Rent to own Homes in Mount Vernon, NY

Mount Vernon is a city in Westchester County, which borders the Bronx. According to the 2010 census, Mount Vernon's population at the time was 67,292. This makes Mount Vernon the eighth largest city in the state of New York. Mount Vernon has a rapidly growing economy. Between 2000 and 2006, the city's economy increased by 20.5 percent, one of the fastest growth rates in the state. Mount Vernon gets its name from the Virginia plantation where George Washington lived out his life after being the first president of the United States.

Mount Vernon, NY is a great place for affordable rent-to-own homes! With a median household income of over $59,291 and a median rent of $1,327, the Mount Vernon, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Mount Vernon, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Mount Vernon, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
24 OAKLAND AVE
Rent To Own
North Side
Single Family Home
Mount Vernon, NY 10552
4
4
2000 ft2
1930
1 of 5 100 Clarewood Drive
Rent To Own
Greenburgh
Multifamily (2 - 4 Units)
Hastings-On-Hudson, NY 10706
1
1
776 ft2
1925
5900 ARLINGTON AVE #21B
Rent To Own
North Riverdale
Townhouse/Condo
Bronx, NY 10471
4
2
1580 ft2
1962
241 W 108TH ST #4C
Rent To Own
Upper West Side
Townhouse/Condo
New York, NY 10025
1
1
750 ft2
1911
73-12 35th Ave #C6
Rent To Own
Northwestern Queens
Single Family Home
Jackson Heights, NY 11372
2
1
938 ft2
1940
343 E 74th St PENTHOUSE 1D
Rent To Own
Upper East Side
Single Family Home
New York, NY 10021
3
4
1862 ft2
1987
401 E 60TH ST #4C
Rent To Own
Upper East Side
Townhouse/Condo
New York, NY 10022
5
5
3500 ft2
2000
141-24 78th Avenue Avenue UNIT 2B
Rent To Own
Kew Garden Hills
Single Family Home
Flushing, NY 11367
3
1
0 ft2
1942
6010 Boulevard E #64
Rent To Own
West New York
Single Family Home
West New York, NJ 07093
2
2
1535 ft2
1 of 14 225 E 34TH ST
Rent To Own
Murray Hill
Townhouse/Condo
New York, NY 10016
2
2
1110 ft2
2007
20 LEXINGTON HL #10
Rent To Own
Kips Bay
Townhouse/Condo
Harriman, NY 10926
2
2
960 ft2
1985
New
170 W 23rd St
Rent To Own
Chelsea
Townhouse/Condo
New York, NY 10011
1
1
600 ft2
1973
New
518-536 GREGORY AVE #B201
Rent To Own
 
Townhouse/Condo
Weehawken, NJ 07086
1
1
700 ft2
1988
57 FRONT ST #704
Rent To Own
DUMBO
Townhouse/Condo
Brooklyn, NY 11201
2
2
1132 ft2
1899
328 UNION AVE
Rent To Own
Wood Ridge
Single Family Home
Wood Ridge, NJ 07075
4
2
2450 ft2
1946
Hot
663 LENOX RD
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1160 ft2
1920
726 E 45TH ST
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1600 ft2
1920
1 of 12 1916 Ocean Ave, #10
Rent To Own
Midwood
Multifamily (2 - 4 Units)
Brooklyn, NY 11230
2
2
1151 ft2
2017
2131 Ocean Ave PH 7B
Rent To Own
Sheepshead Bay
Single Family Home
Brooklyn, NY 11229
3
3
1705 ft2
2019
Hot
1734 60TH ST
Rent To Own
Borough Park
Single Family Home
Brooklyn, NY 11204
3
2
2414 ft2
1905
1 of 40 140 AVENUE O
Rent To Own
Bensonhurst
Townhouse/Condo
Brooklyn, NY 11204
2
2
807 ft2
2011
6928 5th Ave #3
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
3
1
1100 ft2
138 The Knoll UNIT 138
Rent To Own
 
Single Family Home
Syosset, NY 11791
3
3
2000 ft2
1982
1 of 24 26 Clinton Street Unit 1A
Rent To Own
 
Multifamily (2 - 4 Units)
Belleville, NJ 07109
1
1
0 ft2
1970
2761 BATH AVE #3D
Rent To Own
Southern Brooklyn
Townhouse/Condo
Brooklyn, NY 11214
3
3
1153 ft2
1988
9411 Shore Rd APT 5
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
2
1
1200 ft2
1960
28 HAMILTON AVE
Rent To Own
 
Single Family Home
Sloatsburg, NY 10974
3
1
1221 ft2
1953
366 BLACK OAK RIDGE RD
Rent To Own
 
Single Family Home
Wayne, NJ 07470
3
2
1808 ft2
1940
30A W Roselle Ave #A
Rent To Own
Roselle Park
Single Family Home
Roselle Park, NJ 07204
2
1
0 ft2
1945
351 OLD COUNTRY RD
Rent To Own
 
Single Family Home
Deer Park, NY 11729
3
1
942 ft2
1953
Hot
1 of 8 173 FARMINGVILLE RD
Rent To Own
 
Single Family Home
Ridgefield, CT 06877
4
4
5440 ft2
1978
60 WAACKAACK AVE
Rent To Own
 
