Rent to own Homes in Oneonta, NY
The city of Oneonta dates back to 1775, and is populated by 13,000 residents. The city is most commonly known for its intellectual and artistic pursuits, with two colleges, SUNY and Hartwick, giving the town a thriving academic presence, and a multitude of artistic events and festivals throughout the year. The creative impulses of the city are perfectly complemented by its small town feel, most notably in the downtown area where you'll find boutique stores and cafes.
Oneonta, NY is a great place for affordable rent-to-own homes! With a median household income of over $55,565 and a median rent of $901, the Oneonta, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oneonta, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
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Rent to own Homes in Cities Near Oneonta, NY
- Bloomville
- Burlington Flats
- Cherry Valley
- Cooperstown
- Davenport
- Davenport Center
- Delancey
- Delhi
- East Meredith
- East Springfield
- East Worcester
- Edmeston
- Fly Creek
- Franklin
- Garrattsville
- Gilbertsville
- Hamden
- Harpersfield
- Hartwick
- Hartwick Seminary
- Jefferson
- Jordanville
- Laurens
- Maryland
- Milford
- Morris
- Mount Upton
- Mount Vision
- New Berlin
- New Lisbon
- Oneonta
- Otego
- Portlandville
- Richfield Springs
- Roseboom
- Schenevus
- Schuyler Lake
- Sidney Center
- South Edmeston
- South Kortright
- South New Berlin
- Summit
- Treadwell
- Unadilla
- Wells Bridge
- West Burlington
- West Edmeston
- West End
- West Oneonta
- Worcester
Neighborhoods in Oneonta, NY
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Oneonta, NY is seeing rapid growth and Oneonta, NY's' housing market remains optimal with an average home price that is -30% below the 2024 national average. Oneonta, NY is part of Otsego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Otsego is 1.59% which is above the national average, which is 0.99%.
Median Home Price in Oneonta, NY
Median Rent in Oneonta, NY
Top 7 Reasons to Live in Oneonta, NY
Nearby nature for year-round recreation! In the summer months, spend some time hiking the 12 miles of trails at the Gilbert Lake State Park. When winter hits, don your cross-country skis and traverse the Susquehanna River Park Trail.
Cultural events throughout the year! Two venues, the Foothills Performing Arts Center and the Oneonta Theatre, host live concerts, plays, and other cultural events throughout the year. The Yager Museum of Art and Culture is open Tuesday through Saturday and showcases historic art and archaeology.
Plenty of housing options! Whether you're looking to rent, buy, or rent to own your property, there are plenty of options. More than 60 percent of the homes in Oneonta are rented, with a median rent of just $541. For a variety of housing, look toward SUNY College and W Dormitory Rd.
Stay active indoor or outdoor! For golf and baseball practice, visit the driving range, mini golf course, and batting cages at Oneonta Sports Park. Alternatively, visit the Oneonta Family YMCA for its swimming pool, gym, and gymnastic and fitness courses
Great deals for home-buyers! Compared to the rest of New York, Oneonta provides great deals for prospective buyers. The mean price of a detached house in Oneonta is $142,000, much cheaper than the state mean of $343,000. For good deals, look in the neighborhood surrounding the area of Hartwick College and Park Street.
Restaurants for every craving! Food lovers will marvel at the range of dining options. For a cozy meal, try the Autumn Cafe or Brooks House of BBQ, a local favorite since 1951.
Summer time fun! Oneonta is a great place year-round, and really comes alive during the warm months. Neahwa Park is host to a community music concert series between June and August, while the Cooperstown All Star Village swimming pool, golf course, and summer baseball games make it the place to be on long summer afternoons.