Rent to own Homes in Clay, KY

Clay, KY is a great place for affordable rent-to-own homes! With a median household income of over $33,784 and a median rent of $654, the Clay, KY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Clay, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Clay, KY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
622 E Harding Ave
Rent To Own
 
Single Family Home
Henderson, KY 42420
3
2
1056 ft2
2022
Hot
1 of 10 108 W NOEL AVE
Rent To Own
 
Single Family Home
Madisonville, KY 42431
1
2
980 ft2
1929
1 of 20 435 3RD ST
Rent To Own
Downtown Henderson
Single Family Home
Henderson, KY 42420
2
1
975 ft2
1933
315 ELK AVE
Rent To Own
 
Single Family Home
Henderson, KY 42420
2
2
1551 ft2
1923
1 of 25 2518 TIMBERS DR
Rent To Own
 
Single Family Home
Henderson, KY 42420
5
3
2471 ft2
1990
Hot
973 OSAGE DR
Rent To Own
 
Single Family Home
Henderson, KY 42420
4
3
2080 ft2
1977
1 of 14 260 Timberlane Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Kuttawa, KY 42055
2
1
980 ft2
1986
New
208 N HUGHES ST
Auction
 
Single Family Home
Providence, KY 42450
3
1
1102 ft2
402 CEDAR ST
REO Foreclosure
 
Single Family Home
Providence, KY 42450
3
1
2114 ft2
130 E MAIN ST
REO Foreclosure
 
Single Family Home
Providence, KY 42450
3
1
2776 ft2
452 US HIGHWAY 41A S
REO Foreclosure
 
Single Family Home
Dixon, KY 42409
3
2
1614 ft2
16629 STATE ROUTE 109
REO Foreclosure
 
Single Family Home
Sturgis, KY 42459
2
1
320 ft2
1 of 10 704 STATE ROUTE 1177
Auction
 
Single Family Home
Sturgis, KY 42459
2
1
264 ft2
New
1 of 5 833 US HIGHWAY 41A N
Auction
 
Single Family Home
Dixon, KY 42409
3
2
1748 ft2
2007
1 of 5 124 WALNUT ST
Auction
 
Single Family Home
Sturgis, KY 42459
3
1
1924 ft2
620 W MIDWAY DR
REO Foreclosure
 
Single Family Home
Sturgis, KY 42459
5
1
594 ft2
1950
512 E WAVERLY ST
REO Foreclosure
 
Townhouse/Condo
Morganfield, KY 42437
3
2
1536 ft2
3681 STATE ROUTE 360
REO Foreclosure
 
Single Family Home
Morganfield, KY 42437
3
2
1600 ft2
1987
584 WAVERLY HITESVILLE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Waverly, KY 42462
3
3
891 ft2
1996
600 WILSON LN
REO Foreclosure
 
Single Family Home
Corydon, KY 42406
2
1
1064 ft2
1985
531 WILSON LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Corydon, KY 42406
3
2
1575 ft2
1980
1187 RAY RD
REO Foreclosure
 
Single Family Home
Princeton, KY 42445
2
2
1768 ft2
1950
Hot
1465 ROSE CREEK RD
REO Foreclosure
 
Single Family Home
Madisonville, KY 42431
3
1
1176 ft2
1990
85 BELL ST
REO Foreclosure
 
Single Family Home
Corydon, KY 42406
3
1
1687 ft2
1910
220 KEELING ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marion, KY 42064
3
2
1413 ft2
1973
305 PINE ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marion, KY 42064
2
1
1200 ft2
1984
14570 STATE ROUTE 120 E
Auction
 
Single Family Home
Slaughters, KY 42456
3
2
2047 ft2
1995
New
217 MILL ST
Auction
 
Single Family Home
Uniontown, KY 42461
3
1
325 ft2
6600 STATE ROUTE 56 E
REO Foreclosure
 
Single Family Home
Sebree, KY 42455
3
1
1293 ft2
New
1 of 13 14930 STATE ROUTE 120 E
Auction
 
Single Family Home
Slaughters, KY 42456
2
2
1276 ft2
2223 MOTT CITY RD
REO Foreclosure
 
Single Family Home
Marion, KY 42064
3
1
1232 ft2
Hot
741 CHAPEL HILL RD
REO Foreclosure
 
Single Family Home
Marion, KY 42064
3
3
2232 ft2
1997
836 5TH ST
Auction
 
Single Family Home
Uniontown, KY 42461
2
1
768 ft2
15381 STATE ROUTE 120 E
Auction
 
Single Family Home
Slaughters, KY 42456
3
2
1972 ft2
70 HONEYSUCKLE RD
REO Foreclosure
 
Single Family Home
Sebree, KY 42455
3
2
1620 ft2
1998
220 WELDON RD
REO Foreclosure
 
Single Family Home
Marion, KY 42064
3
2
2182 ft2
1994
15461 STATE ROUTE 120 E
REO Foreclosure
 
Single Family Home
Slaughters, KY 42456
3
1
2048 ft2
2032 LAKESHORE DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madisonville, KY 42431
4
3
2568 ft2
1974
410 BROWN LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madisonville, KY 42431
2
1
960 ft2
1972
704 WEXFORD WAY
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madisonville, KY 42431
4
2
2402 ft2
1987
129 S SPRING ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madisonville, KY 42431
3
2
1184 ft2
2002
437 S MADISON AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madisonville, KY 42431
2
2
1016 ft2
1910
1523 CORUM DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Madisonville, KY 42431
3
2
1104 ft2
1 of 20 3557 ROCKHOUSE RD
REO Foreclosure
 
Single Family Home
Robards, KY 42452
4
2
2920 ft2
1978
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Buying a Home in Clay, KY

Clay, KY is seeing rapid growth and Clay, KY's' housing market remains optimal with an average home price that is -71% below the 2024 national average. Clay, KY is part of Webster county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Webster is 0.78% which is below the national average, which is 0.99%.

Median Home Price in Clay, KY

Median Rent in Clay, KY

Rent to own homes offer low monthly payments and flexible terms.