Single Family Home
Keansburg, NJ 07734
4
3
941 ft2
1938
32 HOWELL AVE
Rent To Own
Fords
Single Family Home
Fords, NJ 08863
4
1
1368 ft2
1945
1807 RIDGEVIEW CT
Rent To Own
Sayreville
Townhouse/Condo
Parlin, NJ 08859
3
2
0 ft2
1997
1 of 11 1401 44TH ST
Rent To Own
Meadowview
Single Family Home
North Bergen, NJ 07047
3
4
2012 ft2
2006
180 ANDERSON AVE
Rent to Own Eligible
Alpine
Single Family Home
Closter, NJ 07624
4
4
3213 ft2
1998
213 BELLAIRE DR
Rent to Own Eligible
Alpine
Townhouse/Condo
Demarest, NJ 07627
4
5
6000 ft2
1 of 78 23 SUSAN DR
Rent to Own Eligible
Closter
Single Family Home
Closter, NJ 07624
6
6
4419 ft2
2014
1 of 50 58 BEECH RD
Rent to Own Eligible
East Hill
Single Family Home
Englewood, NJ 07631
7
11
8808 ft2
1907
1 of 18 27 W CLINTON AVE
Rent to Own Eligible
Tenafly
Single Family Home
Tenafly, NJ 07670
2
2
1351 ft2
1983
New
185 E Palisade Ave
Rent to Own Eligible
East Hill
Single Family Home
Englewood, NJ 07631
1
1
626 ft2
1931
2195 N Central Rd
Rent to Own Eligible
Fort Lee
Townhouse/Condo
Fort Lee, NJ 07024
1
1
717 ft2
1955
New
1 of 13 2352 Linwood Ave
Rent to Own Eligible
Coytesville
Townhouse/Condo
Fort Lee, NJ 07024
1
1
850 ft2
1963
2350 LINWOOD AVE #5D
Rent to Own Eligible
Coytesville
Townhouse/Condo
Fort Lee, NJ 07024
2
1
855 ft2
1988
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Buying a Home in Mount Vernon, NY

Mount Vernon, NY is seeing rapid growth and Mount Vernon, NY's' housing market remains not optimal with an average home price that is 69% above the 2024 national average. Mount Vernon, NY is part of Westchester county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Westchester is 1.62% which is above the national average, which is 0.99%.

Median Home Price in Mount Vernon, NY

Median Rent in Mount Vernon, NY

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Mount Vernon NY

Mount Vernon Housing Statistics Mount Vernon has 27,048 housing units. Just under nine percent are vacant with a total of 25,779 occupied. The mean value of a single-family house or condominium in Mount Vernon in 2011 was $369,000, while the value for all of New York State was $285,000. In 2000, the median value was $224,300. 35 percent of homes in Mount Vernon are owner occupied, while the state average is 60 percent. Renters live in 16,339 homes and pay a median rent of $752. Over 300 homes in Mount Vernon, New York, are listed as properties for people who want rent to own housing.

Weather and Climate Mount Vernon has a climate that is humid subtropical. The city averages 46 inches of rain annually. It also gets 34 inches of snowfall. Each year the city gets measurable precipitation on 106 days. Two hundred days of the year are sunny with a high temperature in July of 86 degrees F. January is the coldest month with an average temperature of only 21 degrees F. The comfort index, calculated based on humidity during the hot months, is 48 out of a possible 100, with 100 being the most comfortable. The average for the entire United States is 44.

Nightlife

New York City Mount Vernon is one of the closest suburb to Manhattan. It is only a 28-minute train ride to Manhattan from Mount Vernon. Residents of Mount Vernon take advantage of the short distance and often go to Manhattan for its nightlife of shows, clubs and great restaurants. However, there are some fun places right in Mount Vernon for a evening out.

Maggie Spillane's Ale House 571 Gramatan Avenue Mt. Vernon, NY

Belluzzi's Lounge 138 Mount Vernon Ave, Mount Vernon, NY

Mount Vernon Neighborhoods Mount Vernon is a city that has something to offer everyone. Here are some of its top neighborhoods:

Chester Hill Park / Sunny Brae Chester Hill Park / Sunny Brae is one of the priciest neighborhoods in the United States. Its median real estate price as of 2911 was $505,154, placing it in the top 7 percent of all neighborhoods in the United States. Rental prices average $1,260, putting it in the top 20 percent of neighborhoods in New York State for rental expense. Many of the single-family homes in this neighborhood were built in 1939 or earlier and are historic.

Fleetwood The median value of real estate in the Fleetwood neighborhood in 2011 was $429,367. It also ranks very high as an affluent neighborhood in the United States and falls in the top 10 percent of wealthy neighborhoods in America. Fleetwood is an urban neighborhood densely packed with people. Homes tend to be small, studio to two bedrooms in size. Homes are occupied by both owners and renters. The median rent in Fleetwood is $1,250.00

Vernon Park Vernon Park, a neighborhood in Mount Vernon, New York in 2011 had a median home value of $389,509. This qualifies Vernon Park to be in the top 15 percent of the most expensive neighborhoods in America. Homes in Vernon Park are small, ranging in size from studio to two bedrooms. A mixture of renters and owners occupy homes in Vernon Park where the average rent is $1,067.