Rent to own Homes in Urbana, IA

Urbana, IA is a great place for affordable rent-to-own homes! With a median household income of over $91,875 and a median rent of $642, the Urbana, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Urbana, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Urbana, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
126 20TH ST NE
Rent To Own
Mound View
Single Family Home
Cedar Rapids, IA 52402
4
2
1596 ft2
1918
Hot
724 LINCOLN ST
Rent To Own
Common Grounds
Single Family Home
Waterloo, IA 50703
3
1
1460 ft2
1900
1 of 57 2925 CEDAR RIDGE DR NE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52402
5
4
3719 ft2
2000
1 of 16 6629 TERRAZZO DR NW
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52405
4
3
2518 ft2
1982
1 of 28 119 LANDAU CT
Rent To Own
 
Single Family Home
Robins, IA 52328
3
3
2589 ft2
1992
Hot
1 of 14 1416 ACACIA DR NE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52402
3
4
2588 ft2
1999
Hot
1 of 34 116 HANOVER RD SW
Rent To Own
Cedar Hills
Single Family Home
Cedar Rapids, IA 52404
4
1
1500 ft2
1970
Hot
1159 K AVE NW
Rent To Own
Northwest Area
Single Family Home
Cedar Rapids, IA 52405
3
1
925 ft2
1895
Hot
1013 12TH ST NE
Rent To Own
Cedar Lake
Single Family Home
Cedar Rapids, IA 52402
2
1
640 ft2
1915
Hot
1 of 32 778 ARCHER DR
Rent To Own
 
Single Family Home
Marion, IA 52302
4
3
2317 ft2
2016
Hot
1 of 31 90 PARTRIDGE AVE
Rent To Own
 
Single Family Home
Marion, IA 52302
4
4
2958 ft2
2000
1 of 4 1825 WILSON AVE SW
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52404
3
2
1001 ft2
2000
1 of 21 800 19TH ST SE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52403
5
2
2346 ft2
1914
Hot
1 of 33 112 W VINTON ST
Rent To Own
 
Single Family Home
Coggon, IA 52218
3
1
980 ft2
1940
1 of 16 750 N 7TH ST
Rent To Own
 
Single Family Home
Central City, IA 52214
4
2
1666 ft2
2016
1 of 14 230 ALAN AVE SW
Rent To Own
 
Single Family Home
Swisher, IA 52338
4
3
2384 ft2
1994
Hot
1 of 23 2151 145TH AVE
Rent To Own
 
Single Family Home
Manchester, IA 52057
2
1
1204 ft2
2010
Hot
1 of 11 4521 LAFAYETTE RD
Rent To Own
 
Single Family Home
Evansdale, IA 50707
3
2
1106 ft2
1951
1 of 12 19 9TH AVE SE
Rent To Own
 
Single Family Home
Oelwein, IA 50662
2
2
1008 ft2
1948
Hot
1796 TIMBER RIDGE DR
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52403
4
3
2691 ft2
1977
1 of 26 1161 Lakeview Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Buckingham, IA 50612
4
4
3200 ft2
1993
1 of 15 1711 HAMMOND AVE
Rent To Own
 
Single Family Home
Waterloo, IA 50702
3
1
1435 ft2
1955
Hot
1 of 19 1143 FOREST AVE
Rent To Own
Liberty Park
Single Family Home
Waterloo, IA 50702
2
1
954 ft2
1913
1 of 12 6932 ANSBOROUGH AVE
Rent To Own
 
Single Family Home
Waterloo, IA 50701
6
6
4818 ft2
2009
1 of 20 160 BERKSHIRE RD
Rent To Own
 
Single Family Home
Waterloo, IA 50701
3
3
2001 ft2
1953
1 of 9 1478 BURR DR
Rent To Own
Wickham
Townhouse/Condo
North Liberty, IA 52317
3
3
1466 ft2
2008
Hot
1 of 10 218 HIGHLAND AVE
Rent To Own
 
Single Family Home
Readlyn, IA 50668
3
3
1569 ft2
1952
1 of 21 110 PRESTIEN DR
Rent To Own
 
Single Family Home
Denver, IA 50622
3
2
1650 ft2
1947
1 of 30 706 VIRDEN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Urbana, IA 52345
3
2
1680 ft2
1992
607 SUNSET ST
REO Foreclosure
 
Single Family Home
Urbana, IA 52345
3
2
1040 ft2
1966
New
2866 60TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
2
1
960 ft2
2003
1542 FRANKLIN ST
Auction
 
Single Family Home
Center Point, IA 52213
2
1
1318 ft2
1956
New
1 of 13 316 E WASHINGTON ST
Auction
 
Single Family Home
Center Point, IA 52213
2
1
1330 ft2
1898
1 of 17 308 MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Center Point, IA 52213
4
2
1248 ft2
1921
New
1 of 22 605 SUNRISE CT
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Center Point, IA 52213
3
3
1080 ft2
1977
New
1122 E 3RD ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
4
2
1160 ft2
1974
1 of 4 606 E 2ND ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
3
2
1170 ft2
1939
New
411 GROVE ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Shellsburg, IA 52332
3
1
1486 ft2
1895
New
1 of 7 412 E 8TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
3
2
1356 ft2
1900
501 E 11TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
2
1
836 ft2
1964
505 JONES ST SE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Shellsburg, IA 52332
3
1
1679 ft2
1890
New
1 of 20 302 1ST AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rowley, IA 52329
3
4
1296 ft2
1981
New
814 B AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Vinton, IA 52349
3
2
1302 ft2
1931
1 of 5 504 W 3RD ST
Auction
 
Single Family Home
Vinton, IA 52349
6
6
1866 ft2
1915
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Neighborhoods in Urbana, IA

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Popular Zip Codes in Urbana, IA

52345 rent to own homes

Buying a Home in Urbana, IA

Urbana, IA is seeing rapid growth and Urbana, IA's' housing market remains optimal with an average home price that is -28% below the 2024 national average. Urbana, IA is part of Benton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Benton is 1.15% which is above the national average, which is 0.99%.

Median Home Price in Urbana, IA

Median Rent in Urbana, IA

Rent to own homes offer low monthly payments and flexible terms.