Rent to own Homes in Clayton, NY

Clayton, NY is a great place for affordable rent-to-own homes! With a median household income of over $50,966 and a median rent of $838, the Clayton, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Clayton, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Clayton, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
18416 ROBINSON RD
Rent To Own
 
Single Family Home
Clayton, NY 13624
3
2
2016 ft2
1999
1 of 20 33810 Carleton Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Cape Vincent, NY 13618
3
2
1680 ft2
2005
Hot
1 of 18 302 S MASSEY ST
Rent To Own
 
Single Family Home
Watertown, NY 13601
6
3
4000 ft2
1860
Hot
1 of 86 27716 LISA DR
Rent To Own
 
Single Family Home
Cape Vincent, NY 13618
3
2
1560 ft2
1991
Hot
313 TILDEN ST
Rent To Own
 
Single Family Home
Watertown, NY 13601
4
2
2100 ft2
1875
1 of 16 115 PADDOCK ST
Rent To Own
 
Single Family Home
Watertown, NY 13601
4
2
2058 ft2
1890
Hot
412 PAWLING ST
Rent To Own
 
Single Family Home
Watertown, NY 13601
2
2
1424 ft2
1890
21710 NYS RT 177
Rent To Own
 
Multifamily (2 - 4 Units)
Rodman, NY 13682
3
3
3500 ft2
Hot
1 of 12 39 MECHANIC ST
Rent To Own
 
Townhouse/Condo
Antwerp, NY 13608
5
2
2866 ft2
1914
New
15171-187 CO RTE 181
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Clayton, NY 13624
5
1
1680 ft2
1942
891 JAMES ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Clayton, NY 13624
4
2
1128 ft2
1973
608-610 MERRICK ST
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Clayton, NY 13624
3
2
1316 ft2
1900
New
38876 BARTLETT POINT RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Clayton, NY 13624
2
1
1008 ft2
1940
16981 FARR LN
REO Foreclosure
 
Single Family Home
Clayton, NY 13624
4
2
1625 ft2
1880
New
1 of 9 17079 MAY IRWIN RD
Auction
 
Single Family Home
Clayton, NY 13624
2
1
1344 ft2
1971
35806 STATE ROUTE 12
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Clayton, NY 13624
3
1
1120 ft2
1976
42908 HEADLAND AVE
REO Foreclosure
 
Townhouse/Condo
Thousand Island Park, NY 13692
3
1
918 ft2
1910
37247 STATE ROUTE 12E
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Clayton, NY 13624
3
4
5852 ft2
1991
32403 COUNTY ROUTE 179
Pre-Foreclosure (NOD)
 
Single Family Home
Depauville, NY 13632
5
1
1732 ft2
1880
New
20192 COUNTY ROUTE 181
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
La Fargeville, NY 13656
5
2
2968 ft2
1910
39388 COUNTY ROUTE 13
Auction
 
Single Family Home
La Fargeville, NY 13656
4
1
2035 ft2
1830
33113 COUNTY ROUTE 15
Pre-Foreclosure (NOD)
 
Single Family Home
La Fargeville, NY 13656
4
1
1416 ft2
1870
34826 CARTER STREET RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
La Fargeville, NY 13656
3
2
1350 ft2
2007
31083 COUNTY ROUTE 179
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Chaumont, NY 13622
3
2
2186 ft2
2004
32211 STATE ROUTE 180
Pre-Foreclosure (NOD)
 
Single Family Home
La Fargeville, NY 13656
3
2
2896 ft2
1973
40021 COX RD
Pre-Foreclosure (NOD)
 
Single Family Home
La Fargeville, NY 13656
5
1
2400 ft2
2003
31471 BURNT ROCK RD
Pre-Foreclosure (NOD)
 
Single Family Home
Cape Vincent, NY 13618
3
2
960 ft2
2000
1 of 21 10673 COUNTY ROUTE 8
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Chaumont, NY 13622
3
2
1500 ft2
2016
32861 DOG HILL RD
Pre-Foreclosure (NOD)
 
Single Family Home
La Fargeville, NY 13656
5
1
2044 ft2
1830
Hot
71 CHURCH ST
REO Foreclosure
 
Single Family Home
Alexandria Bay, NY 13607
6
3
1904 ft2
1900
18 ROCK ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Alexandria Bay, NY 13607
3
2
1419 ft2
1900
1 of 10 45226 TAYLOR RD
REO Foreclosure
 
Single Family Home
Alexandria Bay, NY 13607
5
3
2308 ft2
2008
24892 ALLEN RD
Pre-Foreclosure (NOD)
 
Single Family Home
La Fargeville, NY 13656
4
1
1296 ft2
1850
46946 DINGMAN POINT RD
REO Foreclosure
 
Single Family Home
Alexandria Bay, NY 13607
3
1
1408 ft2
1965
47284 DINGMAN POINT RD
Pre-Foreclosure (NOD)
 
Single Family Home
Alexandria Bay, NY 13607
2
1
480 ft2
1945
Hot
26401 PERCH LAKE RD
REO Foreclosure
 
Single Family Home
Watertown, NY 13601
4
3
2184 ft2
2006
33314 STATE ROUTE 12E
REO Foreclosure
 
Single Family Home
Cape Vincent, NY 13618
4
1
2387 ft2
1878
New
1 of 36 17942 CEMETERY RD
Auction
 
Single Family Home
Dexter, NY 13634
3
2
1176 ft2
2002
New
418 BRAINARD ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Dexter, NY 13634
2
1
1280 ft2
1870
25939 MUSTARD RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Watertown, NY 13601
3
1
960 ft2
1985
4168 BATES RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cape Vincent, NY 13618
3
1
2016 ft2
1984
115 BROWN RD
Pre-Foreclosure (NOD)
 
Single Family Home
Brownville, NY 13615
3
1
1060 ft2
1963
New
1 of 31 116 POTTER AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Brownville, NY 13615
3
2
1473 ft2
1900
222 BROWN BLVD
Pre-Foreclosure (NOD)
 
Single Family Home
Brownville, NY 13615
3
1
1560 ft2
1879
Map
Sponsored Link

More Clayton, NY Property Resources

Rent to own Homes in Cities Near Clayton, NY

Browse all Rent to own Homes in New York

Neighborhoods in Clayton, NY

No neighborhoods found

Popular Zip Codes in Clayton, NY

No zip codes found

Buying a Home in Clayton, NY

Clayton, NY is seeing rapid growth and Clayton, NY's' housing market remains optimal with an average home price that is -28% below the 2024 national average. Clayton, NY is part of Jefferson county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Jefferson is 1.68% which is above the national average, which is 0.99%.

Median Home Price in Clayton, NY

Median Rent in Clayton, NY

Rent to own homes offer low monthly payments and flexible terms.