Rent to own Homes in Ocala, FL

The weather: The worst weather that Ocala gets is spring-like weather characterized by chilly mornings that warm to the 70's by the afternoon. It has a little more rain than most of the country, but it's offset by 233 days of sunshine each year, giving you plenty of time to hit the Candler Hills and Golden Ocala Golf courses.

Ocala, FL is a great place for affordable rent-to-own homes! With a median household income of over $42,361 and a median rent of $973, the Ocala, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ocala, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ocala, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
5425 NW 2ND ST
Rent To Own
Northwest Ocala
Single Family Home
Ocala, FL 34482
3
2
1170 ft2
2005
1 of 21 16th Pl
Rent To Own
West Ocala
Single Family Home
Ocala, FL 34474
3
2
1578 ft2
NW 6th Cir
Rent To Own
Northeast Ocala
Single Family Home
Ocala, FL 34475
4
3
2470 ft2
72 PINE CRSE
Rent To Own
 
Single Family Home
Ocala, FL 34472
3
2
1468 ft2
2005
3948 SW 102ND PL
Rent To Own
 
Single Family Home
Ocala, FL 34476
3
2
2384 ft2
2004
33210 Sea Shell Ln
Rent To Own
 
Single Family Home
Leesburg, FL 34788
2
2
1048 ft2
1995
9720 FAIRWAY CIR
Rent To Own
Silver Lake
Single Family Home
Leesburg, FL 34788
5
4
2983 ft2
1986
12451 INSIM LN
Rent To Own
 
Single Family Home
Leesburg, FL 34788
3
4
3183 ft2
2015
2 BALSAM CT S
Rent To Own
Cypress Village At Sugarmill Woods
Single Family Home
Homosassa, FL 34446
4
4
3716 ft2
1984
100 W MYRTLE ST
Rent To Own
Howey In The Hills
Single Family Home
Howey In The Hills, FL 34737
2
1
1456 ft2
1926
Hot
1714 PRESIDENT ST
Rent To Own
 
Single Family Home
Palatka, FL 32177
5
2
2178 ft2
1920
15880 SE 100TH AVE
Rent To Own
 
Single Family Home
Summerfield, FL 34491
3
2
1710 ft2
2022
5720 NW 16TH PL
Rent to Own Eligible
Northwest Ocala
Single Family Home
Ocala, FL 34482
3
2
1120 ft2
1980
New
1124 NE 46TH CT
Rent to Own Eligible
Northeast Ocala
Single Family Home
Ocala, FL 34470
4
2
1749 ft2
1974
Hot
4377 NE 13TH ST
Rent to Own Eligible
Northeast Ocala
Single Family Home
Ocala, FL 34470
3
2
1964 ft2
1975
New
4564 SW 44TH LN
Rent to Own Eligible
Southwest Ocala
Single Family Home
Ocala, FL 34474
3
2
2175 ft2
1986
1 of 22 2813 SE 2ND ST
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
3
2
1956 ft2
1953
Hot New
3014 SW 41ST PL
Rent to Own Eligible
Southwest Ocala
Single Family Home
Ocala, FL 34474
3
3
2582 ft2
1995
New
902 SE 24TH ST
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
4
2
1424 ft2
1956
3705 NE 24TH CT
Rent to Own Eligible
Northeast Ocala
Single Family Home
Ocala, FL 34479
4
2
1204 ft2
1980
New
1 of 33 1138 SE 14TH AVE
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
3
2
1526 ft2
1956
New
3751 SE 3RD AVE
Rent to Own Eligible
Southwest Ocala
Single Family Home
Ocala, FL 34471
2
2
2071 ft2
1966
206 SE 18TH PL
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
3
2
1396 ft2
1965
1 of 42 2806 SE 22ND AVE
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
3
3
3308 ft2
2000
1 of 85 562 NE 21ST TER
Rent to Own Eligible
Northeast Ocala
Single Family Home
Ocala, FL 34470
2
1
1242 ft2
1966
4555 SW 52ND CIR
Rent to Own Eligible
Southwest Ocala
Townhouse/Condo
Ocala, FL 34474
3
2
1864 ft2
2006
1 of 30 2735 SW 17TH CIR
Rent to Own Eligible
West Ocala
Single Family Home
Ocala, FL 34474
4
2
1351 ft2
2017
1 of 2 4553 SW 65TH PL
Rent to Own Eligible
Southwest Ocala
Single Family Home
Ocala, FL 34474
3
2
1937 ft2
2017
4560 SW 52ND CIR
Rent to Own Eligible
Southwest Ocala
Townhouse/Condo
Ocala, FL 34474
3
2
1864 ft2
2006
310 NW 9TH AVE
Rent to Own Eligible
West Ocala
Single Family Home
Ocala, FL 34475
2
2
1332 ft2
2008
1 of 21 2814 SW 16TH PL
Rent to Own Eligible
West Ocala
Single Family Home
Ocala, FL 34474
3
2
1092 ft2
1975
2701 NE 10TH ST #201
Rent to Own Eligible
Northeast Ocala
Townhouse/Condo
Ocala, FL 34470
2
2
924 ft2
1985
3461 SW 18TH PL
Rent to Own Eligible
West Ocala
Single Family Home
Ocala, FL 34474
2
2
1051 ft2
1987
2412 SW 20TH CT
Rent to Own Eligible
Southwest Ocala
Single Family Home
Ocala, FL 34471
2
2
1234 ft2
1998
1 of 189 613 SE Tuscawilla Ave
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
5
2
2672 ft2
1913
1129 SE 32ND AVE
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
4
3
2222 ft2
1967
2620 SW 20TH CIR
Rent to Own Eligible
Southwest Ocala
Single Family Home
Ocala, FL 34471
3
2
2030 ft2
2004
711 SE 14TH ST
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
2
2
924 ft2
1953
4553 SE 25TH LOOP
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34480
3
2
1308 ft2
2022
1 of 37 1416 SE 17TH AVE
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34471
3
3
2243 ft2
1961
30 SE WENONA AVE
Rent to Own Eligible
Midtown Ocala
Single Family Home
Ocala, FL 34471
4
3
3120 ft2
1887
1 of 26 5582 SE 42ND CT
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34480
3
2
1835 ft2
1989
5225 SE 24TH ST
Rent to Own Eligible
Southeast Ocala
Single Family Home
Ocala, FL 34480
3
3
1426 ft2
1986
1326 SE 36TH AVE
Rent to Own Eligible
Maricamp
Single Family Home
Ocala, FL 34471
4
2
1632 ft2
1962
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Buying a Home in Ocala, FL

