Rent to own Homes in Guernsey, IA

Guernsey, IA is a great place for affordable rent-to-own homes! With a median household income of over $32,083 and a median rent of $775, the Guernsey, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Guernsey, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Guernsey, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 131
Hot
205 E RAILROAD ST
Rent To Own
 
Single Family Home
Delta, IA 52550
4
1
1500 ft2
1880
1 of 16 329 W MAIN ST
Rent To Own
 
Single Family Home
Fremont, IA 52561
2
2
1176 ft2
1947
1 of 51 503 Park View Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Oskaloosa, IA 52577
4
3
1406 ft2
2008
Hot
1101 3RD ST
REO Foreclosure
 
Single Family Home
Victor, IA 52347
4
2
1394 ft2
1914
602 WASHINGTON ST
REO Foreclosure
 
Single Family Home
Victor, IA 52347
3
1
1428 ft2
1920
608 E PERSHING DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Brooklyn, IA 52211
2
2
1333 ft2
1998
312 WILLIAMS ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Brooklyn, IA 52211
3
1
1184 ft2
1912
511 E MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Brooklyn, IA 52211
4
4
1544 ft2
2002
New
1628 420TH AVE
Auction
 
Single Family Home
Brooklyn, IA 52211
4
4
1782 ft2
1999
New
1605 210TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
1
1
728 ft2
1920
106 E JEFFERSON ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Montezuma, IA 50171
3
2
2033 ft2
1900
1 of 10 203 W BRINEY ST
REO Foreclosure
 
Single Family Home
What Cheer, IA 50268
3
2
1138 ft2
1895
New
1306 11TH AVE
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
4
2
1402 ft2
1914
604 16TH ST
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
2
2
902 ft2
1900
1 of 20 510 17TH ST
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
3
3
1455 ft2
1903
Hot
1527 SUNSET DR
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
3
1
1186 ft2
1964
New
597 COURT AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
3
2
1230 ft2
1920
New
1425 WESTERN AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
4
4
1232 ft2
1965
Hot
235 W WASHINGTON ST
REO Foreclosure
 
Single Family Home
Marengo, IA 52301
3
1
952 ft2
2023
Hot
4897 60TH ST
REO Foreclosure
 
Single Family Home
Searsboro, IA 50242
3
2
1456 ft2
2004
New
1 of 5 606 W WELSH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Williamsburg, IA 52361
3
3
1668 ft2
1924
New
302 S HIGH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Delta, IA 52550
2
1
945 ft2
1900
104 COURT ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Williamsburg, IA 52361
4
4
1628 ft2
1925
Hot
3349 315TH ST
REO Foreclosure
 
Single Family Home
Elberon, IA 52225
3
1
1344 ft2
1900
409 S Shuffleton Drive
REO Foreclosure
 
Single Family Home
Sigourney, IA 52591
4
1
2184 ft2
1900
1 of 5 12 2ND AVE
Auction
 
Single Family Home
Elberon, IA 52225
4
1
1222 ft2
1920
1 of 54 438 11TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Conroy, IA 52220
2
3
1260 ft2
1979
New
109 WEST ST SW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
2
1
784 ft2
1946
1 of 19 204 PROSPECT ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
3
2
1340 ft2
1926
1 of 14 109 WEST ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
2
1
1079 ft2
1920
1 of 13 111 EAST ST
Auction
 
Single Family Home
Searsboro, IA 50242
1
1
1408 ft2
2005
1112 ANN ST
REO Foreclosure
 
Single Family Home
Grinnell, IA 50112
4
2
1388 ft2
1900
New
503 GARFIELD ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
2
1
784 ft2
1900
1 of 9 611 GARFIELD ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
2
1
960 ft2
1942
807 WILSON ST
Auction
 
Single Family Home
Tama, IA 52339
2
1
840 ft2
1960
New
201 E 10TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
3
1
1551 ft2
1954
1 of 6 1029 PEARL ST
REO Foreclosure
 
Single Family Home
Grinnell, IA 50112
3
2
1223 ft2
1900
New
1308 SIEGEL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
3
3
1028 ft2
1972
New
1611 SIEGEL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
3
1
1257 ft2
1900
New
601 W 14TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Tama, IA 52339
3
3
1200 ft2
2006
3107 K AVE
REO Foreclosure
 
Single Family Home
Toledo, IA 52342
6
2
1816 ft2
1930
New
602 S BROADWAY ST
REO Foreclosure
 
Single Family Home
Toledo, IA 52342
3
1
1180 ft2
1910
New
1 of 12 200 N GREEN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Toledo, IA 52342
2
2
1232 ft2
2002
New
105 N CHURCH ST
REO Foreclosure
 
Single Family Home
Toledo, IA 52342
2
1
800 ft2
1920
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Buying a Home in Guernsey, IA

Guernsey, IA is seeing rapid growth and Guernsey, IA's' housing market remains optimal with an average home price that is -66% below the 2024 national average. Guernsey, IA is part of Poweshiek county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Poweshiek is 1.17% which is above the national average, which is 0.99%.

Median Home Price in Guernsey, IA

Median Rent in Guernsey, IA

Rent to own homes offer low monthly payments and flexible terms.