Rent to own Homes in San Francisco, CA

San Francisco is one of the most visited cities in the USA, and is ranked as the 44th most visited tourist destination in the entire world. The city is well known for many things, including the world famous Golden Gate Bridge, Alcatraz Island, its hilly topography, its eclectic architectural mix, and its cool, foggy weather. Within the U.S., San Francisco is also an important financial and banking center, and has a vibrant cultural and arts scene, making it an extremely attractive city for those seeking a new property to call home.

San Francisco, CA is a great place for affordable rent-to-own homes! With a median household income of over $119,136 and a median rent of $2,010, the San Francisco, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Francisco, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Francisco, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
555 Fulton St
Rent To Own
Hayes Valley
Townhouse/Condo
San Francisco, CA 94102
1
1
714 ft2
2020
1600 INGALLS ST
Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
1 MANDALAY PL #1506
Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
Hot
81 TARRY LN
Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
711 PORTWALK PL
Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
601 Middle Rd APT 22
Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
Baine Avenue Apartments, 6437 Baine Ave
Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
1788 CLAY ST #702
Rent to Own Eligible
Nob Hill
Townhouse/Condo
San Francisco, CA 94109
1
1
686 ft2
2014
2425 MARKET ST #8
Rent to Own Eligible
Castro
Townhouse/Condo
San Francisco, CA 94114
1
1
878 ft2
1981
475 MOUNTAIN VIEW DR #2
Rent to Own Eligible
Hillside
Townhouse/Condo
Daly City, CA 94014
3
3
1630 ft2
1986
250 KING ST #544
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
2
2
1112 ft2
2004
301 BRYANT ST #D23
Rent to Own Eligible
South Beach
Townhouse/Condo
San Francisco, CA 94107
1
1
974 ft2
1998
1 of 15 1101 Green St
Rent to Own Eligible
Russian Hill
Townhouse/Condo
San Francisco, CA 94109
2
2
930 ft2
1930
338 POTRERO AVE #807
Rent to Own Eligible
Potrero
Townhouse/Condo
San Francisco, CA 94103
1
1
653 ft2
2016
New
37 NAGLEE AVE
Rent to Own Eligible
Crocker Amazon
Single Family Home
San Francisco, CA 94112
4
3
1710 ft2
1950
1 of 13 1 Crescent Way
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
984 ft2
2001
New
19 NAVAJO AVE
Rent to Own Eligible
Mission Terrace
Single Family Home
San Francisco, CA 94112
3
1
1071 ft2
1929
Hot
282 RED ROCK WAY #A
Rent to Own Eligible
Diamond Heights
Townhouse/Condo
San Francisco, CA 94131
2
3
1366 ft2
1964
1 of 12 750 Van Ness Ave
Rent to Own Eligible
Civic Center
Townhouse/Condo
San Francisco, CA 94102
1
1
391 ft2
2008
Hot New
1906 47TH AVE
Rent to Own Eligible
Outer Sunset
Single Family Home
San Francisco, CA 94116
2
1
1084 ft2
1947
76 SATURN ST #A
Rent to Own Eligible
Buena Vista Park and Dolores Park
Townhouse/Condo
San Francisco, CA 94114
1
1
686 ft2
1905
566 S VAN NESS AVE #14
Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
2
2
932 ft2
2007
1238 SUTTER ST #303
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94109
1
1
420 ft2
333 MAIN ST #2A
Rent to Own Eligible
The Embarcadero
Townhouse/Condo
San Francisco, CA 94105
1
1
1090 ft2
2008
Hot New
529 BRODERICK ST #A
Rent to Own Eligible
North Park
Townhouse/Condo
San Francisco, CA 94117
1
1
500 ft2
1900
1158 SUTTER ST #8
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94109
2
2
810 ft2
2008
New
82 ALVARADO ST
Rent to Own Eligible
Noe Valley
Townhouse/Condo
San Francisco, CA 94110
2
1
733 ft2
1900
566 S Van Ness Ave
Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
2
2
963 ft2
2007
1315 KEITH ST
Rent to Own Eligible
Bayview
Single Family Home
San Francisco, CA 94124
2
1
1125 ft2
1958
1 of 6 1220 LA PLAYA ST #308
Rent to Own Eligible
Outer Sunset
Townhouse/Condo
San Francisco, CA 94122
2
1
854 ft2
1961
650 TURK ST #402
Rent to Own Eligible
Civic Center
Townhouse/Condo
San Francisco, CA 94102
1
1
706 ft2
2008
1 of 33 555 INNES AVE #309
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94124
1
1
790 ft2
2016
New
601 4th St
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
1026 ft2
1916
New
81 LANSING ST #307
Rent to Own Eligible
South Beach
Townhouse/Condo
San Francisco, CA 94105
1
1
1085 ft2
1995
Hot
782 15TH AVE
Rent to Own Eligible
Golden Gate Park
Single Family Home
San Francisco, CA 94118
1
2
800 ft2
1919
New
907 BOSWORTH ST #4
Rent to Own Eligible
Glen Park
Townhouse/Condo
San Francisco, CA 94131
2
2
1229 ft2
1986
New
3241 MISSION ST #7
Rent to Own Eligible
Bernal Heights
Townhouse/Condo
San Francisco, CA 94110
1
1
597 ft2
1980
New
5264 3RD ST #204
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94124
1
1
790 ft2
1993
New
509 EASTERBY ST
Rent to Own Eligible
 
