Rent to own Homes in Ames, IA

Sports and Recreation! There are 36 parks and several places to engage in outdoor activities. Outdoor enthusiasts might want to check out the Ames Running Club or the Ames Departments of Parks and Recreation, which oversees over 1,300 acres of park land.

Ames, IA is a great place for affordable rent-to-own homes! With a median household income of over $50,783 and a median rent of $944, the Ames, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ames, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ames, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
108 NE 6TH CT
Rent To Own
Grimes
Single Family Home
Grimes, IA 50111
3
1
1088 ft2
1989
Hot
1 of 18 3724 EISENHOWER AVE
Rent To Own
Bloomington Heights
Single Family Home
Ames, IA 50010
3
3
1482 ft2
1992
Hot
1 of 31 3214 HARRISON RD
Rent To Own
North Ridge Heights
Single Family Home
Ames, IA 50010
4
4
4285 ft2
2003
1 of 36 1206 26TH ST
Rent To Own
 
Single Family Home
Ames, IA 50010
3
2
912 ft2
1965
Hot
1 of 25 5022 NE SENECA DR
Rent To Own
Northeast Ankeny
Single Family Home
Ankeny, IA 50021
4
3
1616 ft2
2016
1 of 49 3912 NE BELLAGIO CIR
Rent To Own
Northeast Ankeny
Single Family Home
Ankeny, IA 50021
6
5
3841 ft2
2013
1 of 21 312 SW CARRIAGE DR
Rent To Own
Southwest Ankeny
Single Family Home
Ankeny, IA 50023
4
3
2417 ft2
2014
Hot
403 LINCOLN ST SE
Rent To Own
 
Single Family Home
Bondurant, IA 50035
6
2
1315 ft2
1958
Hot
1 of 13 905 N JAMES ST
Rent To Own
Grimes
Single Family Home
Grimes, IA 50111
4
2
2349 ft2
1994
Hot
1 of 19 604 NW 10TH CIR
Rent To Own
Grimes
Single Family Home
Grimes, IA 50111
3
3
1594 ft2
2008
Hot
1 of 20 808 SE 13TH ST
Rent To Own
Grimes
Single Family Home
Grimes, IA 50111
3
3
1460 ft2
2006
1 of 17 4703 64TH ST
Rent To Own
Urbandale
Single Family Home
Urbandale, IA 50322
4
3
1804 ft2
1997
Hot
1 of 31 9915 TANGLEWOOD DR
Rent To Own
Golf View Estates
Single Family Home
Urbandale, IA 50322
4
4
1749 ft2
1987
Hot
1 of 40 4060 NE 47TH ST
Rent To Own
Capitol Heights
Single Family Home
Des Moines, IA 50317
3
1
1440 ft2
1942
1 of 20 3919 LAY ST
Rent To Own
Douglas Acres
Single Family Home
Des Moines, IA 50317
3
2
992 ft2
1968
1 of 27 3843 81st St
Rent To Own
Urbandale
Multifamily (2 - 4 Units)
Urbandale, IA 50263
4
3
2202 ft2
1972
1 of 16 2815 E CLINTON AVE
Rent To Own
Douglas Acres
Single Family Home
Des Moines, IA 50317
3
1
928 ft2
1947
1 of 11 3521 27TH PL
Rent To Own
Prospect Park
Single Family Home
Des Moines, IA 50310
2
2
768 ft2
1950
1 of 9 3324 52ND ST
Rent To Own
Merle Hay
Townhouse/Condo
Des Moines, IA 50310
2
2
1224 ft2
1948
1 of 27 3213 ASHWOOD DR
Rent To Own
Urbandale
Single Family Home
Urbandale, IA 50322
4
2
912 ft2
1958
1 of 19 2756 BOSTON AVE
Rent To Own
Prospect Park
Single Family Home
Des Moines, IA 50310
3
2
1880 ft2
1973
1 of 19 4310 ALLISON AVE
Rent To Own
Beaverdale
Single Family Home
Des Moines, IA 50310
2
2
1683 ft2
1939
3255 EASTON BLVD
Rent To Own
Accent
Single Family Home
Des Moines, IA 50317
2
1
1816 ft2
1870
1 of 23 2160 FOUNTAIN CREST DR
Rent To Own
Copper Creek
Townhouse/Condo
Pleasant Hill, IA 50327
4
3
1397 ft2
2002
Hot
1 of 21 2150 FOUNTAIN CREST DR
Rent To Own
Copper Creek
Townhouse/Condo
Pleasant Hill, IA 50327
4
3
1397 ft2
2002
1 of 19 714 35TH ST SW
Rent To Own
Altoona
Single Family Home
Altoona, IA 50009
4
3
2300 ft2
2018
1 of 11 1440 64TH ST
Rent To Own
Windsor Heights
Single Family Home
Windsor Heights, IA 50324
3
2
1328 ft2
1938
7845 DRAKE ST
Rent To Own
Clive
Single Family Home
Clive, IA 50325
4
1
1339 ft2
1966
Hot
1 of 24 12380 WALNUT RIDGE CT
Rent To Own
Clive
Single Family Home
Clive, IA 50325
5
3
2850 ft2
1997
Hot
2308 CAPITOL AVE
Rent To Own
Fairground
Single Family Home
Des Moines, IA 50317
2
1
748 ft2
1905
Hot
2335 E WALNUT ST
Rent To Own
Fairground
Single Family Home
Des Moines, IA 50317
4
2
1378 ft2
1912
Hot
1 of 16 13789 BAY HILL CT
Rent To Own
Clive
Townhouse/Condo
Clive, IA 50325
4
3
3171 ft2
1995
2415 HIGH ST
Rent To Own
Woodland Heights
Single Family Home
Des Moines, IA 50312
3
1
1144 ft2
1908
Hot
1 of 24 5195 PINE VALLEY DR
Rent To Own
Pleasant Hill
Single Family Home
Pleasant Hill, IA 50327
3
2
1704 ft2
2006
Hot
720 11TH ST
Rent To Own
West Des Moines
Single Family Home
West Des Moines, IA 50265
3
2
1752 ft2
1942
Hot
1 of 72 795 SE WACO PL
Rent To Own
Waukee
Single Family Home
Waukee, IA 50263
4
3
3037 ft2
2005
1 of 21 630 34TH PL
Rent To Own
Fairmeadows
Single Family Home
West Des Moines, IA 50265
4
3
1954 ft2
1973
Hot
1 of 9 1116 59TH ST
Rent To Own
West Des Moines
Single Family Home
West Des Moines, IA 50266
3
3
1610 ft2
1987
1 of 39 715 79TH PL
Rent To Own
West Des Moines
Single Family Home
West Des Moines, IA 50266
4
4
1782 ft2
2004
Hot
4425 MILLS CIVIC PKWY #802
Rent To Own
West Des Moines
Townhouse/Condo
West Des Moines, IA 50265
2
2
1523 ft2
1999
Hot
233 E PARK AVE
Rent To Own
 
