Rent to own Homes in Rotterdam, NY

Taking its name from the Netherlands' port of Rotterdam, the town of Rotterdam lies within New York's Schenectady County. Rotterdam covers a total area of 36.4 square miles and is home to a residential community of a little under 30,000 people. The town is located near the eastern reaches of the state's Heritage Corridor and the Mohawk River. Residents enjoy a low cost of living, a low crime rate, plenty of sunny days and ample local amenities.

Rotterdam, NY is a great place for affordable rent-to-own homes! With a median household income of over $69,276 and a median rent of $944, the Rotterdam, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Rotterdam, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Rotterdam, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
4294 Us Route 20
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
6
2
2856 ft2
1 of 13 2 Sutton Hollow Road
Rent To Own
 
Multifamily (2 - 4 Units)
Windham, NY 12496
3
1
1200 ft2
1920
Hot
1 of 12 152 E PALMER AVE
Rent To Own
Rotterdam
Single Family Home
Schenectady, NY 12303
4
1
1530 ft2
1968
1 of 14 515 Viewpointe Dr
Rent To Own
 
Multifamily (2 - 4 Units)
Rotterdam, NY 12306
3
2
1514 ft2
1992
1 of 21 1917 TOWER ST
Rent To Own
Rotterdam
Single Family Home
Schenectady, NY 12303
3
2
1476 ft2
1975
323-323-325 Division St
Rent To Own
Central State Street
Single Family Home
Schenectady, NY 12304
6
3
2376 ft2
1910
1 of 28 109 MARIA CT
Rent To Own
 
Single Family Home
Schenectady, NY 12306
3
3
2850 ft2
1997
Hot
1 of 22 123 SYLVIA LN
Rent To Own
 
Single Family Home
Schenectady, NY 12306
5
2
2400 ft2
1980
1 of 39 901 SHARDON CT
Rent To Own
 
Single Family Home
Schenectady, NY 12306
4
3
2832 ft2
2012
Hot
1 of 33 6990 STATE ROUTE 158
Rent To Own
 
Single Family Home
Altamont, NY 12009
3
3
3560 ft2
2000
Hot
1 of 38 2149 NISKAYUNA DR
Rent To Own
Niskayuna
Single Family Home
Schenectady, NY 12309
4
3
1882 ft2
1946
1 of 5 605 GLEN AVE
Rent To Own
Scotia
Single Family Home
Schenectady, NY 12302
4
2
1471 ft2
1940
Hot
1 of 6 1391 MITCHELL AVE
Rent To Own
 
Single Family Home
Schenectady, NY 12309
4
2
2100 ft2
1932
1 of 29 694 PANGBURN RD
Rent To Own
 
Single Family Home
Schenectady, NY 12306
7
4
3100 ft2
1950
Hot
219 AMSTERDAM AVE
Rent To Own
 
Single Family Home
Schenectady, NY 12302
3
1
1006 ft2
1930
1 of 14 129 New York 146
Rent To Own
 
Multifamily (2 - 4 Units)
Altamont, NY 12009
3
3
2000 ft2
2017
Hot
1 of 11 136 POINT OF WOODS DR
Rent To Own
 
Townhouse/Condo
Albany, NY 12203
3
2
1540 ft2
1982
1 of 27 8 AMY MARIE CT
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
3
2
1600 ft2
1986
1 of 16 21 HIGH DUNE DR
Rent To Own
Dunes
Single Family Home
Albany, NY 12203
3
3
1912 ft2
1980
Hot
1 of 12 314 MILLER RD
Rent To Own
 
Single Family Home
Rexford, NY 12148
4
3
2440 ft2
2018
Hot
1 HOMESTEAD RD
Rent To Own
 
Single Family Home
Schenectady, NY 12302
3
2
1920 ft2
1986
1 of 12 13 DEBBIE CT
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
3
2
1670 ft2
1975
Hot
1 of 38 159 KENNEWYCK CIR
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
4
3
2601 ft2
1995
1 of 4 400 PINKSTER LN
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
4
3
2833 ft2
1991
Hot
1 of 24 5 APPLEWOOD DR
Rent To Own
 
Single Family Home
Rexford, NY 12148
4
3
2474 ft2
1985
432 VISCHER FERRY RD
Rent To Own
 
Single Family Home
Clifton Park, NY 12065
4
3
3064 ft2
1987
31 WOODSIDE DR
Rent To Own
 
