Rent to own Homes in Ames, NY

Ames, NY is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Ames, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ames, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 86 2515 New York 28
Rent To Own
 
Multifamily (2 - 4 Units)
Oneonta, NY 13820
3
2
8944 ft2
1972
29 REID ST
Rent To Own
 
Single Family Home
Fort Plain, NY 13339
4
2
1970 ft2
1875
1 of 39 142 MATIS DR
Rent To Own
 
Single Family Home
Saint Johnsville, NY 13452
2
3
1496 ft2
2008
1 of 23 291 MAPLE VALLEY RD
Rent To Own
 
Single Family Home
Worcester, NY 12197
6
1
1800 ft2
Hot
1 of 15 375 DUTCHTOWN RD
Rent To Own
 
Single Family Home
Dolgeville, NY 13329
3
1
1208 ft2
1858
Hot
1 of 12 93 EAST BLVD
Rent To Own
 
Single Family Home
Gloversville, NY 12078
3
1
1764 ft2
1930
Hot
1 of 10 232 MAIN ST
Rent To Own
 
Single Family Home
Middleburgh, NY 12122
4
2
2100 ft2
1880
Hot
1 of 5 169 WOODLAND DR
Rent To Own
 
Single Family Home
Jefferson, NY 12093
2
1
1632 ft2
1985
1 of 38 990 YOUNGS RD
Rent To Own
 
Single Family Home
Delanson, NY 12053
4
3
3000 ft2
2001
60 PHILLIPS ST
Rent To Own
 
Townhouse/Condo
Amsterdam, NY 12010
5
2
3016 ft2
1929
Hot
1 of 35 615 BUCK RD
Rent To Own
 
Single Family Home
Davenport, NY 13750
3
3
1900 ft2
1999
1 of 9 49 LAKE ST
Rent To Own
 
Single Family Home
Stamford, NY 12167
4
2
1700 ft2
1898
1 of 22 Kane Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Gilboa, NY 12076
1
1
1000 ft2
2019
1 of 25 25 Lake Shore Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Kortright, NY 13739
3
4
2184 ft2
2012
1 of 24 109 Doak Road
Rent To Own
 
Multifamily (2 - 4 Units)
Amsterdam, NY 12010
1
1
987 ft2
1920
8 BEECH ST
Rent To Own
 
Single Family Home
Ilion, NY 13357
3
2
1487 ft2
1940
Hot
1 of 53 3650 SCHOHARIE TPKE
Rent To Own
 
Single Family Home
Delanson, NY 12053
4
2
1203 ft2
1965
1 of 45 45 School View Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Roxbury (Grand Gorge), NY 12434
4
3
1900 ft2
1991
60635 Saint Hwy #30
Rent To Own
 
Single Family Home
Grand Gorge, NY 12434
7
3
3716 ft2
1910
1 of 10 333 CRAVEN RD
Rent To Own
 
Single Family Home
Delanson, NY 12053
3
2
1800 ft2
1975
1 of 16 314 4TH AVE
Rent To Own
 
Single Family Home
Frankfort, NY 13340
4
1
1228 ft2
1900
782 SULPHUR SPRINGS RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
3
2
1200 ft2
2022
157 COUNTY HIGHWAY 47
Rent To Own
 
Single Family Home
Oneonta, NY 13820
1
1
728 ft2
1920
1262 PARDEEVILLE RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
2
2
0 ft2
156 BOWEN RD
Rent To Own
 
Townhouse/Condo
Cooperstown, NY 13326
5
4
2527 ft2
2001
New
783 HIGHWAY ROUTE 20
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sharon Springs, NY 13459
4
1
2324 ft2
1842
907 HIGHWAY ROUTE 20
REO Foreclosure
 
Single Family Home
Sharon Springs, NY 13459
2
1
1222 ft2
1880
903 HIGHWAY ROUTE 20
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sharon Springs, NY 13459
4
1
1280 ft2
1920
New
56 REED ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Canajoharie, NY 13317
3
2
1790 ft2
1920
61 REED ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
3
2
1 ft2
1894
184 MOYER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Canajoharie, NY 13317
3
2
1 ft2
1960
New
1 of 3 16 SHAPER AVE
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Canajoharie, NY 13317
4
2
1799 ft2
1870
14 SHAPER AVE
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Canajoharie, NY 13317
6
2
2288 ft2
1920
1 of 18 112 MOYER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Canajoharie, NY 13317
4
2
1604 ft2
1900
Hot
181 CLIFF ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
4
1
2044 ft2
1913
New
149 CLIFF ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Canajoharie, NY 13317
4
2
2808 ft2
1900
95 CLIFF ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
3
1
1588 ft2
1880
10 MONTGOMERY ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
4
4
3706 ft2
1891
81 E GRAND ST
REO Foreclosure
 
Single Family Home
Palatine Bridge, NY 13428
3
1
1 ft2
1850
1 of 25 180 W Lykers Road
REO Foreclosure
 
Single Family Home
Root, NY 12166
4
1
1527 ft2
1910
New
1 of 22 26 CENTER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Palatine Bridge, NY 13428
4
2
1387 ft2
1930
3 STATE ST
REO Foreclosure
 
Townhouse/Condo
Fort Plain, NY 13339
6
2
1 ft2
1837
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Buying a Home in Ames, NY

Ames, NY is seeing rapid growth and Ames, NY's' housing market remains optimal with an average home price that is -52% below the 2024 national average. Ames, NY is part of Montgomery county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Montgomery is 2.86% which is above the national average, which is 0.99%.

Median Home Price in Ames, NY

Median Rent in Ames, NY

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Rent to own homes offer low monthly payments and flexible terms.