Rent to own Homes in Mount Sterling, KY

Mount Sterling, KY is a great place for affordable rent-to-own homes! With a median household income of over $41,474 and a median rent of $566, the Mount Sterling, KY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Mount Sterling, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Mount Sterling, KY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 11 4101 SnowCreek Road
Rent To Own
 
Multifamily (2 - 4 Units)
Clay City, KY 40312
2
1
0 ft2
Hot
1 of 33 22 APACHE TRL
Rent To Own
 
Single Family Home
Winchester, KY 40391
4
2
1250 ft2
1999
Hot
1 of 38 129 HIBISCUS LN
Rent To Own
 
Single Family Home
Winchester, KY 40391
4
2
1970 ft2
1999
Hot
1 of 16 3021 LYNNWOOD DR
Rent To Own
 
Single Family Home
Paris, KY 40361
3
2
2520 ft2
1955
2410 COBHILL RD
Rent To Own
 
Single Family Home
Irvine, KY 40336
3
2
1216 ft2
2018
Hot
1 of 32 1180 KENDALL LN
Rent To Own
 
Single Family Home
Flemingsburg, KY 41041
4
4
3500 ft2
1999
Hot
1 of 20 308 WILSHIRE WAY
Rent To Own
 
Single Family Home
Richmond, KY 40475
3
2
1480 ft2
2013
Hot
360 MCNEASE RD
Rent To Own
 
Single Family Home
Paris, KY 40361
3
3
2994 ft2
2005
163 AVAWAM DR
Rent To Own
 
Single Family Home
Richmond, KY 40475
6
4
5300 ft2
2006
1 of 51 18309 MOREHEAD RD
Rent To Own
 
Single Family Home
Wallingford, KY 41093
3
1
0 ft2
3201 ORCHARD GRASS RD
Rent To Own
Boone Creek
Single Family Home
Lexington, KY 40509
6
5
3345 ft2
2008
1 of 67 1308 WAKEHURST CT
Rent To Own
Boone Creek
Single Family Home
Lexington, KY 40509
5
5
4580 ft2
2001
Hot
1 of 9 1783 TIMBER CREEK DR
Rent To Own
Boone Creek
Single Family Home
Lexington, KY 40509
3
2
1297 ft2
1995
1 of 14 6580 Highway 801 South
Rent To Own
 
Multifamily (2 - 4 Units)
Morehead, KY 40351
2
2
1200 ft2
2010
1 of 43 Kentucky River Parkway
Rent To Own
 
Multifamily (2 - 4 Units)
Lexington, KY 40515
3
3
4234 ft2
1995
Hot
1 of 44 310 VILLAGE DR
Rent To Own
 
Single Family Home
Morehead, KY 40351
3
3
1848 ft2
2000
3416 CHESTNUT HILL LN
Rent To Own
Andover Hills
Single Family Home
Lexington, KY 40509
5
4
3570 ft2
1990
1 of 19 2422 State Highway 559
Rent To Own
 
Single Family Home
Wallingford, KY 41093
4
2
1216 ft2
2015
1 of 16 47 Mooretown Hill Road
Rent To Own
 
Multifamily (2 - 4 Units)
Beattyville, KY 41311
3
2
1400 ft2
2011
415 HOLT AVE
Auction
 
Single Family Home
Mount Sterling, KY 40353
4
2
2790 ft2
1 of 42 912 HUNTER TRL
Auction
 
Single Family Home
Mount Sterling, KY 40353
4
3
1937 ft2
2005
111 CLAY ST
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
2
2524 ft2
314 E LOCUST ST
Auction
 
Single Family Home
Mount Sterling, KY 40353
4
1
1496 ft2
New
502 SCOTT ST
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1184 ft2
New
143 HOLLY HILLS DR
Auction
 
Single Family Home
Mount Sterling, KY 40353
4
3
2715 ft2
1994
525 MELANIE LN
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1092 ft2
1972
1255 MCCROSKEY DR
Auction
 
Single Family Home
Mount Sterling, KY 40353
2
1
1288 ft2
1 of 9 101 SOPHIA CT
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1000 ft2
1 of 26 110 ROSE CT
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1000 ft2
1 of 5 158 GREENHILL WAY
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1000 ft2
1975
1702 EDGELAWN DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Mount Sterling, KY 40353
3
1
1000 ft2
1975
2987 LEAFLAND CT
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1197 ft2
1 of 10 3708 CAMARGO HTS
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
1
1252 ft2
New
1 of 54 3702 AARONS RUN RD
Auction
 
Single Family Home
Mount Sterling, KY 40353
2
1
1341 ft2
New
1 of 76 3181 BUNKER HILL RD
Auction
 
Single Family Home
Mount Sterling, KY 40353
3
2
1200 ft2
2002
3710 KY HIGHWAY 599
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jeffersonville, KY 40337
3
1
1282 ft2
197 KIDDVILLE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winchester, KY 40391
3
2
1440 ft2
1995
218 RAMEY RD
REO Foreclosure
 
Single Family Home
Sharpsburg, KY 40374
4
1
1735 ft2
1947
91 1ST ST
REO Foreclosure
 
Single Family Home
Clay City, KY 40312
3
1
1000 ft2
1970
636 E HIGH ST
REO Foreclosure
 
Single Family Home
Owingsville, KY 40360
3
1
1492 ft2
1938
New
327 IRVINE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Clay City, KY 40312
3
1
1260 ft2
1950
Hot
193 OAK DR
REO Foreclosure
 
Single Family Home
Clay City, KY 40312
3
1
1160 ft2
1980
35 JOHNSON ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winchester, KY 40391
3
1
1800 ft2
1940
243 BUFFALO TRCE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winchester, KY 40391
3
2
1040 ft2
1998
Map
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Neighborhoods in Mount Sterling, KY

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Popular Zip Codes in Mount Sterling, KY

40353 rent to own homes

Buying a Home in Mount Sterling, KY

Mount Sterling, KY is seeing rapid growth and Mount Sterling, KY's' housing market remains optimal with an average home price that is -35% below the 2024 national average. Mount Sterling, KY is part of Montgomery county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Montgomery is 0.73% which is below the national average, which is 0.99%.

Median Home Price in Mount Sterling, KY

Median Rent in Mount Sterling, KY

Rent to own homes offer low monthly payments and flexible terms.