Rent to own Homes in Independence, MO

Independence, Missouri, is an urban part of the Kansas City Metropolitan area. Even though it's the fourth largest city in Missouri, Independence doesn't feel like a big city; it has more of a small-town feel to it. The city has about 120,000 residents living there. It's only about 10 minutes outside of Kansas City, so it offers easy access to all of the exciting big city amenities. Independence is most known in American history as the home of President Harry S. Truman and as part of the Santa Fe Trail to the West.

Independence, MO is a great place for affordable rent-to-own homes! With a median household income of over $50,797 and a median rent of $871, the Independence, MO rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Independence, MO. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Independence, MO rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
222 NW LOCUST ST
Rent To Own
Lake Lees Summit
Single Family Home
Lees Summit, MO 64064
4
4
4600 ft2
1978
7401 MANCHESTER AVE
Rent To Own
Park Farms
Single Family Home
Kansas City, MO 64133
4
2
1782 ft2
1956
101 S Paul Dr
Rent To Own
 
Single Family Home
Sibley, MO 64088
3
2
1138 ft2
2007
2221 E 37TH ST
Rent To Own
Ivanhoe Northeast
Single Family Home
Kansas City, MO 64109
5
2
2200 ft2
1912
4406 FOREST AVE
Rent To Own
Manheim Park
Single Family Home
Kansas City, MO 64110
2
2
993 ft2
1910
600 E 8TH ST #8J
Rent To Own
The Downtown Loop
Townhouse/Condo
Kansas City, MO 64106
2
2
757 ft2
2005
1 of 20 600 E 8th St., Condo Unit TSQ
Rent To Own
The Downtown Loop
Multifamily (2 - 4 Units)
Kansas City, MO 64106
1
1
632 ft2
5608 N EUCLID AVE
Rent To Own
 
Single Family Home
Kansas City, MO 64118
3
1
1800 ft2
1960
5531 LOCUST ST
Rent To Own
Western 49-63
Single Family Home
Kansas City, MO 64110
4
3
2000 ft2
1924
New
1 of 14 308 W 8th St
Rent To Own
The Downtown Loop
Townhouse/Condo
Kansas City, MO 64105
1
1
605 ft2
1888
Hot
8306 E 133RD ST
Rent To Own
Grandview
Single Family Home
Grandview, MO 64030
3
2
1900 ft2
1967
13224 MANCHESTER AVE
Rent To Own
Grandview
Single Family Home
Grandview, MO 64030
3
2
2648 ft2
1986
1200 N 18TH ST
Rent To Own
Kensington
Single Family Home
Kansas City, KS 66102
2
1
1150 ft2
1925
Hot
1 of 14 7515 LAMAR AVE
Rent To Own
Prairie Fields
Single Family Home
Prairie Village, KS 66208
5
3
2208 ft2
1958
Hot
4738 GEORGIA AVE
Rent To Own
Bethel Welborn
Single Family Home
Kansas City, KS 66104
3
1
2168 ft2
1930
6380 N NEVADA AVE
Rent To Own
 
Single Family Home
Kansas City, MO 64152
5
4
3300 ft2
1999
3620 N 112TH TER
Rent To Own
I-435 West Kc-ks
Single Family Home
Kansas City, KS 66109
4
3
2075 ft2
2014
Hot
505 NW 41ST ST
Rent To Own
 
Single Family Home
Blue Springs, MO 64015
3
1
1015 ft2
1986
1 of 19 3509 N SPRING ST
Rent To Own
Kentucky Hills
Single Family Home
Independence, MO 64050
3
3
1850 ft2
1958
1 of 26 4705 NORTHERN AVE
Rent To Own
Stayton Meadows
Single Family Home
Kansas City, MO 64133
3
2
1968 ft2
2013
1 of 4 30 ANCHOR DR
Rent To Own
Lake Tapawingo
Single Family Home
Blue Springs, MO 64015
3
2
1787 ft2
1930
Hot
1 of 21 1904 SE ABBEY ST
Rent To Own
Keystone Estates
Single Family Home
Blue Springs, MO 64014
3
2
1008 ft2
1975
Hot
1611 SE 1ST STREET TER
Rent To Own
 
