Rent to own Homes in Albany, KY

Albany, KY is a great place for affordable rent-to-own homes! With a median household income of over $27,135 and a median rent of $419, the Albany, KY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Albany, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Albany, KY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 137
1 of 75 301 E SUNSET BLVD
Rent to Own Eligible
 
Single Family Home
Allons, TN 38541
3
2
1750 ft2
2005
1 of 30 148 HIDDEN COVE LN
Rent to Own Eligible
 
Single Family Home
Allons, TN 38541
4
3
2400 ft2
2003
1 of 92 340 LONG ST
Rent to Own Eligible
 
Single Family Home
Livingston, TN 38570
3
2
1270 ft2
1976
132 PETALBROOK LN
Rent to Own Eligible
 
Single Family Home
Livingston, TN 38570
3
1
1040 ft2
1992
1 of 30 710 ROSENBURG RDG
Rent to Own Eligible
 
Single Family Home
Jamestown, TN 38556
3
2
1500 ft2
2019
1 of 33 204 THEATER DR
Rent to Own Eligible
 
Single Family Home
Celina, TN 38551
3
2
1882 ft2
1964
1 of 90 126 WILLIAMS LN
Rent to Own Eligible
 
Single Family Home
Livingston, TN 38570
3
2
1529 ft2
2004
1 of 107 619 HARDYS CHAPEL RD
Rent to Own Eligible
 
Single Family Home
Livingston, TN 38570
3
2
1822 ft2
2006
271 TYBEE RD
Rent to Own Eligible
 
Single Family Home
Rickman, TN 38580
3
2
2024 ft2
2020
1 of 31 120 JAYNE STONE FIELD DR
Rent to Own Eligible
 
Single Family Home
Rickman, TN 38580
3
2
1656 ft2
2017
1 of 68 8518 SPRING CREEK RD
Rent to Own Eligible
 
Single Family Home
Cookeville, TN 38506
3
2
1440 ft2
1996
1 of 39 1841 YORK HWY
Rent to Own Eligible
 
Single Family Home
Gainesboro, TN 38562
3
1
1120 ft2
1986
1 of 81 818 OLD POPLAR COVE RD
Rent to Own Eligible
 
Single Family Home
Jamestown, TN 38556
3
2
1320 ft2
1971
1 of 253 360 JOE BARNETT RD
Rent to Own Eligible
 
Single Family Home
Jamestown, TN 38556
2
1
2334 ft2
1998
440 ALLEN CHAPEL RD
Rent to Own Eligible
 
Single Family Home
Hilham, TN 38568
3
3
4304 ft2
2011
117 PAT DILLON RD
Rent to Own Eligible
 
Single Family Home
Cookeville, TN 38506
3
2
2706 ft2
1964
1 of 37 111 CREEK LN
Rent to Own Eligible
 
Single Family Home
Cookeville, TN 38506
3
3
2400 ft2
2018
1 of 70 3027 BIG DIPPER LN
Rent To Own
 
Single Family Home
Jamestown, TN 38556
3
2
1850 ft2
2003
57 STEVENS DR
Rent To Own
 
Single Family Home
Jamestown, KY 42629
4
2
1850 ft2
1973
1 of 53 1956 OLD FALL CREEK RD
Rent To Own
 
Single Family Home
Monticello, KY 42633
4
5
5225 ft2
1994
1 of 30 184 AMANDA DR
Rent To Own
 
Single Family Home
Jamestown, TN 38556
4
3
3188 ft2
2000
1 of 74 1232 HEINESS RD
Rent To Own
 
Single Family Home
Allardt, TN 38504
3
2
1176 ft2
2002
Hot
1 of 11 305 TRINITY LN
Rent To Own
 
Single Family Home
Cookeville, TN 38506
3
2
1305 ft2
1997
264 Barry Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Nancy, KY 42544
3
2
1200 ft2
2014
Hot
1 of 20 60 EDGEWATER VIEW DR
Rent To Own
 
Single Family Home
Somerset, KY 42503
1
1
1200 ft2
2006
Hot
1 of 19 3230 POSTON WHITEAKER RD
Rent To Own
 
Single Family Home
Cookeville, TN 38506
3
4
3100 ft2
2018
Hot
1 of 64 275 KOLSONS LANDING DR
Rent To Own
 
Single Family Home
Somerset, KY 42503
4
4
4680 ft2
2007
Hot
1 of 14 10 SERENITY CT
Rent To Own
 
Single Family Home
Nancy, KY 42544
3
3
0 ft2
1998
1 of 25 311 TENNESSEE RD
REO Foreclosure
 
Single Family Home
Albany, KY 42602
4
1
2284 ft2
1942
1101 RAINBOW DR
REO Foreclosure
 
Single Family Home
Albany, KY 42602
5
4
3040 ft2
1972
New
1 of 11 309 TENNESSEE RD
REO Foreclosure
 
Single Family Home
Albany, KY 42602
3
1
1068 ft2
1942
2034 HEGIRA RD
REO Foreclosure
 
Single Family Home
Burkesville, KY 42717
3
1
888 ft2
424 STORY LN
REO Foreclosure
 
Single Family Home
Jamestown, KY 42629
2
1
1196 ft2
2009
49 WOOLEN MILL RD
REO Foreclosure
 
Single Family Home
Jamestown, KY 42629
2
1
1090 ft2
2008
705 S MAIN ST
REO Foreclosure
 
Single Family Home
Monticello, KY 42633
3
1
2141 ft2
1940
1 of 10 1000 W COLUMBIA AVE
REO Foreclosure
 
Single Family Home
Monticello, KY 42633
2
1
938 ft2
1935
New
244 WALNUT ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Monticello, KY 42633
4
2
1492 ft2
1960
1 of 22 121 WINDCREST DR
Auction
 
Single Family Home
Jamestown, TN 38556
3
1
1374 ft2
1983
400 CASTLE ST
REO Foreclosure
 
Single Family Home
Monticello, KY 42633
3
3
1178 ft2
2011
2379 OLD CLEAR SPRINGS RD
REO Foreclosure
 
Single Family Home
Russell Springs, KY 42642
3
1
2626 ft2
1993
65 PERKINS LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Nancy, KY 42544
3
1
1160 ft2
HIGHWAY 127
REO Foreclosure
 
Single Family Home
Russell Springs, KY 42642
3
1
1152 ft2
985 MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Russell Springs, KY 42642
3
1
1404 ft2
4240 SANO RD
Auction
 
Single Family Home
Columbia, KY 42728
3
3
2684 ft2
1997
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Buying a Home in Albany, KY

Albany, KY is seeing rapid growth and Albany, KY's' housing market remains optimal with an average home price that is -65% below the 2024 national average. Albany, KY is part of Clinton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Clinton is 0.56% which is below the national average, which is 0.99%.

Median Home Price in Albany, KY

Median Rent in Albany, KY

Rent to own homes offer low monthly payments and flexible terms.