Rent to own Homes in Pensacola, FL

Fly high! The National Naval Aviation Museum, the largest one of its kind in the world, and the Naval Air Station Pensacola are just southwest of Pensacola, as is the home of the Blue Angels flight demonstration team.

Pensacola, FL is a great place for affordable rent-to-own homes! With a median household income of over $56,199 and a median rent of $998, the Pensacola, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Pensacola, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Pensacola, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
6640 ALLYN WAY
Rent To Own
 
Single Family Home
Pensacola, FL 32504
3
2
1300 ft2
1987
5685 NICHOLAS LN
Rent To Own
 
Single Family Home
Pensacola, FL 32526
2
2
852 ft2
1964
726 GIESE LN
Rent To Own
 
Single Family Home
Pensacola, FL 32506
4
2
1900 ft2
2022
1 of 179 3 Portofino Dr
Rent To Own
 
Single Family Home
Pensacola Beach, FL 32561
2
3
1333 ft2
2004
4726 PIERCE LN
Rent To Own
 
Single Family Home
Milton, FL 32571
4
2
2325 ft2
2016
New
1 of 92 4474 PIEDMONT WAY
Rent To Own
 
Single Family Home
Milton, FL 32583
4
2
1869 ft2
2007
Hot
6351 HERONWALK DR
Rent To Own
 
Single Family Home
Gulf Breeze, FL 32563
3
2
1910 ft2
2003
1 of 31 7472 Sunset Harbor Dr
Rent To Own
 
Single Family Home
Navarre, FL 32566
3
3
1186 ft2
1999
1 of 105 6315 WHITE OAK DR
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
4
2
2009 ft2
2006
1 of 80 7171 N 9th Ave
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32504
2
2
1221 ft2
1986
New
1 of 65 201 S Stillman St
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32505
1
1
480 ft2
2006
1 of 7 2201 Scenic Hwy
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
2
2
950 ft2
1982
1 of 147 7722 BROOK MEADOW PL
Rent to Own Eligible
Brook Meadow
Single Family Home
Pensacola, FL 32514
3
1
1107 ft2
1982
4300 W FRANCISCO
Rent to Own Eligible
Lavallet Townhomes
Townhouse/Condo
Pensacola, FL 32504
3
3
2205 ft2
1980
New
6400 LONG ST
Rent to Own Eligible
 
Townhouse/Condo
Pensacola, FL 32504
2
2
1200 ft2
1983
New
3005 E Lloyd St
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
4
4
2676 ft2
2022
1 of 33 3850 SUMMER DR
Rent to Own Eligible
Scenic Heights
Single Family Home
Pensacola, FL 32504
3
2
1543 ft2
1961
New
1 of 151 5001 Grande Dr
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32504
2
2
1172 ft2
1984
1 of 23 810 W CHASE ST
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32502
2
1
918 ft2
1951
1 of 68 2200 W HERNANDEZ ST
Rent to Own Eligible
Highland Park
Single Family Home
Pensacola, FL 32505
3
1
1315 ft2
1942
7225 Dogwood Terrace Dr
Rent to Own Eligible
Dogwood Terrace
Single Family Home
Pensacola, FL 32504
3
2
1545 ft2
1979
2299 Scenic Hwy
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
2
2
1014 ft2
1983
1 of 36 2703 W WRIGHT ST
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32505
3
2
1500 ft2
1983
New
1 of 67 1020 N Hayne St
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32501
2
3
1216 ft2
2006
New
1 of 150 7101 Joy St
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32504
2
2
1183 ft2
2005
New
1700 Scenic Hwy
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
3
3
2829 ft2
1999
1 of 30 3000 Belle Meade Dr
Rent to Own Eligible
Charleston Manor
Single Family Home
Pensacola, FL 32503
2
2
1056 ft2
1983
520 W BELMONT ST
Rent to Own Eligible
Downtown
Single Family Home
Pensacola, FL 32501
3
2
1300 ft2
2018
1 of 5 412 E DE SOTO ST
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32501
3
2
1129 ft2
1918
1 of 22 300 Bayou Blvd
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
2
1
936 ft2
1965
1 of 22 2020 W HERNANDEZ ST
Rent to Own Eligible
Park Place
Single Family Home
Pensacola, FL 32501
3
2
1450 ft2
1940
1 of 46 415 E Romana St
Rent to Own Eligible
Seville Historic District
Single Family Home
Pensacola, FL 32502
1
1
843 ft2
2006
New
2007 E Gadsden St
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32501
1
1
840 ft2
1927
1 of 49 8080 LAWTON ST
Rent to Own Eligible
Oakhurst
Single Family Home
Pensacola, FL 32514
3
2
1846 ft2
1969
1 of 75 710 LOIRE WAY
Rent to Own Eligible
Eastmont
Single Family Home
Pensacola, FL 32505
4
2
1144 ft2
1959
New
1 of 32 3355 E Olive Rd
Rent to Own Eligible
Kingswood
Single Family Home
Pensacola, FL 32514
2
2
1058 ft2
1975
1 of 90 203 BERKLEY DR
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
3
2
1522 ft2
1956
New
3204 BAYOU BLVD
Rent to Own Eligible
Cordova Park
Single Family Home
Pensacola, FL 32503
3
2
1781 ft2
1973
1 of 90 3400 Wimbledon Dr
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32504
2
3
1701 ft2
1976
1 of 120 600 Scenic Hwy
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
2
1
936 ft2
1965
1 of 90 6237 APPOMATTOX DR
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
4
2
2282 ft2
1968
1 of 2 2818 VILLAGER CIR
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32504
2
2
1335 ft2
1984
1 of 41 1219 E BRAINERD ST
Rent to Own Eligible
 
