Rent to own Homes in Spencer Mountain, NC

Spencer Mountain, NC is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Spencer Mountain, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Spencer Mountain, NC rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
1420 ESSEX AVE
Rent To Own
Northwest Gastonia
Single Family Home
Gastonia, NC 28052
2
1
703 ft2
1940
208 W LEE AVE
Rent To Own
Bessemer City
Single Family Home
Bessemer City, NC 28016
3
2
1154 ft2
1920
17540 HARBOR WALK DR
Rent To Own
Cornelius
Single Family Home
Cornelius, NC 28031
3
3
2124 ft2
2008
311 NORTHWEST DR
Rent To Own
 
Townhouse/Condo
Davidson, NC 28036
2
2
869 ft2
1984
6536 MOONLIGHT LN
Rent To Own
University City
Single Family Home
Charlotte, NC 28269
4
3
3192 ft2
1993
843 ARCHIE ST
Rent To Own
Fort Mill
Single Family Home
Fort Mill, SC 29715
3
2
1120 ft2
1986
4914 THRONEBURG RD
Rent To Own
 
Single Family Home
Catawba, NC 28609
3
2
1008 ft2
1989
1 of 50 109 HARBOR COVE LN
Rent To Own
 
Single Family Home
Mooresville, NC 28117
4
3
2563 ft2
1999
10311 DOMINION VILLAGE DR
Rent To Own
University City
Single Family Home
Charlotte, NC 28269
3
3
2252 ft2
2005
7535 FOWLER SPRINGS LN
Rent To Own
Idlewild South
Single Family Home
Charlotte, NC 28212
3
3
1440 ft2
2006
524 Jakes Ridge Ln
Rent To Own
 
Single Family Home
Mooresville, NC 28115
2
2
1151 ft2
2000
Hot
1036 AUTUMN LN
Rent To Own
 
Single Family Home
Hickory, NC 28602
3
3
1437 ft2
1979
1 of 36 146 E SPENCER AVE
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
3
2
1644 ft2
1920
New
949 JOSELYNN DR
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
3
2
1807 ft2
2019
New
86 WALNUT AVE
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
2
1
1102 ft2
1920
1 of 56 327 LEWIS RD
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
2
1
1576 ft2
1953
1561 WAYLON AVE
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
5
2
2733 ft2
2017
534 RIVER VIEW DR
Rent to Own Eligible
Lowell
Single Family Home
Lowell, NC 28098
3
2
1244 ft2
2003
1 of 44 2476 ACAPULCO DR
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Gastonia, NC 28054
3
2
1701 ft2
1957
813 GUNNAR DR
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
3
2
1425 ft2
2017
2212 SUNSET DR
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Gastonia, NC 28054
3
2
1336 ft2
1960
New
228 SHADOWBROOK RD
Rent to Own Eligible
 
Single Family Home
Mount Holly, NC 28120
3
2
1400 ft2
1974
2714 BOOKER ST
Rent to Own Eligible
Ranlo
Single Family Home
Gastonia, NC 28054
4
1
1363 ft2
1935
604 RHYNE OAKLAND RD
Rent to Own Eligible
Lowell
Single Family Home
Lowell, NC 28098
3
1
1228 ft2
1947
New
2211 AUTEN RD
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Gastonia, NC 28054
3
1
828 ft2
1954
New
8020 BLACK WALNUT TRL
Rent to Own Eligible
Hickory Grove
Single Family Home
Gastonia, NC 28056
2
2
1622 ft2
2004
New
1217 NEELY SMITH LN
Rent to Own Eligible
Hickory Grove
Single Family Home
Gastonia, NC 28056
2
1
576 ft2
2010
208 OAKLAND DR
Rent to Own Eligible
Lowell
Single Family Home
Lowell, NC 28098
2
1
940 ft2
1950
1515 KELLYS LANDING DR
Rent to Own Eligible
 
Single Family Home
Mount Holly, NC 28120
3
2
2069 ft2
2011
209 RAILROAD ST
Rent to Own Eligible
Lowell
Single Family Home
Lowell, NC 28098
3
2
3318 ft2
1913
New
207 GENERAL PG BEAUREGARD ST
Rent to Own Eligible
 
Single Family Home
Stanley, NC 28164
3
2
1800 ft2
2004
50 INDIAN WALK
Rent to Own Eligible
Lowell
Single Family Home
Lowell, NC 28098
3
2
1560 ft2
1995
New
201 GENERAL ROBERT E LEE ST
Rent to Own Eligible
 
Single Family Home
Stanley, NC 28164
3
1
1458 ft2
1973
1310 LOWER DALLAS HWY
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Dallas, NC 28034
2
1
936 ft2
1950
New
2326 HOLLANDALE DR
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Gastonia, NC 28054
3
2
1458 ft2
1972
New
651 SUMMEROW RD
Rent to Own Eligible
 
Single Family Home
Stanley, NC 28164
3
1
1169 ft2
1965
601 S HIGHWAY 27
Rent to Own Eligible
 
Single Family Home
Stanley, NC 28164
4
3
3722 ft2
1936
1 of 3 2107 N NEW HOPE RD
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Gastonia, NC 28054
2
1
1064 ft2
1944
313 DERR ST
Rent to Own Eligible
 
Single Family Home
Stanley, NC 28164
3
1
1644 ft2
1930
119 YATES ST
Rent to Own Eligible
Northeast Gastonia
Single Family Home
Dallas, NC 28034
3
2
1930 ft2
1981
New
5115 ARBORDALE WAY
Rent to Own Eligible
 
Single Family Home
Mount Holly, NC 28120
3
2
2567 ft2
2021
1 of 61 5287 HICKORY KNOLL LN
Rent to Own Eligible
 
Single Family Home
Mount Holly, NC 28120
4
5
3297 ft2
2003
Hot
109 LAFAYETTE RD
Rent to Own Eligible
 
Single Family Home
Stanley, NC 28164
3
1
1144 ft2
1960
New
201 Belt Dr
Rent to Own Eligible
East Gastonia
Single Family Home
Gastonia, NC 28034
2
1
992 ft2
1960
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Neighborhoods in Spencer Mountain, NC

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Buying a Home in Spencer Mountain, NC

Spencer Mountain, NC is seeing rapid growth and Spencer Mountain, NC's' housing market remains optimal with an average home price that is -100% below the 2024 national average. Spencer Mountain, NC is part of Gaston county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Gaston is 1.04% which is above the national average, which is 0.99%.

Median Home Price in Spencer Mountain, NC

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Median Rent in Spencer Mountain, NC

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.