Ocala, FL is seeing rapid growth and Ocala, FL's' housing market remains optimal with an average home price that is -31% below the 2024 national average. Ocala, FL is part of Marion county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Marion is 0.86% which is below the national average, which is 0.99%.

Median Home Price in Ocala, FL

Median Rent in Ocala, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 12 Reasons to Live in Ocala

Future job growth: The ten-year job growth in Ocala is projected to be above 25%. Several large medical organizations, like Munroe Regional Medical Center and Ocala Regional Health System, are among the largest employers. Lockheed Martin is another major employer in the area.

Rural feel: Looking for a country feel? You will love Ocala. It's filled with large horse farms and picturesque pastures. There are many activities, especially for horse lovers. Don't miss the Santos-Belleview Trail, whether on horseback or two wheels. Trail rides are available for beginner equestrians.

Affordability: The cost of living in Ocala is just 86% of the United States average; this translates to inexpensive utilities, food and other consumer goods and transportation. Rent to own homes are reasonably priced and add to the area's affordability.

Location: In real estate, location is the golden rule, and Ocala's location adds to its appeal. Luckily, rent to own houses are available for those interested in putting down deep roots. Ocala is located on the major north-south Interstate, I-75, with easy access to Georgia and points further south in Florida, on both coasts. It's a quick drive to Daytona, St. Augustine, or Crystal River.

Ocala Historic District: Ocala has a beautiful, nationally registered historic area filled with homes that date from 1880 to 1930. If you are lucky enough to snag a home on a large lot near Fifth Street on a rent to own basis, you will be in the middle of this beautiful area. Homes on Ninth Street are beautiful and close to this historic area as well.

Great restaurants: Ocala boasts many independent restaurants that are favorites with locals and visitors. Aunt Fannie's is an unassuming coffee shop-style restaurant where the prices are low, portions are generous and the food is great. If you're looking for something more upscale, La Cuisine French Restaurant gets high marks from its patrons.

Lots of rental property available: Looking for a studio apartment? There are plenty available. Is a single-family house more to your liking? You will find that in Ocala as well. Interested in keeping horses? Finding a place with a barn and a pasture should be relatively easy, especially in the Equine Estates or on Second Street. There is a high ratio of rental homes in Ocala, which means finding a rental to your liking will be a simple process.

Diverse housing stock: Overall, about 70% of the city's homes have been built since 1970, mostly single-story ranch homes and small apartment buildings. The city also has a fair share of mobile homes on private land and in leased communities, in direct contrast to those homes in the Ocala Historic District.

Crystal clear springs: Ocala has some beautifully clear and fresh springs. Silver Springs and Juniper Springs are two of the favorites for both locals and visitors to swim, float and boat. Expect to see manatees.

Cultural opportunities: The Appleton Museum of Art is a pleasant surprise, offering exhibits you would expect in big city art museums. Equally beloved by residents is the Ocala Civic Theatre on Silver Springs Boulevard, which gets rave reviews for its productions.

Fast cars: Ocala is home to the Don Garlits Museum of Drag Racing, which draws race fans from all around the country. There is also a dirt track racing park, Bubba Raceway, in Ocala for race fans.