Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
1 of 20 2295 WASHINGTON ST
Rent to Own Eligible
 
Single Family Home
Lemon Grove, CA 91945
6
3
2769 ft2
1970
1 of 18 5441 SAN VIRGILIO
Rent to Own Eligible
Otay Mesa
Townhouse/Condo
San Diego, CA 92154
3
2
1485 ft2
2018
843 CAMINITO LAS OLAS
Rent to Own Eligible
Sunbowl
Townhouse/Condo
Chula Vista, CA 91911
4
3
1725 ft2
2003
1 of 46 1386 Serena Cir
Rent to Own Eligible
Rancho - Del Rey
Townhouse/Condo
Chula Vista, CA 91910
2
2
1043 ft2
1991
1 of 49 5413 SAN ROBERTO
Rent to Own Eligible
Otay Mesa
Townhouse/Condo
San Diego, CA 92154
3
2
1504 ft2
2016
1 of 95 1173 OCELOT AVE
Rent to Own Eligible
Greg Rogers
Single Family Home
Chula Vista, CA 91911
3
2
1400 ft2
1961
New
2474 LONGSTAFF CT
Rent to Own Eligible
University Commons
Townhouse/Condo
San Marcos, CA 92078
3
3
1560 ft2
2007
2012 TERRACINA CIR
Rent to Own Eligible
 
Townhouse/Condo
Spring Valley, CA 91977
3
3
1179 ft2
1973
5520 SANTA ALICIA
Rent to Own Eligible
Otay Mesa
Townhouse/Condo
San Diego, CA 92154
3
3
1334 ft2
2018
1805 ESQUIRE GLN
Rent to Own Eligible
Felicita
Single Family Home
Escondido, CA 92029
2
2
1134 ft2
1979
1708 MORGANS AVE
Rent to Own Eligible
 
Townhouse/Condo
San Marcos, CA 92078
3
3
1515 ft2
2003
2819 UNICORNIO ST
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
3
3
1826 ft2
1982
New
2233 Capistrano Way
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91915
3
3
1638 ft2
2010
1 of 26 6575 VIA BARONA
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
3
3
1501 ft2
1983
New
2065 Aviata Rd
Rent to Own Eligible
San Miguel Ranch
Townhouse/Condo
Chula Vista, CA 91914
3
2
1372 ft2
2007
2252 INDUS WAY
Rent to Own Eligible
La Costa Oaks North
Townhouse/Condo
San Marcos, CA 92078
3
3
1201 ft2
2013
New
2286 ALICANTE CV
Rent to Own Eligible
San Miguel Ranch
Townhouse/Condo
Chula Vista, CA 91914
3
3
1554 ft2
2003
New
904 LA PRESA AVE
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
3
2
1350 ft2
1965
New
9860 Dale Ave
Rent to Own Eligible
 
Townhouse/Condo
Spring Valley, CA 91977
2
2
950 ft2
1979
1 of 69 768 Eastshore Ter
Rent to Own Eligible
Eastlake
Townhouse/Condo
Chula Vista, CA 91913
2
2
752 ft2
1988
New
2505 FIELDCREST PL
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
4
3
1949 ft2
1977
New
12190 CUYAMACA COLLEGE DR E #1013
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
889 ft2
1995
New
1189 CALLE TESORO
Rent to Own Eligible
Eastlake Greens
Townhouse/Condo
Chula Vista, CA 91915
3
3
1607 ft2
1998
New
1405 SANTA VICTORIA RD #6
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91913
2
3
1504 ft2
2017
New
1 of 42 2095 Bravo Loop
Rent to Own Eligible
 
Single Family Home
Chula Vista, CA 91915
3
3
2380 ft2
2021
1441 CAMINITO SICILIA
Rent to Own Eligible
Eastlake Land Swap
Townhouse/Condo
Chula Vista, CA 91915
3
3
1445 ft2
2007
New
2180 Birch Rd
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91915
2
2
1249 ft2
2022
1356 NICOLETTE AVE #1412
Rent to Own Eligible
Otay Ranch Village
Townhouse/Condo
Chula Vista, CA 91913
2
3
1192 ft2
2005
2213 ANDALUSIA LN #14
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91915
4
3
2011 ft2
2009
New
2219 ANTONIO DR
Rent to Own Eligible
 
Single Family Home
Chula Vista, CA 91915
3
3
1990 ft2
2014
2890 Silver Medal Rd
Rent to Own Eligible
Eastlake Vistas
Townhouse/Condo
Chula Vista, CA 91915
4
2
1465 ft2
2015
1 of 40 11444 Via Rancho San Diego
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
2
932 ft2
1998
1335 Caminito Pietro
Rent to Own Eligible
Eastlake Land Swap
Single Family Home
Chula Vista, CA 91915
3
3
1336 ft2
2006
1886 Nantes Pl
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91913
3
2
1478 ft2
2005
New
1621 CORONADO AVE
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
7
3
3109 ft2
12065 EASTBOURNE RD
Rent to Own Eligible
Carmel Mountain
Single Family Home
San Diego, CA 92128
4
3
1689 ft2
1989
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2024 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.