Rent to own Homes in St. Joseph, MO

St. Joseph, MO is a great place for affordable rent-to-own homes! With a median household income of over $48,716 and a median rent of $785, the St. Joseph, MO rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. Joseph, MO. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. Joseph, MO rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1016 N 10TH ST
Rent To Own
 
Single Family Home
Atchison, KS 66002
3
1
1904 ft2
1900
Hot
1 of 6 3306 BURNSIDE AVE
Rent To Own
 
Single Family Home
Saint Joseph, MO 64505
2
1
912 ft2
1917
Hot
1 of 25 2719 FELIX ST
Rent To Own
 
Single Family Home
Saint Joseph, MO 64501
3
2
1232 ft2
1922
Hot
1 of 6 1023 EDMOND ST
Rent To Own
 
Single Family Home
Saint Joseph, MO 64501
4
3
4500 ft2
1885
Hot
1 of 2 2601 LOVERS LN
Rent To Own
 
Single Family Home
Saint Joseph, MO 64506
4
3
1811 ft2
1940
1 of 30 2402 N CIRCLE DR
Rent To Own
 
Single Family Home
Saint Joseph, MO 64505
3
4
2300 ft2
1937
1 of 35 12630 PARKVIEW DR
Rent To Own
 
Single Family Home
Savannah, MO 64485
4
4
3053 ft2
2015
1 of 4 426 S 5TH ST
Rent To Own
 
Single Family Home
Atchison, KS 66002
3
2
1817 ft2
1875
1111 5TH AVE
Rent To Own
 
Single Family Home
Leavenworth, KS 66048
3
1
1289 ft2
1897
Hot
1 of 4 1907 10TH AVE
Rent To Own
 
Single Family Home
Leavenworth, KS 66048
3
2
1152 ft2
1952
Hot
1 of 25 4305 SHRINE PARK RD
Rent To Own
 
Single Family Home
Leavenworth, KS 66048
4
2
1178 ft2
1961
1 of 20 2100 ALDER ST
Rent To Own
 
Single Family Home
Leavenworth, KS 66048
3
4
3008 ft2
2007
1 of 9 816 NW 110TH ST
Rent To Own
 
Single Family Home
Kansas City, MO 64155
4
4
2384 ft2
2005
Hot
1 of 11 11109 N MAIN ST
Rent To Own
Meadowbrook Heights
Single Family Home
Kansas City, MO 64155
3
3
1434 ft2
1993
Hot
1 of 17 1405 NE 106TH PL
Rent To Own
Nashua
Single Family Home
Kansas City, MO 64155
4
3
2345 ft2
2011
Hot
1 of 25 9583 N MAIN ST
Rent To Own
Meadowbrook Heights
Single Family Home
Kansas City, MO 64155
3
3
1635 ft2
2008
1 of 10 807 Southfork Road
Rent To Own
 
Multifamily (2 - 4 Units)
Lansing, KS 66043
5
4
3600 ft2
2003
Hot
938 WYNDHAM DR
Rent To Own
 
Single Family Home
Lansing, KS 66043
5
4
2104 ft2
2007
Hot
1 of 29 1208 NE 97TH ST
Rent To Own
New Mark
Single Family Home
Kansas City, MO 64155
4
2
1915 ft2
1977
7915 Northwest Ames Avenue
Rent To Own
Barry Harbour
Multifamily (2 - 4 Units)
Kansas City, MO 64151
3
3
2340 ft2
1999
Hot
1 of 29 10822 N MANCHESTER AVE
Rent To Own
 
Single Family Home
Kansas City, MO 64157
3
3
1496 ft2
2006
Hot
1 of 49 10222 N MCKINLEY AVE
Rent To Own
 
Single Family Home
Kansas City, MO 64157
3
2
1700 ft2
2018
Hot
1 of 17 8150 NE 97TH TER
Rent To Own
 
Single Family Home
Kansas City, MO 64157
4
4
2058 ft2
2004
Hot
1 of 44 7625 N WABASH AVE
Rent To Own
Ridgefield
Single Family Home
Kansas City, MO 64118
3
3
2445 ft2
1975
Hot
1 of 27 408 LEE DR
Rent To Own
 
Single Family Home
Kearney, MO 64060
4
3
2816 ft2
2014
Hot
1 of 12 1200 STONECREST CT
Rent To Own
 
Single Family Home
Kearney, MO 64060
3
3
1775 ft2
2015
Hot
1 of 24 2302 WOODLAND CIR
Rent To Own
 
Single Family Home
Kearney, MO 64060
4
3
2600 ft2
2008
Hot New
208 LAURA ST
Rent To Own
 
Single Family Home
Liberty, MO 64068
3
2
1427 ft2
1920
New
3217 GRANDVIEW DR
Auction
 
Single Family Home
Saint Joseph, MO 64503
3
3
1128 ft2
1977
New
2424 OLIVE ST
REO Foreclosure
 
Single Family Home
Saint Joseph, MO 64507
3
2
1361 ft2
1902
1 of 4 1103 ATLANTIC
REO Foreclosure
 
Single Family Home
Elwood, KS 66024
3
2
1120 ft2
1999
6307 BROWN ST
Auction
 
Single Family Home
Saint Joseph, MO 64504
3
1
1053 ft2
1932
4009 KING HILL AVE
Auction
 
Single Family Home
Saint Joseph, MO 64504
3
2
988 ft2
1922
605 LIBEL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Wathena, KS 66090
3
2
2844 ft2
1952
504 E MEADOW LN
Auction
 
Single Family Home
Saint Joseph, MO 64501
3
2
936 ft2
1957
New
1 of 5 1008 RANDOLPH ST
Auction
 
Single Family Home
Saint Joseph, MO 64505
3
1
1327 ft2
1907
1 of 4 602 S 13TH ST
Auction
 
Single Family Home
Saint Joseph, MO 64501
4
2
1264 ft2
1907
New
1 of 5 1316 HICKORY ST
Auction
 
Single Family Home
Saint Joseph, MO 64503
3
2
1285 ft2
1912
6109 ARABIAN LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Country Club, MO 64506
3
1
2250 ft2
1980
3114 SW LAKEFRONT LN W
Auction
 
Single Family Home
Saint Joseph, MO 64504
2
1
1036 ft2
1967
1202 W PRICE AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Savannah, MO 64485
4
3
2403 ft2
1962
602 BUSH ST
Auction
 
Single Family Home
Savannah, MO 64485
3
1
1231 ft2
1969
324 GREGORY DR
Pre-Foreclosure (NOD)
 
Single Family Home
Gower, MO 64454
3
2
1196 ft2
1972
307 MATTHEWS LN
Auction
 
Single Family Home
Gower, MO 64454
3
1
1056 ft2
1968
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Buying a Home in St. Joseph, MO

St. Joseph, MO is seeing rapid growth and St. Joseph, MO's' housing market remains optimal with an average home price that is -46% below the 2024 national average. St. Joseph, MO is part of Buchanan county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Buchanan is 0.84% which is below the national average, which is 0.99%.

Median Home Price in St. Joseph, MO

Median Rent in St. Joseph, MO

Rent to own homes offer low monthly payments and flexible terms.