Rent to own Homes in Cedar Falls, IA

Cedar Falls, IA is a great place for affordable rent-to-own homes! With a median household income of over $64,809 and a median rent of $944, the Cedar Falls, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cedar Falls, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cedar Falls, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
2111 VINE ST
Rent To Own
North Cedar
Single Family Home
Cedar Falls, IA 50613
3
2
1440 ft2
2008
821 GROVE ST
Rent To Own
Washington Park
Single Family Home
Cedar Falls, IA 50613
4
3
560 ft2
1922
Hot
724 LINCOLN ST
Rent To Own
Common Grounds
Single Family Home
Waterloo, IA 50703
3
1
1460 ft2
1900
1 of 11 5038 KAEL TRL
Rent To Own
 
Single Family Home
Cedar Falls, IA 50613
4
3
2884 ft2
2012
2822 SUNNY LN
Rent To Own
Cedar Heights
Single Family Home
Cedar Falls, IA 50613
4
2
1370 ft2
1953
Hot
1 of 31 2415 CENTRAL AVE
Rent To Own
North Cedar
Single Family Home
Cedar Falls, IA 50613
4
3
2456 ft2
2004
1 of 19 3232 HOMEWAY DR
Rent To Own
College Square
Single Family Home
Cedar Falls, IA 50613
5
3
3082 ft2
1961
1 of 6 4006 CARDINAL CT
Rent To Own
College Square
Single Family Home
Cedar Falls, IA 50613
4
3
2404 ft2
1969
1 of 7 4910 ALGONQUIN DR #3
Rent To Own
 
Townhouse/Condo
Cedar Falls, IA 50613
2
4
1552 ft2
2011
1 of 11 411 TREMONT ST
Rent To Own
Overman Park
Single Family Home
Cedar Falls, IA 50613
3
2
1848 ft2
1900
Hot
1 of 24 4705 GLORIA ST
Rent To Own
 
Single Family Home
Cedar Falls, IA 50613
4
3
2654 ft2
2016
1 of 20 160 BERKSHIRE RD
Rent To Own
 
Single Family Home
Waterloo, IA 50701
3
3
2001 ft2
1953
1 of 12 6932 ANSBOROUGH AVE
Rent To Own
 
Single Family Home
Waterloo, IA 50701
6
6
4818 ft2
2009
Hot
1 of 19 1143 FOREST AVE
Rent To Own
Liberty Park
Single Family Home
Waterloo, IA 50702
2
1
954 ft2
1913
1 of 15 1711 HAMMOND AVE
Rent To Own
 
Single Family Home
Waterloo, IA 50702
3
1
1435 ft2
1955
1 of 21 110 PRESTIEN DR
Rent To Own
 
Single Family Home
Denver, IA 50622
3
2
1650 ft2
1947
Hot
1 of 20 256 W CEDAR ST
Rent To Own
 
Single Family Home
Dike, IA 50624
4
2
1600 ft2
1961
Hot
1 of 11 4521 LAFAYETTE RD
Rent To Own
 
Single Family Home
Evansdale, IA 50707
3
2
1106 ft2
1951
1 of 26 1161 Lakeview Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Buckingham, IA 50612
4
4
3200 ft2
1993
Hot
1 of 10 218 HIGHLAND AVE
Rent To Own
 
Single Family Home
Readlyn, IA 50668
3
3
1569 ft2
1952
1 of 4 923 ELLEN ST
REO Foreclosure
Fairview
Single Family Home
Cedar Falls, IA 50613
3
2
1272 ft2
1957
1014 W 9TH ST
REO Foreclosure
Fairview
Single Family Home
Cedar Falls, IA 50613
2
1
983 ft2
1945
727 E LONE TREE RD
Pre-Foreclosure (Lis Pendens)
North Cedar
Single Family Home
Cedar Falls, IA 50613
2
1
1120 ft2
1984
1 of 16 503 OLIVE ST
REO Foreclosure
Santori Park
Single Family Home
Cedar Falls, IA 50613
4
2
1462 ft2
1961
New
2904 CENTER ST
Auction
North Cedar
Single Family Home
Cedar Falls, IA 50613
3
1
1428 ft2
1947
1 of 5 2508 ALAMEDA ST
Auction
Cedar Heights
Single Family Home
Cedar Falls, IA 50613
3
2
1450 ft2
1974
New
330 ORCHARD DR
Pre-Foreclosure (Lis Pendens)
College Square
Single Family Home
Cedar Falls, IA 50613
3
2
1436 ft2
1964
1 of 29 516 W 6TH ST
Auction
Overman Park
Single Family Home
Cedar Falls, IA 50613
3
2
1220 ft2
1918
1 of 22 1720 QUAIL RIDGE RD
Auction
Birdsall Park
Single Family Home
Cedar Falls, IA 50613
4
7
2880 ft2
2009
904 ROYAL DR
Auction
Valley Park
Single Family Home
Cedar Falls, IA 50613
4
2
2023 ft2
1966
New
1720 W 3RD ST
Auction
Birdsall Park
Single Family Home
Cedar Falls, IA 50613
3
1
1104 ft2
1961
New
415 SPRUCE HILLS DR
Pre-Foreclosure (Lis Pendens)
College Square
Single Family Home
Cedar Falls, IA 50613
4
4
1365 ft2
2016
Hot
416 COLLEGE ST
REO Foreclosure
Santori Park
Single Family Home
Cedar Falls, IA 50613
3
1
1344 ft2
1920
Hot
2234 MINNETONKA DR
REO Foreclosure
 
Single Family Home
Cedar Falls, IA 50613
4
3
2493 ft2
2001
1 of 34 1210 HIGBY DR
Auction
 
Single Family Home
Cedar Falls, IA 50613
3
2
960 ft2
1961
1 of 7 1028 COLUMBINE DR
Auction
Birdsall Park
Single Family Home
Cedar Falls, IA 50613
3
2
2096 ft2
1969
New
2302 CYPRESS AVE
Auction
North Cedar
Single Family Home
Cedar Falls, IA 50613
2
1
762 ft2
1947
Hot
930 W 1ST ST
Short Sale
Santori Park
Townhouse/Condo
Cedar Falls, IA 50613
1
2
1508 ft2
1900
New
5107 ADDISON DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedar Falls, IA 50613
4
4
1358 ft2
2012
New
4920 ALGONQUIN DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedar Falls, IA 50613
4
4
1531 ft2
2005
424 W 9TH ST
Pre-Foreclosure (Lis Pendens)
Overman Park
Single Family Home
Cedar Falls, IA 50613
5
3
2013 ft2
1885
Hot
615 W 2ND ST
REO Foreclosure
Overman Park
Single Family Home
Cedar Falls, IA 50613
3
1
1781 ft2
1919
Hot
3815 SPRUCE HILLS DR
REO Foreclosure
College Square
Single Family Home
Cedar Falls, IA 50613
3
2
1637 ft2
1968
1207 HIGBY DR
Auction
 
Single Family Home
Cedar Falls, IA 50613
3
2
1092 ft2
1967
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Buying a Home in Cedar Falls, IA

Cedar Falls, IA is seeing rapid growth and Cedar Falls, IA's' housing market remains optimal with an average home price that is -6% below the 2024 national average. Cedar Falls, IA is part of Black Hawk county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Black Hawk is 1.45% which is above the national average, which is 0.99%.

Median Home Price in Cedar Falls, IA

Median Rent in Cedar Falls, IA

Rent to own homes offer low monthly payments and flexible terms.