Single Family Home
Des Moines, IA 50315
3
1
960 ft2
1957
Hot
1 of 25 197 79TH ST
Rent To Own
West Des Moines
Townhouse/Condo
West Des Moines, IA 50266
3
3
2056 ft2
2011
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Buying a Home in Ames, IA

Ames, IA is seeing rapid growth and Ames, IA's' housing market remains optimal with an average home price that is -2% below the 2024 national average. Ames, IA is part of Story county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Story is 1.33% which is above the national average, which is 0.99%.

Median Home Price in Ames, IA

Median Rent in Ames, IA

Rent to own homes offer low monthly payments and flexible terms.

Top 14 Reasons to Live in Ames

Lots of Museums! Ames is proud of its history and has museums and attractions dedicated to it. The Ames Historical Society presents exhibits and artifacts related to local and national history. The Boone and Scenic Valley Railroad and Museum offers train rides around the area as well as information about the history of the railroad in Ames.

Local Produce! The Main Street Farmers Market is open every Saturday during the spring and summer months and Black's Heritage Farms offers local events as well as the opportunity to pick local produce.

Music Lovers Unite! The Central Iowa Symphony offers local musicians the opportunity to play with professionals in live concerts and the Ames Town and Gown Chamber Music Association brings internationally acclaimed musicians to play small, intimate chamber music concerts.

Unique Opportunities! Aspiring artists may want to check out Creative Spirits Ames, a local artists' group that guides people who want to paint. Those who appreciate others' art may want to buy unique hand-blown glass pieces from Ciccotti Art Glass.

Museums and More! The Christian Petersen Art Museum, named after an artist in residence who used to teach at the university, features contemporary art works by a variety of artists. If you are more into history, the Farm House Museum pays homage to the farmers who worked the land before the university was built and the early university heads who lived in the farm house.

Dance, Dance, Dance! The Iowa Youth Ballet offers special performances and events for young talented dancers; aspiring dancers of all ages can take workshops and classes as well as attending performances at the Co'Motion Dance Theatre.

Plenty of rentals! 54% of Ames residents rent their homes. The median rental price in Ames is $635. Look to Downtown Ames and Melrose Park for some of these stellar rental options.

Going green! Ames understands the importance of nature and conservation. Reiman Gardens features live butterfly conservatories as well as 14 acres of preserved land outdoors. Tree, shrub and flower lovers can see hundreds of live plants at the Iowa Arboretum.

Low home costs! Homeowners in Ames pay a median price of approximately $119,000 for their homes. Finding homes for sale or rent to own homes in Little Hollywood or off of Main Street means you're right in the center of all the action!

Culture galore! Ames hosts plenty of cultural events throughout the year. The Main Street Cultural District hosts many of these events, including the annual 4th of July Parade and Oktoberfest. Ames also hosts the Maximum Music Festival every fall, which features acts in multiple venues across the state of Iowa; local musicians and musicians from around the nation and world are featured.

Rent or rent to own! Ames residents can save money by living in a rent to own home and putting their rent towards a down payment on the home they live in. Check out the areas of Suncrest or Somerset for great deals on new rent to own houses!

Low Cost Of Living! The cost of living in Ames is 93.8, less than average in America. This means you can hole up in nice neighborhoods in Ames, like Dayton Park and Country Gables.

Neighborhood Regulations Ames keeps neighborhoods quiet and safe with a variety of regulations about noise and parties. East Hickory Park and Gateway Green HIlls are two particularly peaceful 'hoods.