Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
846 DURWARD ST
Rent to Own Eligible
 
Single Family Home
Chula Vista, CA 91910
4
2
1540 ft2
1965
5145 CALLE SANDWAVES #19
Rent to Own Eligible
Ocean Crest
Townhouse/Condo
San Diego, CA 92154
3
4
1831 ft2
2018
1 of 94 818 CAMINITO ALICIA
Rent to Own Eligible
Sunbowl
Townhouse/Condo
Chula Vista, CA 91911
3
2
1503 ft2
2003
311 Rancho Dr
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91911
2
1
930 ft2
1978
1691 MELROSE AVE #K
Rent to Own Eligible
Castle Park
Townhouse/Condo
Chula Vista, CA 91911
2
2
920 ft2
1981
1 of 32 8820 INNSDALE AVE
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
4
2
1332 ft2
1959
1 of 53 535 Georgetown Pl
Rent to Own Eligible
 
Single Family Home
Chula Vista, CA 91911
2
3
1257 ft2
1988
1 of 95 803 CAMINITO ESTRELLA
Rent to Own Eligible
Rancho - Del Rey
Townhouse/Condo
Chula Vista, CA 91910
3
2
1245 ft2
1998
1 of 50 5413 SAN ROBERTO
Rent to Own Eligible
Otay Mesa
Townhouse/Condo
San Diego, CA 92154
3
2
1504 ft2
2016
Hot
2233 EUCALYPTUS AVE
Rent to Own Eligible
Felicita
Single Family Home
Escondido, CA 92029
4
4
2866 ft2
1987
1727 Melrose Ave
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91911
2
2
1225 ft2
1981
New
2304 VENUS CT
Rent to Own Eligible
 
Townhouse/Condo
Spring Valley, CA 91977
4
3
2143 ft2
2021
New
904 LA PRESA AVE
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
3
2
1350 ft2
1965
1 of 25 2556 Navarra Dr
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1546 ft2
1983
2081 Lakeridge Cir
Rent to Own Eligible
Eastlake
Townhouse/Condo
Chula Vista, CA 91913
2
2
956 ft2
1989
1 of 26 1625 Filaree Dr
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91915
3
2
1464 ft2
2009
New
12191 CUYAMACA COLLEGE DR E #100
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
664 ft2
1995
1 of 77 3649 BONITA VIEW DR
Rent to Own Eligible
 
Single Family Home
Bonita, CA 91902
4
2
1580 ft2
1970
1 of 26 6575 VIA BARONA
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
3
3
1501 ft2
1983
New
1839 MONTAGE AVE
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91915
4
4
2037 ft2
2021
New
2890 Silver Medal Rd
Rent to Own Eligible
Eastlake Vistas
Townhouse/Condo
Chula Vista, CA 91915
4
2
1465 ft2
2015
1344 PAIZAY PL #731
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91913
3
2
1315 ft2
2006
Hot New
7157 OBELISCO CIR
Rent to Own Eligible
 
Single Family Home
Carlsbad, CA 92009
4
6
4956 ft2
1979
1805 ESQUIRE GLN
Rent to Own Eligible
Felicita
Single Family Home
Escondido, CA 92029
2
2
1134 ft2
1979
New
1508 SAN BORJA ST #2
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91913
3
3
1588 ft2
2012
2005 LAKERIDGE CIR #302
Rent to Own Eligible
Eastlake
Townhouse/Condo
Chula Vista, CA 91913
2
2
956 ft2
1988
New
3407 BOYNE ST
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
4
3
2306 ft2
1987
New
1621 CORONADO AVE
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
7
3
3109 ft2
917 HAMILTON LN
Rent to Own Eligible
Felicita
Single Family Home
Escondido, CA 92029
2
2
1152 ft2
1958
1708 MORGANS AVE
Rent to Own Eligible
 
Townhouse/Condo
San Marcos, CA 92078
3
3
1515 ft2
2003
15770 OAK VALLEY RD
Rent to Own Eligible
 
Single Family Home
Ramona, CA 92065
3
2
1708 ft2
1977
1841 Spring Straw Ln
Rent to Own Eligible
Otay Ranch Village
Townhouse/Condo
Chula Vista, CA 91913
3
3
1529 ft2
2004
1 of 25 10010 Scripps Vista Way
Rent to Own Eligible
Mira Mesa
Townhouse/Condo
San Diego, CA 92131
3
3
1352 ft2
1993
12191 CUYAMACA COLLEGE DR E #304
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
850 ft2
1995
New
3629 AVOCADO VILLAGE CT #133
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91941
2
2
1068 ft2
1986
1 of 10 1344 PAIZAY PL #722
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91913
3
2
1416 ft2
2006
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2024 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.