Single Family Home
Burnt Hills, NY 12027
4
3
3650 ft2
2006
1 of 23 15 SENECA CT
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
5
3
2434 ft2
1999
1 of 29 7 Forest Hills Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Burnt Hills, NY 12027
4
2
1902 ft2
1954
5 KEYSTONE CT
Rent To Own
Roessleville
Single Family Home
Albany, NY 12205
3
2
2000 ft2
2010
1 of 35 15 NOTTINGHAM WAY N
Rent To Own
 
Single Family Home
Clifton Park, NY 12065
4
3
2234 ft2
1980
1 of 8 40 BEECHWOOD DR
Rent To Own
 
Single Family Home
Burnt Hills, NY 12027
5
5
4800 ft2
1960
Hot
1 of 22 275 TAMPA AVE
Rent To Own
Buckingham Lake - Crestwood
Single Family Home
Albany, NY 12208
3
2
1300 ft2
1953
1 of 12 8 WALL ST #216
Rent To Own
 
Townhouse/Condo
Clifton Park, NY 12065
1
1
673 ft2
2009
Hot
1 of 10 9 NORBRICK DR
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
2
1
950 ft2
1965
1 of 27 702 NEW SALEM RD
Rent To Own
 
Single Family Home
Voorheesville, NY 12186
3
2
1896 ft2
1900
1 of 10 333 CRAVEN RD
Rent To Own
 
Single Family Home
Delanson, NY 12053
3
2
1800 ft2
1975
Hot
1 of 53 3650 SCHOHARIE TPKE
Rent To Own
 
Single Family Home
Delanson, NY 12053
4
2
1203 ft2
1965
Hot
1 of 12 103 SAND CREEK RD
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
3
2
1286 ft2
1895
1 of 24 19 BETHWOOD DR
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
2
2037 ft2
1976
1 of 15 1 REGAL CT
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
1
1200 ft2
1963
1 of 46 23 SCHUYLER AVE
Rent To Own
Colonie
Single Family Home
Latham, NY 12110
3
3
2350 ft2
1947
1 of 38 1 PROVIDENCE CT
Rent To Own
Colonie
Single Family Home
Cohoes, NY 12047
4
3
2905 ft2
1999
3 PINE KNOLL LN
Rent To Own
 
Single Family Home
East Berne, NY 12059
3
1
1200 ft2
1952
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Buying a Home in Rotterdam, NY

Rotterdam, NY is seeing rapid growth and Rotterdam, NY's' housing market remains optimal with an average home price that is -24% below the 2024 national average. Rotterdam, NY is part of Schenectady county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Schenectady is 2.41% which is above the national average, which is 0.99%.

Median Home Price in Rotterdam, NY

Median Rent in Rotterdam, NY

Rent to own homes offer low monthly payments and flexible terms.

Top 7 Reasons to Live in Rotterdam, NY

Green spaces! Poutre and Hillhurst Parks offer a welcome respite from the activities of daily life. Head a little further afield to take a stroll along the banks of the Mohawk River or enjoy a picnic in the Amy Lemaire Woods City Preserve.

Delicious dining! Rotterdam boasts plenty of local eateries. Grab lunch with friends at the family-owned Canali's or tuck into Tex Mex at Casa Real. The nearby State Street boasts restaurants such as Blue Ribbon, Ruby Tuesday and the Mizu Sushi Japanese Restaurant.

Recreation! Learn to ski and snowboard at Maple Ski Ridge on Mariaville Road or practice your swing at the Whispering Pines Golf Club on Helderberg Avenue. If that sounds like too much effort, settle into a comfy seat at the Rotterdam Square Cinema to watch the latest blockbuster.

Job prospects! Top rated employers in Schenectady County include Quirky, Union College and the Golub Corporation. The income per head for Rotterdam residents is on a par with the national average, but poverty levels are more than 60 percent less.

Low cost lifestyle! The cost of living in Rotterdam is 0.3 percent less than the national average, but more than 18 percent less than in the rest of New York, which means you'll spend less on a slice of pizza from Broadway Joe's Pizzeria and be able to grab a bargain coffee from the Happy Cappuccino.

Home ownership! More than 80 percent of properties in Rotterdam are owner-occupied. With an average house price of $158,000, 12.9 percent less than the national average and 46.5 percent less than the New York average, there's a good chance you can be part of the trend. Start your search for properties or rent to own homes on Dahlia Street or Caroline Avenue.

Renting! Although less than 20 percent of Rotterdam homes are rented, a welcoming 10 percent vacancy rate ensures you'll have your pick of the crop. Expect a monthly rental charge of approximately $841, especially in complexes like Sheridan Village and Hillcrest Village Apartments.