Rent to own Homes in James City, NC

James City, NC is a great place for affordable rent-to-own homes! With a median household income of over $61,370 and a median rent of $873, the James City, NC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in James City, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out James City, NC rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 20 1618 Memory Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Chocowinity, NC 27817
2
1
398 ft2
2016
Hot
1 of 26 626 WINTERFIELD DR
Rent To Own
 
Single Family Home
Winterville, NC 28590
3
2
1521 ft2
1996
4003 AUBURN CT
Rent to Own Eligible
 
Single Family Home
Trent Woods, NC 28562
3
4
1467 ft2
2006
1 of 75 416 SWISS RD
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
2
1200 ft2
1975
New
3405 LEFRINGHOUSE LN
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
4
3
2162 ft2
2016
114 MOM LN
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
2
1967 ft2
2007
1 of 24 168 LAURA DR
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
3
2200 ft2
2006
New
308 WEHOE RD
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
3
1464 ft2
1986
New
1 of 66 127 ST GALLEN CT
Rent to Own Eligible
Taberna
Townhouse/Condo
New Bern, NC 28562
3
3
2698 ft2
2004
414 MADAM MOORES LN
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
2
1720 ft2
1953
New
2852 WEATHERSBY DR
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
2
1490 ft2
2010
1 of 45 704 MADAM MOORES LN
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
2
2
1957 ft2
1950
109 AMANDA CT
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
3
1854 ft2
1998
2959 JUDGE MANLY DR
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
4
3
1783 ft2
2007
202 1ST ST
Rent to Own Eligible
Five Points
Single Family Home
New Bern, NC 28560
4
3
2171 ft2
1962
2203 HIDDEN HARBOR DR
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
4
4
1467 ft2
2006
1010 FLOUNDER RUN
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
2
1818 ft2
2020
New
105 WESTERLY RD
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
3
1787 ft2
2005
5031 US 70 HWY E
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
4
1
1196 ft2
1955
New
1 of 49 2007 CARACARA DR
Rent to Own Eligible
Fairfield Harbour
Single Family Home
New Bern, NC 28560
3
2
1812 ft2
1984
New
2508 STEEPLE CHASE DR
Rent to Own Eligible
 
Single Family Home
Trent Woods, NC 28562
3
2
1523 ft2
1984
1 of 68 930 BUCKINGHAM RD
Rent to Own Eligible
 
Single Family Home
Trent Woods, NC 28562
3
2
1439 ft2
1994
New
6111 CUTLASS CT
Rent to Own Eligible
Fairfield Harbour
Single Family Home
New Bern, NC 28560
3
2
2202 ft2
1976
New
405 HARBOR DR
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
2
1225 ft2
1972
New
1047 COLLETON WAY
Rent to Own Eligible
 
Single Family Home
Trent Woods, NC 28562
5
4
1159 ft2
1987
1 of 65 2008 HYDES COR
Rent to Own Eligible
 
Single Family Home
Trent Woods, NC 28562
4
4
1277 ft2
1994
202 N First Ave
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
5
3
2171 ft2
1962
1 of 49 101 DERBY CT
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28562
3
2
1300 ft2
2000
220 CHURCH HILL CT
Rent to Own Eligible
 
Townhouse/Condo
New Bern, NC 28562
2
2
882 ft2
2007
1 of 90 100 CLIFFRIDGE RD
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
2
1404 ft2
1983
New
907 FIELDS RD
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
3
1053 ft2
1984
102 DUVAL LN
Rent to Own Eligible
Carolina Pines
Single Family Home
New Bern, NC 28560
5
3
1335 ft2
2009
1 of 59 420 GINGER DR
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
4
2
1759 ft2
2021
1 of 46 106 FERNIE LN
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
2
1850 ft2
2012
414 ANTIOCH LAKES RD
Rent to Own Eligible
 
Single Family Home
New Bern, NC 28560
3
3
1572 ft2
2018
1 of 16 314 CARRIAGE HOUSE CT
Rent to Own Eligible
River Bend
Single Family Home
New Bern, NC 28562
3
2
1240 ft2
1995
270 SHORELINE DR
Rent to Own Eligible
River Bend
Single Family Home
New Bern, NC 28562
2
2
1192 ft2
1975
Hot New
6592 NEUSE RD
Rent to Own Eligible
 
Single Family Home
Grantsboro, NC 28529
2
1
1255 ft2
1962
1 of 43 223 STRATFORD RD
Rent to Own Eligible
 
Single Family Home
Havelock, NC 28532
4
2
1599 ft2
1970
New
9 CHEROKEE DR
Rent to Own Eligible
 
Single Family Home
Havelock, NC 28532
3
2
1142 ft2
1981
New
141 WOODLAND DR
Rent to Own Eligible
 
Single Family Home
Havelock, NC 28532
3
2
1184 ft2
1966
1 of 35 104 PATRIOT CT
Rent to Own Eligible
 
Single Family Home
Havelock, NC 28532
3
2
1505 ft2
2013
1 of 20 335 MILLER BLVD
Rent to Own Eligible
 
Single Family Home
Havelock, NC 28532
3
2
1256 ft2
1958
1 of 118 121 GLEN DR
Rent to Own Eligible
 
Single Family Home
Havelock, NC 28532
3
3
750 ft2
1977
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Popular Zip Codes in James City, NC

28564 rent to own homes

Buying a Home in James City, NC

James City, NC is seeing rapid growth and James City, NC's' housing market remains optimal with an average home price that is -37% below the 2024 national average. James City, NC is part of Craven county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Craven is 0.63% which is below the national average, which is 0.99%.

Median Home Price in James City, NC

Median Rent in James City, NC

Rent to own homes offer low monthly payments and flexible terms.