Single Family Home
Blue Springs, MO 64014
3
2
1132 ft2
1975
342 N HARDESTY AVE
Rent To Own
North India Mound
Single Family Home
Kansas City, MO 64123
2
1
920 ft2
1903
408 N LAWN AVE
Rent To Own
North India Mound
Single Family Home
Kansas City, MO 64123
3
1
1440 ft2
1919
Hot
1 of 5 3005 E 27TH ST
Rent To Own
Santa Fe
Single Family Home
Kansas City, MO 64127
3
1
1188 ft2
1916
2610 SMART AVE
Rent To Own
Pendleton Heights
Townhouse/Condo
Kansas City, MO 64124
2
2
1850 ft2
1900
Hot
6930 BELLEFONTAINE AVE
Rent To Own
Self Help Neighborhood Council
Single Family Home
Kansas City, MO 64132
1
1
740 ft2
1927
4248 NE KELSEY RD
Rent To Own
Colonial Square
Single Family Home
Kansas City, MO 64116
3
1
1165 ft2
1954
1 of 6 4606 TRACY AVE
Rent To Own
Manheim Park
Single Family Home
Kansas City, MO 64110
3
2
1169 ft2
1909
Hot
7400 E 107TH ST
Rent To Own
Hickman Mills South
Single Family Home
Kansas City, MO 64134
2
1
1240 ft2
1957
Hot
1 of 7 514 NW TIMBERBROOKE DR
Rent To Own
 
Townhouse/Condo
Lees Summit, MO 64081
2
2
1260 ft2
1991
1 of 32 5901 ROCKHILL RD
Rent To Own
Western 49-63
Single Family Home
Kansas City, MO 64110
3
2
1740 ft2
1911
Hot
504 NE DOUGLAS ST
Rent To Own
Downtown Lee's Summit
Single Family Home
Lees Summit, MO 64063
3
1
1560 ft2
1950
Hot
800 SE 16TH ST TER
Rent To Own
 
Single Family Home
Oak Grove, MO 64075
3
3
1600 ft2
1992
Hot
1 of 23 117 SE RIDGEVIEW DR
Rent To Own
 
Townhouse/Condo
Lees Summit, MO 64063
2
2
1180 ft2
1988
1 of 34 4056 Warwick Boulevard, Unit 3
Rent To Own
Southmoreland
Multifamily (2 - 4 Units)
Kansas City, MO 64111
2
2
1285 ft2
1970
1 of 8 210 Emanuel Cleaver II Boulevard #3E
Rent To Own
Southmoreland
Multifamily (2 - 4 Units)
Kansas City, MO 64112
1
1
750 ft2
1920
1 of 26 232 Southeast Coyle Circle
Rent To Own
Summit Mill
Multifamily (2 - 4 Units)
Lee'S Summit, MO 64063
4
4
4315 ft2
2007
Hot
1 of 25 405 E 71ST TER
Rent To Own
Waldo
Single Family Home
Kansas City, MO 64131
3
3
1931 ft2
1929
Hot New
208 LAURA ST
Rent To Own
 
Single Family Home
Liberty, MO 64068
3
2
1427 ft2
1920
1 of 63 3614 PENNSYLVANIA AVE
Rent To Own
Valentine
Single Family Home
Kansas City, MO 64111
5
4
5085 ft2
1912
811 W 18TH ST
Rent To Own
Westside North
Single Family Home
Kansas City, MO 64108
3
3
1894 ft2
1910
Hot
1 of 44 7625 N WABASH AVE
Rent To Own
Ridgefield
Single Family Home
Kansas City, MO 64118
3
3
2445 ft2
1975
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Buying a Home in Independence, MO

Independence, MO is seeing rapid growth and Independence, MO's' housing market remains optimal with an average home price that is -44% below the 2024 national average. Independence, MO is part of Jackson county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Jackson is 1.27% which is above the national average, which is 0.99%.

Median Home Price in Independence, MO

Median Rent in Independence, MO

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Independence MO

Housing Statistics The cost of living in Independence is pretty reasonable. It's the middle of the country so you won't pay an arm and a leg to own a home or rent a home. You can also choose a rent to own home option. The average home for rent will cost you about $650 per month. The average cost of a home to own is about $100,000. You will notice most homes for sale will be priced on an average of about $90,000. Most of the homes in Independence are single family homes in neighborhoods lined with trees. Many have spacious yards. Close to 70 percent of the residents own homes, while less than 30 percent rent a home. The vacancy rate is pretty average at about 10 percent. Unlike some areas in the Kansas City Metro area, Independence doesn't have as many foreclosed homes. But you shouldn't have too much difficult finding a home for sale or a home for rent if you plan your move well in advance.

School Systems The school system in Independence has four school districts from which to choose. The school system is considered to be a high-ranking one. Blue Springs School District is one of the best in quality in the area. There are two private schools and two colleges located in Independence, as well as a wide variety of colleges and private schools in the metro area.

Arts and Culture Much of the culture in Independence centers on President Harry Truman, including the famous Truman Presidential Library and Museum. Don't forget to take a trip to view the home of Harry Truman, as well. One large annual festival is the Santa-Cali-Gon Days, which is a celebration of the frontier trails that started in Independence and led to Santa Fe, California and Oregon. About 15 minutes from Independence is the newly developed Sprint Center, located in downtown Kansas City, MO. The arena is host to a number of events and concerts in the city. There is also the Sprint Center district around the arena, which includes places to eat, shop and hang out.

Neighborhoods There are a number of great neighborhoods in Independence. The city also has a feel of old American history. Here's a look at a few neighborhoods: