Rent to own Homes in Shelby, IA

Shelby, IA is a great place for affordable rent-to-own homes! With a median household income of over $48,229 and a median rent of $829, the Shelby, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Shelby, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Shelby, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 23 25765 McPherson Ave
Rent To Own
 
Multifamily (2 - 4 Units)
Council Bluffs, IA 51603
5
3
3600 ft2
1984
Hot
1 of 36 119 UPLAND DR
Rent To Own
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
4
3
2527 ft2
1977
Hot
1 of 9 12072 WALDON CIR
Rent To Own
 
Single Family Home
Council Bluffs, IA 51503
3
3
1525 ft2
2004
Hot
1 of 19 125 FAWN PARK DR
Rent To Own
Council Bluffs
Single Family Home
Council Bluffs, IA 51503
3
3
3416 ft2
2005
Hot
1 of 9 2135 AVENUE G
Rent To Own
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
2
1
890 ft2
1920
Hot
1 of 8 2223 AVENUE F
Rent To Own
Council Bluffs
Single Family Home
Council Bluffs, IA 51501
3
3
1300 ft2
2017
Hot
15006 S 20TH ST
Rent To Own
Bellevue
Single Family Home
Bellevue, NE 68123
4
2
2024 ft2
2008
New
204 DES MOINES ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Shelby, IA 51570
2
1
910 ft2
1895
New
31187 380TH ST
Auction
 
Single Family Home
Shelby, IA 51570
4
1
940 ft2
1900
New
210 BRADY ST
Auction
 
Single Family Home
Minden, IA 51553
4
2
1004 ft2
1900
1017 N FROST AVE
Auction
 
Single Family Home
Avoca, IA 51521
2
2
1716 ft2
1900
110 N WALNUT ST
REO Foreclosure
 
Single Family Home
Avoca, IA 51521
2
1
1151 ft2
1910
1 of 11 154 S CHESTNUT ST
Auction
 
Single Family Home
Avoca, IA 51521
2
1
1036 ft2
1910
New
1 of 115 109 N CHESTNUT ST
Auction
 
Single Family Home
Avoca, IA 51521
4
2
918 ft2
1920
1 of 20 101 E KIMBALL ST
Auction
 
Single Family Home
Hancock, IA 51536
3
1
912 ft2
1920
New
208 2ND ST
Auction
 
Single Family Home
Neola, IA 51559
3
2
1632 ft2
2009
New
103 2ND ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Neola, IA 51559
4
2
1417 ft2
1900
New
316 LAURIE CIR
Auction
 
Single Family Home
Neola, IA 51559
3
2
866 ft2
1983
New
1236 ROAD M16
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Harlan, IA 51537
5
4
2495 ft2
1978
New
1908 19TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Harlan, IA 51537
2
2
960 ft2
1975
New
1619 FARNAM ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Harlan, IA 51537
4
3
1104 ft2
1961
1201 COLLEGE BLVD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Harlan, IA 51537
2
3
1285 ft2
1913
1 of 5 2106 7TH ST
Auction
 
Single Family Home
Harlan, IA 51537
4
2
1318 ft2
1916
New
1 of 49 814 SCENIC CIR
Auction
 
Single Family Home
Oakland, IA 51560
2
1
1000 ft2
1962
901 9TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Harlan, IA 51537
3
2
1176 ft2
2002
607 PARKER RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Oakland, IA 51560
4
3
1896 ft2
2015
New
903 PALMER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Oakland, IA 51560
4
2
1080 ft2
1955
New
1 of 57 907 BROADWAY ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Harlan, IA 51537
2
2
648 ft2
1900
New
311 CENTER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Oakland, IA 51560
3
3
1678 ft2
2004
308 MARKET ST
REO Foreclosure
 
Single Family Home
Harlan, IA 51537
2
1
1414 ft2
1937
New
207 S MAIN ST
Auction
 
Single Family Home
Oakland, IA 51560
4
2
1386 ft2
1900
908 OAKLAND AVE
Auction
 
Single Family Home
Oakland, IA 51560
2
1
879 ft2
1930
306 HILL ST
Auction
 
Single Family Home
Oakland, IA 51560
3
2
784 ft2
1930
322 PARK ST
REO Foreclosure
 
Single Family Home
Oakland, IA 51560
2
1
1776 ft2
1920
1 of 9 326 PARK ST
REO Foreclosure
 
Single Family Home
Oakland, IA 51560
4
1
824 ft2
1920
New
1 of 82 25339 500TH ST
Auction
 
Single Family Home
Walnut, IA 51577
4
2
1597 ft2
1978
308 N COMMERCIAL ST
Auction
 
Single Family Home
Carson, IA 51525
3
2
1725 ft2
2005
New
309 N CENTRAL ST
Auction
 
Single Family Home
Carson, IA 51525
2
1
1170 ft2
1950
New
210 N COMMERCIAL ST
Auction
 
Single Family Home
Carson, IA 51525
2
1
624 ft2
1940
29 3RD AVE
REO Foreclosure
 
Single Family Home
Earling, IA 51530
2
1
554 ft2
1910
New
419 BROADWAY ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Carson, IA 51525
3
1
882 ft2
1929
302 3RD ST
Auction
 
Single Family Home
Earling, IA 51530
5
2
1932 ft2
1915
33839 530TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Walnut, IA 51577
2
1
936 ft2
1954
14960 320TH ST
Auction
 
Single Family Home
Treynor, IA 51575
3
2
1168 ft2
1999
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Buying a Home in Shelby, IA

Shelby, IA is seeing rapid growth and Shelby, IA's' housing market remains optimal with an average home price that is -53% below the 2024 national average. Shelby, IA is part of Shelby county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Shelby is 1.24% which is above the national average, which is 0.99%.

Median Home Price in Shelby, IA

Median Rent in Shelby, IA

Rent to own homes offer low monthly payments and flexible terms.