Single Family Home
Pensacola, FL 32503
3
2
1602 ft2
2018
1 of 40 3317 Kingswood Ct
Rent to Own Eligible
Kingswood
Single Family Home
Pensacola, FL 32514
2
2
1058 ft2
1975
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Buying a Home in Pensacola, FL

Pensacola, FL is seeing rapid growth and Pensacola, FL's' housing market remains optimal with an average home price that is -8% below the 2024 national average. Pensacola, FL is part of Escambia county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Escambia is 0.76% which is below the national average, which is 0.99%.

Median Home Price in Pensacola, FL

Median Rent in Pensacola, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 11 Reasons to Live in Pensacola

Beautiful beaches! Who wouldn't want to rent to own property in paradise? Pensacola has white sand beaches, surrounding clear green water. Head over to Pensacola Beach and Santa Rosa Island for a day of fun in the sun.

Affordable rent! The average cost of a rental property in Pensacola is $863 per month. Add to that the relatively low monthly median cost of $130 for utilities, and you'd be hard-pressed to find a better beachfront bargain. Search for the best deals near Wiggins Lane and North Reus Street.

Home values are appreciating! Home values have increased .49% in the last year, which is good news for home owners who are in the market to list their homes for sale. Find your next home investment along Pleasant Grove or Bayou Boulevard.

High ownership and occupancy rates! With a 54% home ownership rate and a low 12% vacancy rate, it's apparent that the majority of people in Pensacola are there to stay. A welcoming 33% rental vacancy rate means rental homes are readily available in all neighborhoods, including Sunny Ridge and Woodland Heights.

Save more money to spend on entertainment! Residents have relatively low property taxes -- averaging $1,512 annually -- which leaves more money for enjoying the restaurants downtown, like Angus. More money in your pocket means more money to see a concert at Vinyl Music Hall.

Go outdoors! The Gulf Islands National Seashore is maintained by the National Park Service, and borders Pensacola to the east and west. It has been designated one of the top 25 best beaches in the world. Anyone looking for rent to own homes in Pensacola will find the beach hard to resist. Events throughout the year highlight the area's favorite pastimes of fishing, golfing, water sports and sailing. Enjoy a dolphin tour and watch as the playful porpoises cavort in the water.

Experience the culture! The fine and performing arts are alive and well in the Pensacola community. Take in a play at the Center for Fine and Performing Arts, or venture to the Historic District and tour the local art at the pink Quayside Gallery.

Explore history! Pensacola has a rich history, which is on display every day at the Historic Pensacola Village on East Church Street. The Pensacola Lighthouse has been lighting the way of seafarers since 1859, and the Arcadia Mill Archaeological Site and Museum showcases the 19th-century industries that were powered by water prior to technological advances.

So many places to shop! From upscale boutiques to antique malls, you're sure to find a spot to indulge your need for retail therapy. The unique Blue Moon Antique and Retro Mall features 65 dealers in 12,700 square feet. The large Cordova Mall features 140 high-end retail stores and restaurants.

Relax! Finish your days touring rent to own houses in the city with a little pampering. The Fusion Spa Salon is an Aveda salon, so you know you'll get treated well. If you need an entire weekend to unwind, try the luxurious Portofino Island Resort and Spa.