Townhouse/Condo
Sausalito, CA 94965
4
4
2980 ft2
1900
501 CRESCENT WAY #5213
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
3
2
1421 ft2
2006
1097 GREEN ST #9
Rent to Own Eligible
Russian Hill
Townhouse/Condo
San Francisco, CA 94133
1
1
998 ft2
1910
776 Tehama St
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94103
1
1
586 ft2
2006
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Buying a Home in San Francisco, CA

San Francisco, CA is seeing rapid growth and San Francisco, CA's' housing market remains not optimal with an average home price that is 430% above the 2024 national average. San Francisco, CA is part of San Francisco county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Francisco is 0.55% which is below the national average, which is 0.99%.

Median Home Price in San Francisco, CA

Median Rent in San Francisco, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Francisco CA

Housing Statistics San Francisco is a hugely popular city in the USA, and consequently, its housing prices are much higher than you might find in other smaller neighborhoods and towns outside of the major hubs. Those with greater financial restrictions might want to consider rent to own homes, of which there are many in the area. On average, houses currently sell at an average of $1,490,226, with median prices at $851,000, based on monthly sale transactions of 1,221, although these figures will change a little bit each month. Median turnover rates for houses in the area were estimated to be just under $70,000 in 2011, with rental averages of just under $2,000 per month, second only to New York in the most expensive areas to rent in the USA.

Outdoor Activities San Francisco might boast the most beautifully natural setting of all of the major cities in the U.S., making it a great city to explore for outdoor enthusiasts. The Bay Area provides a host of thrills, from surfing on the same waves that Kelly Slater once enjoyed, to sailing on the same waters as the America's Cup competition. From the water, you can also get out and explore the Golden Gate Bridge, one of the city's most iconic landmarks, as well as the prison on Alcatraz Island. If you wish, you can even venture slightly farther out of the city to find a secluded beach for a spot of swimming or to simply relax under the sun with a picnic. If you'd rather be more active, the Golden Gate National Recreation Area provides a massive playground to explore, comprising beautiful untouched forests, peaceful lookout points with amazing views, and a host of tracks and trails for hiking and biking. One of the great walks available is the Lands End Trail, a three mile trip that even a novice hiker can manage. It affords a magnificent view over the Golden Gate Bridge and the San Francisco Bay at the summit. There really is just so much to explore in the area, making it the perfect spot for outdoor lovers.

Weather and Climate Of course, to maximize these outdoor exploits, you'd hope to have some good weather, and San Francisco doesn't disappoint with mild winters and warm, dry summers. As the city is surrounded by water on three sides, it is greatly influenced by cool currents coming out of the Pacific, providing a climate that is mild throughout the year with little variation in temperature. The city is also known for its fog, created by rising hot air that draws the winds into the Bay. In addition, due to the variations in the city's topography, characterized by its rolling hills, San Francisco also exhibits several different micro-climates, with the high hills responsible for a 20 percent variance in rain in certain areas, and the eastern side enjoying more sun and warmer temperatures over the course of the year. On average, temperatures only get up above 74 degrees for 29 days out of the year, with May to October offering the mildest and driest weather conditions for those who want to enjoy their outdoor pursuits.

Neighborhood Guide San Francisco has a host of larger, well known neighborhoods, along with much smaller communities and developments. In general, there are 5 major districts: Downtown/Central, Richmond, Sunset, Upper Market, and Bernal Heights/Bayview. Officially, there are 36 neighborhoods within these main areas, although some sources count as many as 40, with some overlapping into other areas.