Rent to own Homes in Effingham, KS

Effingham, KS is a great place for affordable rent-to-own homes! With a median household income of over $45,714 and a median rent of $704, the Effingham, KS rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Effingham, KS. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Effingham, KS rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 125
1016 N 10TH ST
Rent To Own
 
Single Family Home
Atchison, KS 66002
3
1
1904 ft2
1900
Hot
216 E 10TH ST
Rent To Own
 
Single Family Home
Horton, KS 66439
4
2
1826 ft2
1910
1 of 4 426 S 5TH ST
Rent To Own
 
Single Family Home
Atchison, KS 66002
3
2
1817 ft2
1875
Hot
304 N 1ST ST
Rent To Own
 
Single Family Home
Hiawatha, KS 66434
2
1
884 ft2
1940
1 of 20 6137 NW Greenhills Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Topeka, KS 66618
3
3
2100 ft2
1932
1 of 20 2100 ALDER ST
Rent To Own
 
Single Family Home
Leavenworth, KS 66048
3
4
3008 ft2
2007
Hot
1 of 4 1907 10TH AVE
Rent To Own
 
Single Family Home
Leavenworth, KS 66048
3
2
1152 ft2
1952
Hot
1 of 16 210 N OAK ST
REO Foreclosure
 
Single Family Home
Nortonville, KS 66060
2
2
1152 ft2
1974
540 S 3RD ST
REO Foreclosure
 
Single Family Home
Everest, KS 66424
3
1
1295 ft2
1900
1430 CENTRAL AVE
REO Foreclosure
 
Single Family Home
Horton, KS 66439
3
1
1539 ft2
1925
New
1904 WILLOW ST
Auction
 
Single Family Home
Valley Falls, KS 66088
3
1
1048 ft2
1991
200 3RD ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winchester, KS 66097
1
1
376 ft2
1920
510 4TH ST
Auction
 
Single Family Home
Winchester, KS 66097
3
2
2364 ft2
1905
210 OAK ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winchester, KS 66097
4
3
2860 ft2
1979
New
219 N 12TH ST
Auction
 
Single Family Home
Atchison, KS 66002
2
1
1521 ft2
1900
736 DELAWARE DR
Auction
 
Single Family Home
Ozawkie, KS 66070
3
2
1872 ft2
1973
22491 HIGHWAY K16
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Holton, KS 66436
3
3
1590 ft2
2001
New
1 of 6 209 MAIN ST
Auction
 
Single Family Home
Robinson, KS 66532
3
1
1710 ft2
1900
8934 LONGVIEW DR
REO Foreclosure
 
Single Family Home
Ozawkie, KS 66070
2
1
1053 ft2
1969
8892 PARK DR
Auction
 
Single Family Home
Ozawkie, KS 66070
3
2
1056 ft2
1970
New
1106 UNION ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Oskaloosa, KS 66066
3
3
1696 ft2
1976
1 of 5 1760 HAZELNUT RD
Auction
 
Single Family Home
Powhattan, KS 66527
3
1
1424 ft2
1928
818 NEW JERSEY AVE
Auction
 
Single Family Home
Holton, KS 66436
2
2
1191 ft2
1960
New
520 NEW JERSEY AVE
Auction
 
Single Family Home
Holton, KS 66436
2
2
1384 ft2
1950
Hot
218 PENNSYLVANIA AVE
REO Foreclosure
 
Townhouse/Condo
Holton, KS 66436
3
2
1727 ft2
1920
22503 TURNER RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Easton, KS 66020
4
4
3420 ft2
2004
1 of 6 800 IROQUOIS DR
REO Foreclosure
 
Single Family Home
Hiawatha, KS 66434
3
3
1558 ft2
1973
1003 UTAH ST
REO Foreclosure
 
Single Family Home
Hiawatha, KS 66434
2
1
768 ft2
1995
500 N 3RD ST
REO Foreclosure
 
Single Family Home
Hiawatha, KS 66434
4
2
1530 ft2
1900
New
613 N 6TH ST
Auction
 
Single Family Home
Hiawatha, KS 66434
2
1
768 ft2
1947
316 N PALMBERG ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Meriden, KS 66512
3
2
1392 ft2
1961
113 E PALMER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Meriden, KS 66512
3
1
1248 ft2
1880
New
117 W WYANDOTTE ST
Auction
 
Single Family Home
Meriden, KS 66512
2
1
856 ft2
1935
110 IOWAY ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Weston, MO 64098
3
2
1144 ft2
1892
511 NW 56TH ST
Fannie Mae/Freddie Mac
 
Single Family Home
Topeka, KS 66617
3
2
1064 ft2
1948
1 of 2 2604 KNOLL CT
Auction
 
Single Family Home
Topeka, KS 66617
3
3
1599 ft2
1979
521 NE 43RD ST
REO Foreclosure
 
Single Family Home
Topeka, KS 66617
2
1
900 ft2
1959
732 NW 46TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Topeka, KS 66617
4
2
2234 ft2
1947
New
1 of 103 17823 EISENHOWER RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Leavenworth, KS 66048
4
3
1751 ft2
1950
New
1 of 37 307 N 20TH ST
Auction
 
Single Family Home
Leavenworth, KS 66048
3
2
1288 ft2
1971
New
16875 MICHALS RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Leavenworth, KS 66048
3
1
1456 ft2
1953
1703 DAKOTA ST
REO Foreclosure
 
Single Family Home
Leavenworth, KS 66048
3
2
1656 ft2
1961
302 NE SPRUCE LN
Auction
North Topeka 2
Single Family Home
Topeka, KS 66617
3
2
520 ft2
1960
302 S 18TH ST
Auction
 
Single Family Home
Leavenworth, KS 66048
4
3
1540 ft2
1960
Map
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Buying a Home in Effingham, KS

Effingham, KS is seeing rapid growth and Effingham, KS's' housing market remains optimal with an average home price that is -64% below the 2024 national average. Effingham, KS is part of Atchison county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Atchison is 1.46% which is above the national average, which is 0.99%.

Median Home Price in Effingham, KS

Median Rent in Effingham, KS

Rent to own homes offer low monthly payments and flexible terms.