Rent to own Homes in Ellicott City, MD

Situated in the Baltimore-Washington metropolitan area, Ellicott City, Maryland, is a historic community that has received a number of accolades. It was ranked as one of the best places to live in the United States by both Money Magazine and CNN. Ellicott City is a town of professional workers built around a downtown historic district filled with unique stores and attractions, as well as historic sites. Surrounded by parks and only minutes from the Chesapeake Bay, Ellicott City is conveniently close to so much that Maryland has to offer.

Ellicott City, MD is a great place for affordable rent-to-own homes! With a median household income of over $132,083 and a median rent of $1,672, the Ellicott City, MD rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ellicott City, MD. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ellicott City, MD rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 105 2816 9 Mile Cir
Rent To Own
 
Townhouse/Condo
Catonsville, MD 21228
2
2
876 ft2
1850
1 of 102 6708 TRANQUIL WAY
Rent To Own
 
Townhouse/Condo
Elkridge, MD 21075
3
3
1760 ft2
1999
7132 EDEN BROOK DR
Rent To Own
Kings Contrivance
Townhouse/Condo
Columbia, MD 21046
4
4
1752 ft2
1987
1 of 72 7216 DORCHESTER WOODS LN
Rent To Own
 
Townhouse/Condo
Hanover, MD 21076
3
3
2310 ft2
2011
1 of 62 2107 LYNDHURST AVE
Rent To Own
 
Townhouse/Condo
Baltimore, MD 21216
3
1
1751 ft2
1920
3422 W CATON AVE
Rent To Own
Saint Joseph's
Townhouse/Condo
Baltimore, MD 21229
3
3
1759 ft2
1920
1 of 26 513 S CATON AVE
Rent To Own
Gwynns Falls
Single Family Home
Baltimore, MD 21229
2
1
1392 ft2
1920
2204 CHRISTIAN ST
Rent To Own
Bentalou - Smallwood
Multifamily (5+ Units)
Baltimore, MD 21223
2
1
840 ft2
1920
1 of 108 1101 SAINT PAUL ST
Rent To Own
Mid-Town Belvedere
Townhouse/Condo
Baltimore, MD 21202
2
2
1196 ft2
4911 GREENCASTLE RD
Rent To Own
 
Single Family Home
Laurel, MD 20707
5
4
2815 ft2
1985
1433 E FEDERAL ST
Rent To Own
Oliver
Multifamily (5+ Units)
Baltimore, MD 21213
3
3
0 ft2
1920
805 ARNOLD CT
Rent To Own
Gay Street
Multifamily (5+ Units)
Baltimore, MD 21205
3
3
200 ft2
1974
809 N LUZERNE AVE
Rent To Own
Madison - Eastend
Multifamily (5+ Units)
Baltimore, MD 21205
3
2
630 ft2
1920
1 of 32 1500 GLEN KEITH BLVD
Rent To Own
Towson
Townhouse/Condo
Towson, MD 21286
3
2
1440 ft2
1958
3330 N Leisure World Blvd APT 603
Rent To Own
 
Single Family Home
Silver Spring, MD 20906
1
1
850 ft2
1989
1 of 34 1808 REDWOOD AVE
Rent To Own
 
Single Family Home
Parkville, MD 21234
2
1
1168 ft2
1942
1 of 26 5493 CEDONIA AVE
Rent To Own
Cedonia
Townhouse/Condo
Baltimore, MD 21206
3
2
1152 ft2
1959
5500 RITTER AVE
Rent To Own
Frankford
Single Family Home
Baltimore, MD 21206
4
3
2170 ft2
1928
7818 RENSHAW RD
Rent To Own
 
Single Family Home
Pasadena, MD 21122
4
3
1192 ft2
1986
358 HALL RD
Rent To Own
 
Single Family Home
Crownsville, MD 21032
4
3
2000 ft2
1990
5604 29TH AVE
Rent To Own
 
Single Family Home
Hyattsville, MD 20782
2
1
804 ft2
1940
9514 OLD GEORGETOWN RD
Rent To Own
 
Single Family Home
Bethesda, MD 20814
4
3
2585 ft2
1954
548 WINDING ROSE DR
Rent To Own
West Rockville
Townhouse/Condo
Rockville, MD 20850
2
4
2244 ft2
1997
12701 WOODMORE RD
Rent To Own
 
Single Family Home
Bowie, MD 20721
7
8
12000 ft2
2007
3133 FORT LINCOLN DR NE
Rent To Own
Woodridge - Fort Lincoln
Single Family Home
Washington, DC 20018
4
4
2590 ft2
2017
612 EASTERN AVE NE #C3
Rent To Own
 
Townhouse/Condo
Washington, DC 20019
2
1
466 ft2
1952
4200 CATHEDRAL AVE NW #404
Rent To Own
Cathedral - Wesley Heights - McLean Gardens
Townhouse/Condo
Washington, DC 20016
1
1
716 ft2
1957
419 LARCHMONT AVE
Rent To Own
 
Single Family Home
Capitol Heights, MD 20743
3
3
2016 ft2
1948
1414 22ND ST NW #6
Rent To Own
Dupont Circle
Townhouse/Condo
Washington, DC 20037
2
2
1052 ft2
2005
12006 Wisteria Dr
Rent To Own
 
Single Family Home
Germantown, MD 20874
4
3
1320 ft2
1989
950 25th St NW #605N
Rent To Own
Foggy Bottom - GWU - West End
Single Family Home
Washington, DC 20037
1
1
0 ft2
1966
12006 Sky Blue Dr
Rent To Own
 
Single Family Home
Germantown, MD 20874
4
3
2020 ft2
1989
429 N St SW #S-700
Rent To Own
 
Single Family Home
Washington, DC 20024
1
1
550 ft2
1966
1211 S EADS ST #607
Rent To Own
Crystal City Shops
Townhouse/Condo
Arlington, VA 22202
1
1
641 ft2
1989
3800 FAIRFAX DR #1512
Rent To Own
 
Townhouse/Condo
Arlington, VA 22203
1
1
1110 ft2
1974
5105 CLACTON AVE #80
Rent To Own
 
Townhouse/Condo
Suitland, MD 20746
3
3
1750 ft2
1966
5022 ROSELD CT
Rent To Own
 
Townhouse/Condo
Oxon Hill, MD 20745
4
3
1008 ft2
1953
1 of 89 4600 S FOUR MILE RUN DR
Rent To Own
 
Townhouse/Condo
Arlington, VA 22204
1
1
828 ft2
1965
2805 MOSBY ST
Rent To Own
Del Ray
Townhouse/Condo
Alexandria, VA 22305
4
2
1653 ft2
1955
1 of 20 Overlook Park Dr
Rent To Own
 
Multifamily (2 - 4 Units)
National Harbor, MD 20745
4
5
2960 ft2
2012
2431 ISLAND BRANCH RD
Rent To Own
 
Single Family Home
White Hall, MD 21161
4
3
1344 ft2
1998
4949 BONNIEWOOD DR
Rent To Own
 
Single Family Home
Shady Side, MD 20764
3
2
942 ft2
1942
1555 SCANDIA CIR
Rent To Own
 
Townhouse/Condo
Reston, VA 20190
4
4
2484 ft2
1973
1 of 90 10303 BASSETT HALL CT
Rent to Own Eligible
 
Single Family Home
Ellicott City, MD 21042
4
4
2968 ft2
1992
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Buying a Home in Ellicott City, MD

Ellicott City, MD is seeing rapid growth and Ellicott City, MD's' housing market remains not optimal with an average home price that is 151% above the 2024 national average. Ellicott City, MD is part of Howard county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Howard is 0.93% which is below the national average, which is 0.99%.

Median Home Price in Ellicott City, MD

Median Rent in Ellicott City, MD

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Ellicott City MD

Housing Statistics Ellicott City is a neighborhood made up of mostly single-family houses, with the majority of them being owner-occupied. Rentals and rent to own homes are rare in Ellicott, as are homes that are going up for sale in general. With almost 24,000 households in the city, there are only 800 or so home sales transactions each year - a residential turnover of only 3.3% yearly. Making it even more difficult to find available houses is the average home sale price, which sits at $555,000, meaning that the market is not particularly easy to break in to, especially on a budget. On top of all this, the vacancy rates of apartments are low, deterring possible renters - only 15 to 20 apartments go vacant yearly, with the median rent being almost $1,300 per month.

Largest Employers Ellicott City itself is not home to large businesses, as most of the folks who live there commute to nearby Baltimore or Washington D.C. A full half of the population leaves the city for work on a daily basis, with only 17% of the population both living and working within Ellicot, and many of those in the service and retail industries. Lorien Health Systems, a senior care service, is one of the largest employers in the city limits. Much of the population commutes to professional jobs in nearby Columbia and Washington D.C. - one third of the workers list their professions as either accountant or auditor. 15% of the population is employed by in the professional, scientific, and technical services industry, with Johns Hopkins University Applied Physics Laboratory and Verizon Wireless both being close by and employing almost 8,000 workers between the two of them.

Weather and Climate Set in the continental climate zone, Ellicott City gets all four seasons of weather. The city is hit especially hard in the summer with heat and humidity. Winter is on the chillier side, and for four months, temperatures can drop below freezing. Winter also brings snow, although Ellicott is southern enough that it doesn't receive the severe snows of the Northeast, averaging only a few inches per year. Spring and fall are both pleasant and temperate.

School Systems Ellicott City has three high schools in the city proper, all part of the Howard County Public School System. Just outside Ellicott City proper, and serving the rest of the Ellicott area census designated place, is a fourth high school. The Howard County Public School System consistently earns some of the highest marks in Maryland in terms of student performance and overall cost-efficiency. In addition, the Glenelg Country School provides private schooling for over 800 students.

Local Shopping Ellicott City is home to a number of eclectic local shops and restaurants. The downtown area has several intriguing shops that sell everything from antiques and jewelry to hardware. Deck our yourself and your home in vintage chic from A Journey from Junk, or re-live your childhood with all sorts of old toys at All Time Toys, both found along Main Street. Searching for obscure Lego sets? Classic Plastic Bricks in Taylors Antique Mall is all about our favorite Danish toy and is one of the most comprehensive Lego stores in the nation. Downtown is home to restaurants and taverns for all tastes, including the Ellicott Mills Brewery, where you can sample beer made right on Main Street. Outside of the downtown area are a number of shopping centers that are home to national chain stores and grocery stores, including the Enchanted Forest Shopping Mall, built where the beloved amusement park used to sit.