. The average listing price for a home in Oceanside is $526,525 and the median sales price is around $350,000. There are still opportunities to pick up a deal in foreclosures around Oceanside, with some sellers offering rent to own contracts for families interested in becoming homeowners.

Largest Employers and Industries The largest employer in Oceanside is Tri-City Medical Center. Tri-City staffs 1,900 employees at doctors' offices, an outpatient surgical center, and a hospital in Oceanside. The City of Oceanside itself employs the second highest number of employees at around 1,060, and Mira Costa College comes in third with 1,000 employees.

Local Shopping There are plenty of locally owned shops in Oceanside. Pacific Coast Cycles on Coast Highway offers a large variety of bikes, ranging from colorful beach cruisers to slick racing bikes. Their clientele of loyal customers are a testament to their high level of proficiency and service. Real Surf Surf Shop on Coast Highway is a go-to for surfers and swimmers alike. They are family owned and beach bum approved. Cigar Grotto, also on Coast Highway, is the perfect shopping destination for even the most particular of cigar aficionados. Oceanside Photo & Telescope is one of the only shops in the area to offer telescopes and star gazing tools. They even let customers try out their new equipment after the sun sets. Ladies in need of some stylish new beachwear should check out Closet on Mission Avenue. They offer a selection of outfits with a beach vibe for every occasion at reasonable prices. Hut No. 8 on Oceanside Boulevard is a resale shop for men and women with a selection of high end clothes at affordable prices. Customers can also trade in their designer brands when it's time for a change.

Neighborhood Guide Although Oceanside is best known for its beaches, it is a large and densely populated city full of unique neighborhoods. Here are some you should know about: