Rent to own Homes in Pearl City, HI

Breathtaking scenery! Pearl City is a postcard-worthy tropical destination, and the city is in close proximity to the Pearl Harbor National Wildlife Refuge, offering plenty of nature trails. To take in the entire city, the ancient volcano crater Diamond Head provides a stunning view of the entire area.

Pearl City, HI is a great place for affordable rent-to-own homes! With a median household income of over $101,517 and a median rent of $2,044, the Pearl City, HI rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Pearl City, HI. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Pearl City, HI rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
New
1 of 381 1314 KALAKAUA AVE
Rent To Own
Makiki - Lower Punchbowl - Tantalu
Single Family Home
Honolulu, HI 96826
2
2
928 ft2
1996
New
1 of 15 1867 Kaioo Dr
Rent To Own
Waikiki
Townhouse/Condo
Honolulu, HI 96815
1
1
448 ft2
1970
New
1 of 22 2819 Waialae Ave
Rent To Own
Manoa
Multifamily (2 - 4 Units)
Honolulu, HI 96826
3
3
1530 ft2
1941
1 of 46 2421 TUSITALA ST
Rent To Own
Waikiki
Single Family Home
Honolulu, HI 96815
2
1
590 ft2
1980
1 of 66 320 LILIUOKALANI AVE
Rent To Own
Waikiki
Single Family Home
Honolulu, HI 96815
2
2
717 ft2
1978
1 of 11 94-349 HOKUAHIAHI ST #314
Rent To Own
Mililani - Waipio - Melemanu
Townhouse/Condo
Mililani, HI 96789
2
1
836 ft2
1977
New
91-5408 Kapolei Pkwy #65
Rent To Own
Ewa
Single Family Home
Kapolei, HI 96707
4
3
2143 ft2
2020
Hot
1 of 25 91-1188 WAIKAPOO ST
Rent To Own
Ewa
Single Family Home
Ewa Beach, HI 96706
4
3
2661 ft2
2014
1 of 14 1177 QUEEN ST #604
Rent To Own
Ala Moana - Kakaako
Townhouse/Condo
Honolulu, HI 96814
2
2
1157 ft2
2006
1 of 96 2499 KAPIOLANI BLVD
Rent To Own
Mccully - Moiliili
Single Family Home
Honolulu, HI 96826
2
2
1064 ft2
1979
1 of 25 2640 PETER ST
Rent To Own
Diamond Head - Kapahulu - St. Louis
Single Family Home
Honolulu, HI 96816
6
5
2936 ft2
2011
249 Kap?li Street
Rent To Own
Diamond Head - Kapahulu - St. Louis
Multifamily (2 - 4 Units)
Honolulu, HI 96815
1
2
484 ft2
1 of 7 4817 AUKAI AVE
Rent To Own
Waialae - Kahala
Single Family Home
Honolulu, HI 96816
3
2
2032 ft2
1939
1 of 23 87-1634 FARRINGTON HWY
Rent To Own
Waianae
Single Family Home
Waianae, HI 96792
3
1
6215 ft2
1925
New
1 of 184 85-175 FARRINGTON HWY
Rent To Own
Waianae
Single Family Home
Waianae, HI 96792
1
1
361 ft2
1974
Hot
1 of 19 1012 KOKO UKA PL
Rent To Own
Hawaii Kai
Single Family Home
Honolulu, HI 96825
4
4
3110 ft2
2005
1 of 20 91-5408 Kapolei Pkwy
Rent To Own
Ewa
Townhouse/Condo
Kapolei, HI 96707
4
3
2389 ft2
2020
2314 AHAPULE ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
3
2
984 ft2
1967
98-424 KAONOHI ST #20/474
Pre-Foreclosure (NOD)
Aiea
Townhouse/Condo
Aiea, HI 96701
3
3
1356 ft2
1970
98-1953 HOALA ST
REO Foreclosure
Aiea
Single Family Home
Aiea, HI 96701
3
2
1436 ft2
1978
98-945 MOANALUA RD #801
Auction
Aiea
Townhouse/Condo
Aiea, HI 96701
3
2
1115 ft2
1986
99-161 PAMOHO PL
REO Foreclosure
Aiea
Single Family Home
Aiea, HI 96701
6
4
2344 ft2
1972
New
1846 LANIKEHA PL
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
5
3
2216 ft2
1979
2554 AKEPA ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
4
3
1460 ft2
1988
98-878 B IHO #163
Pre-Foreclosure (Lis Pendens)
Aiea
Townhouse/Condo
Aiea, HI 96701
3
2
1222 ft2
1972
99-948 KEALALUINA DR
Auction
Aiea
Single Family Home
Aiea, HI 96701
6
2
3239 ft2
1953
2268 AUPAKA ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
3
2
1200 ft2
1975
1593 MAKAMUA ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
3
2
1184 ft2
1974
1 of 12 1105 ACACIA RD #310
Pre-Foreclosure (Lis Pendens)
Pearl City
Townhouse/Condo
Pearl City, HI 96782
2
1
607 ft2
1986
New
98-487 KOAUKA LOOP #B1101
Pre-Foreclosure (Lis Pendens)
Aiea
Townhouse/Condo
Aiea, HI 96701
1
1
771 ft2
1982
1 of 25 98-500 KOAUKA LOOP #10N
Pre-Foreclosure (Lis Pendens)
Aiea
Townhouse/Condo
Aiea, HI 96701
1
1
603 ft2
1975
98-1658 HOOMAIKE ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
3
2
1176 ft2
1972
1 of 25 98-487 KOAUKA LOOP #B1603
Pre-Foreclosure (Lis Pendens)
Aiea
Townhouse/Condo
Aiea, HI 96701
3
2
1175 ft2
1982
2205 AMOKEMOKE ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
3
2
1517 ft2
1968
98-1038 MOANALUA RD #7/2102
Pre-Foreclosure (Lis Pendens)
Aiea
Townhouse/Condo
Aiea, HI 96701
1
1
523 ft2
1976
1277 KIPAIPAI ST #30A
REO Foreclosure
Pearl City
Townhouse/Condo
Pearl City, HI 96782
3
1
462 ft2
1971
98-719 IHO PL #5/403
Pre-Foreclosure (Lis Pendens)
Aiea
Townhouse/Condo
Aiea, HI 96701
2
2
976 ft2
1976
New
99-319 PILIKOA ST
Auction
Aiea
Single Family Home
Aiea, HI 96701
4
1
1680 ft2
1951
1983 HOOKAHUA ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
5
3
2636 ft2
1970
1 of 25 99-403 PAIHI ST
Pre-Foreclosure (Lis Pendens)
Aiea
Single Family Home
Aiea, HI 96701
3
2
1000 ft2
1962
New
98-858 KAAMILO ST
Auction
Aiea
Single Family Home
Aiea, HI 96701
5
2
1574 ft2
1961
98-1366 KOAHEAHE PL #20/190
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
2
2
926 ft2
1980
1 of 2 99-720 PULUNIU LOOP
Auction
Aiea
Single Family Home
Aiea, HI 96701
4
4
2296 ft2
1999
56 HOOMALU ST
Pre-Foreclosure (Lis Pendens)
Pearl City
Single Family Home
Pearl City, HI 96782
3
2
1280 ft2
1974
Map
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Neighborhoods in Pearl City, HI

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Popular Zip Codes in Pearl City, HI

96701 rent to own homes

Buying a Home in Pearl City, HI

Pearl City, HI is seeing rapid growth and Pearl City, HI's' housing market remains not optimal with an average home price that is 218% above the 2024 national average. Pearl City, HI is part of Honolulu county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Honolulu is 0.28% which is below the national average, which is 0.99%.

Median Home Price in Pearl City, HI

Median Rent in Pearl City, HI

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Pearl City, Hawaii

Rising home value! In Pearl City and nearby cities Waimalu and Waipio, house values have nearly doubled in the last 15 years, making rent-to-own houses a sound investment in Honolulu County.

Tight-knit community! With a population of around 50,000, Pearl City provides its residents numerous community activities, such as the weekly Momilani Farmers Market and community hikes at nearby Manoa Falls Trail.

Highly educated residents! Nearly 30% of Pearl City's residents have a Bachelor's degree or higher, which supports a healthy rate of job growth around the community. For first-time buyers commuting to Honolulu or Ewa, rent-to-own homes have become a popular option.

Fascinating cultural attractions! Located on the north bank of Pearl Harbor, Pearl City is drenched in historical importance. Residents can spend the day touring the USS Arizona Memorial Museum, and the Polynesian Culture Center in nearby Laie provides guests activities, games, educational lectures and an authentic luau with the backdrop of authentic Polynesian villages.

Close to Honolulu! Unlike the high property costs of Honolulu (the average is $628,938), rent-to-own apartments, condos and homes are moderately priced (the average is $555,763), but residents still have access to the wealth of attractions Honolulu has to offer, such as the Honolulu Zoo and Honolulu Museum of Art.

Outdoor activities! Much like other Hawaiian communities, Pearl City is perfect for those who appreciate the natural beauty and wonderful weather of Hawaii. Residents can relax at the Waiau Neighborhood Park or get some exercise hiking the majestic Manana Trail.

High household income! Pearl City's residents have a significantly higher median household income than the rest of Hawaii. Considering Pearl City's growing population and economy, investing in rent-to-own properties or a rental home has become a popular investment option, especially nearby the lagoons and beaches of Ko Olina or in the Pacific Palisades.

Delectable local eateries! Hawaii is famous for its restaurants. Since shipping food to the island is expensive, many restaurants source their food locally. For passionate carnivores, the Cattle Company Steak House offers locally raised, grass-fed cattle, and the seafood at Sansei Seafood and Restaurant most likely comes out of the Pacific that morning.

Beach living! You can't talk about Hawaii without mentioning its pristine, white beaches. Pearl City is a short drive to the sun and fun of many world-famous beaches like Waikiki. For a less crowded and more secluded experience, One'ula Beach Park is a popular (but not too popular) stretch of spacious beach.