Rent to own Homes in Fort Plain, NY

Fort Plain, NY is a great place for affordable rent-to-own homes! With a median household income of over $33,114 and a median rent of $781, the Fort Plain, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Fort Plain, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Fort Plain, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 86 2515 New York 28
Rent To Own
 
Multifamily (2 - 4 Units)
Oneonta, NY 13820
3
2
8944 ft2
1972
29 REID ST
Rent To Own
 
Single Family Home
Fort Plain, NY 13339
4
2
1970 ft2
1875
1 of 39 142 MATIS DR
Rent To Own
 
Single Family Home
Saint Johnsville, NY 13452
2
3
1496 ft2
2008
Hot
1 of 15 375 DUTCHTOWN RD
Rent To Own
 
Single Family Home
Dolgeville, NY 13329
3
1
1208 ft2
1858
1 of 2 106 & 108 byard street
Rent To Own
 
Multifamily (2 - 4 Units)
Johnstown, NY 12095
6
2
2000 ft2
1930
1 of 23 291 MAPLE VALLEY RD
Rent To Own
 
Single Family Home
Worcester, NY 12197
6
1
1800 ft2
Hot
1 of 12 93 EAST BLVD
Rent To Own
 
Single Family Home
Gloversville, NY 12078
3
1
1764 ft2
1930
8 BEECH ST
Rent To Own
 
Single Family Home
Ilion, NY 13357
3
2
1487 ft2
1940
Hot
1 of 6 134 LOWER TODDSVILLE RD
Rent To Own
 
Single Family Home
Cooperstown, NY 13326
3
1
1800 ft2
1820
1 of 38 990 YOUNGS RD
Rent To Own
 
Single Family Home
Delanson, NY 12053
4
3
3000 ft2
2001
60 PHILLIPS ST
Rent To Own
 
Townhouse/Condo
Amsterdam, NY 12010
5
2
3016 ft2
1929
Hot
1 of 10 232 MAIN ST
Rent To Own
 
Single Family Home
Middleburgh, NY 12122
4
2
2100 ft2
1880
1 of 16 314 4TH AVE
Rent To Own
 
Single Family Home
Frankfort, NY 13340
4
1
1228 ft2
1900
New
782 SULPHUR SPRINGS RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
3
2
1200 ft2
2022
Hot
1 of 5 169 WOODLAND DR
Rent To Own
 
Single Family Home
Jefferson, NY 12093
2
1
1632 ft2
1985
1 of 24 109 Doak Road
Rent To Own
 
Multifamily (2 - 4 Units)
Amsterdam, NY 12010
1
1
987 ft2
1920
Hot
1 of 35 615 BUCK RD
Rent To Own
 
Single Family Home
Davenport, NY 13750
3
3
1900 ft2
1999
Hot
1 of 53 3650 SCHOHARIE TPKE
Rent To Own
 
Single Family Home
Delanson, NY 12053
4
2
1203 ft2
1965
1 of 10 333 CRAVEN RD
Rent To Own
 
Single Family Home
Delanson, NY 12053
3
2
1800 ft2
1975
1262 PARDEEVILLE RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
2
2
0 ft2
496 Simpson Rd
Rent To Own
 
Single Family Home
Remsen, NY 13438
3
2
1705 ft2
1957
157 COUNTY HIGHWAY 47
Rent To Own
 
Single Family Home
Oneonta, NY 13820
1
1
728 ft2
1920
23 BERTHOUD ST
REO Foreclosure
 
Townhouse/Condo
Nelliston, NY 13410
4
2
1 ft2
1920
New
62 DIVISION ST
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Fort Plain, NY 13339
3
3
1181 ft2
1865
3 STATE ST
REO Foreclosure
 
Townhouse/Condo
Fort Plain, NY 13339
6
2
1 ft2
1837
11 WAGNER ST
REO Foreclosure
 
Single Family Home
Fort Plain, NY 13339
3
1
1 ft2
1871
Hot
181 CLIFF ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
4
1
2044 ft2
1913
14 SHAPER AVE
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Canajoharie, NY 13317
6
2
1144 ft2
1920
95 CLIFF ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
3
1
1588 ft2
1880
New
1 of 17 51 WALNUT ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Canajoharie, NY 13317
3
2
640 ft2
1900
61 REED ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
3
2
1 ft2
1894
10 MONTGOMERY ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
4
4
3706 ft2
1891
104 MOYER ST
REO Foreclosure
 
Single Family Home
Canajoharie, NY 13317
3
2
1 ft2
1900
1 of 19 112 MOYER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Canajoharie, NY 13317
4
2
802 ft2
1900
81 E GRAND ST
REO Foreclosure
 
Single Family Home
Palatine Bridge, NY 13428
3
1
1 ft2
1850
22 E MAIN ST
REO Foreclosure
 
Single Family Home
Saint Johnsville, NY 13452
4
1
1 ft2
1850
6 SALTSMAN ST
REO Foreclosure
 
Single Family Home
Saint Johnsville, NY 13452
3
1
1538 ft2
1900
57 N DIVISION ST
REO Foreclosure
 
Single Family Home
Saint Johnsville, NY 13452
4
1
1 ft2
1910
257 HESS RD
REO Foreclosure
 
Single Family Home
Fort Plain, NY 13339
3
2
1 ft2
1995
801 OSWEGATCHIE RD
REO Foreclosure
 
Single Family Home
Palatine Bridge, NY 13428
5
2
1 ft2
1820
New
1 of 36 146 SPRAKERS HILL RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sprakers, NY 12166
4
2
1092 ft2
1905
New
3229 STATE ROUTE 80
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Fort Plain, NY 13339
3
1
2924 ft2
1900
New
783 HIGHWAY ROUTE 20
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sharon Springs, NY 13459
4
1
2324 ft2
1842
New
1 of 37 103 DONS FOLLY RD
Auction
 
Single Family Home
Saint Johnsville, NY 13452
2
2
1035 ft2
1986
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Buying a Home in Fort Plain, NY

Fort Plain, NY is seeing rapid growth and Fort Plain, NY's' housing market remains optimal with an average home price that is -74% below the 2024 national average. Fort Plain, NY is part of Montgomery county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Montgomery is 2.86% which is above the national average, which is 0.99%.

Median Home Price in Fort Plain, NY

Median Rent in Fort Plain, NY

Rent to own homes offer low monthly payments and flexible terms.