Rent to own Homes in Key West, FL

Key West, Florida, is one of the most highly visited Florida Keys. This community is 129 miles long with many popular attractions. The entire town is made up of small tropic-like communities, shopping centers, water parks and busy night clubs. Key West is home to key lime pie, one of the most cooling summer desserts, and some of the most prestigious golfing greens in the state.

Key West, FL is a great place for affordable rent-to-own homes! With a median household income of over $73,029 and a median rent of $1,877, the Key West, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Key West, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Key West, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
815 PEARL ST
Rent To Own
 
Townhouse/Condo
Key West, FL 33040
1
1
546 ft2
1943
115 Front St
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
3
1260 ft2
1991
408 UNITED ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
4
4
3117 ft2
1938
1124 WATSON ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
1
1539 ft2
1938
3312 NORTHSIDE DR #406
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
1
736 ft2
1980
311 AMELIA ST
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
4
4
2105 ft2
1979
1209 TRUMAN AVE #4
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
3
4
1201 ft2
1960
114 ANGELA ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
2
1425 ft2
1938
713 EMMA ST #3
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
2
1156 ft2
2005
916 THOMAS ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1640 ft2
1913
1008 WHITEHEAD ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
2
1102 ft2
1933
1104 PETRONIA ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
2
1786 ft2
1938
3716 PAULA AVE
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
3
2107 ft2
1963
3930 S ROOSEVELT BLVD #208N
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
2
808 ft2
1991
3930 S ROOSEVELT BLVD #402S
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
1
1
520 ft2
1991
616 EATON ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
4
5
2008 ft2
1939
808 OLIVIA ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
3
1786 ft2
1953
New
1205 VON PHISTER ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
6
3130 ft2
1948
New
1800 ATLANTIC BLVD #B116
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
2
1469 ft2
1984
New
2 ARONOVITZ LN
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
1
888 ft2
1958
New
2 SEASIDE SOUTH CT
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1077 ft2
2005
New
2325 HARRIS AVE
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1581 ft2
1901
New
3314 NORTHSIDE DR #82
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1372 ft2
1985
New
64 FRONT ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
5
5
3213 ft2
1989
Hot New
709 EMMA ST #4
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
1
1
480 ft2
1992
New
1104 SOUTH ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
4
2110 ft2
1999
New
120 ANGELA ST #101
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
2
852 ft2
2003
1 of 50 1219 ROYAL ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
3
1620 ft2
1965
New
3227 PEARL AVE
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1032 ft2
1988
New
710 GALVESTON LN
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
3
1518 ft2
1919
New
1214 VIRGINIA ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
3
1031 ft2
1928
New
1216 VIRGINIA ST
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
4
5
1944 ft2
1928
Hot New
1721 SEMINARY ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
2
1728 ft2
1958
New
1800 Atlantic Blvd
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
2
1469 ft2
1984
New
208 SOUTHARD ST #5
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
2
1
760 ft2
1991
New
2417 FLAGLER AVE
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
2
1344 ft2
1998
New
28 WHISTLING DUCK LN
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1460 ft2
1996
New
3029 N ROOSEVELT BLVD #43
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
800 ft2
2000
New
306 TRUMAN AVE
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
1
1007 ft2
1928
New
3208 DUCK AVE
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1136 ft2
1984
New
33H MIRIAM ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
2
1200 ft2
2013
New
415 JULIA ST
Rent to Own Eligible
 
Townhouse/Condo
Key West, FL 33040
3
2
1464 ft2
1979
New
610 GRIFFIN LN
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
2
2
1519 ft2
1901
New
711 OLIVIA ST
Rent to Own Eligible
 
Single Family Home
Key West, FL 33040
3
1
1600 ft2
1943
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Buying a Home in Key West, FL

Key West, FL is seeing rapid growth and Key West, FL's' housing market remains not optimal with an average home price that is 216% above the 2024 national average. Key West, FL is part of Monroe county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Monroe is 0.53% which is below the national average, which is 0.99%.

Median Home Price in Key West, FL

Median Rent in Key West, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Key West, Florida

Sunny days are always here! With sunny weather all year, Key West attracts tourist to its numerous resort-styled attractions. Parrot Key and Ocean Key Resorts are two of the most visited resorts, with Parrot Key offering stunning oceanic views from a towering full-service facility and Ocean Key providing a bit more privacy with a location on a private island just off the coast of Key West.

Be part of the "IT" community! Key West, Florida is home to some of the wealthiest people in America, with gated community homes beginning at $1 million for a 3-bedroom home. People with large budgets and exquisite taste can sign up to buy these homes pre-contruction or purchase them directly for sale by the owner. Look for options in the neighborhoods of The Meadows and Old Town.

Golf with the best of them! Key West is home to the Key West Golf Club, one of the largest golfing greens in the area. So large it's referred to as a neighborhood, Key West Golf Course is an 18-hole, 200-acre golfing wonderland full of twists, turns, hills and waterways.

Enjoy picnics all year round! Key West is green throughout every season. Monroe County Parks and Beaches is one of the largest park and beaching areas in Key West with multiple sporting areas and lots of space to run. South Beach Park is another great picnic spot and one of the most visited parks on the island.

Large homes! While there is a very wealthy area within the island, these homes are usually purchased by real estate developers and celebrities. Other homes in the Key West neighborhood are just as beautiful and sell for much less. Some residents choose to save even more by seeking homes for rent, with a 1,600 square foot 3-bedroom home renting for $1,600 on average. Look for homes on Eaton St. or Front St.

The best Cuban cuisine in Florida! In Key West, the most popular Cuban item is the Cuban sandwich, found at nearly every Cuban eatery in the island. Two shops that give this sandwich the best presentation and their own unique twists are Havana Key West and Sandy's Cafe.