Rent to own Homes in Saratoga Springs, NY

Saratoga Springs is a city rich in culture, entertainment and history. Founded as a separate city from the town of Saratoga in 1819, the arrival of the railroad brought thousands of visitors to the mineral springs, which were famous by that time. The Race Track, which opened in 1863, cemented the city's place as a tourist destination on the East Coast. Known for its springs -- whose waters still serve our presidents during their inaugurations, its entertainment, and its tourism, this city is a center of culture in New York State.

Saratoga Springs, NY is a great place for affordable rent-to-own homes! With a median household income of over $85,946 and a median rent of $1,328, the Saratoga Springs, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Saratoga Springs, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Saratoga Springs, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
4294 Us Route 20
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
6
2
2856 ft2
1 of 16 72 BROWN RD
Rent To Own
 
Single Family Home
Stillwater, NY 12170
3
3
3100 ft2
2015
Hot
1 of 27 403 ANTLER CT
Rent To Own
 
Townhouse/Condo
Ballston Spa, NY 12020
2
3
1480 ft2
1989
1 of 36 199 OLD SCHUYLERVILLE RD
Rent To Own
 
Single Family Home
Saratoga Springs, NY 12866
3
4
3124 ft2
1998
Hot
1 of 14 189 MAPLE AVE
Rent To Own
 
Single Family Home
Saratoga Springs, NY 12866
3
2
1800 ft2
1870
1 of 42 126 CIRCULAR ST
Rent To Own
East Side Historic District
Townhouse/Condo
Saratoga Springs, NY 12866
5
4
3336 ft2
1854
Hot
1 of 14 18 REGATTA VIEW DR
Rent To Own
 
Single Family Home
Saratoga Springs, NY 12866
4
4
3000 ft2
1998
Hot
1 of 33 207 SARATOGA AVE
Rent To Own
North Ballston Spa
Single Family Home
Ballston Spa, NY 12020
3
3
2682 ft2
1927
Hot
1 of 10 121 SOUTH ST
Rent To Own
Ballston Spa
Single Family Home
Ballston Spa, NY 12020
3
2
2014 ft2
1900
1073 Middle Line Road
Rent To Own
 
Single Family Home
Ballston Spa, NY 12020
3
2
1190 ft2
1988
Hot
1 of 42 5 NORTHWOODS RD
Rent To Own
 
Single Family Home
Gansevoort, NY 12831
3
3
1730 ft2
2003
1 of 49 2289 ROUTE 9
Rent To Own
Route 9 South
Single Family Home
Mechanicville, NY 12118
3
2
1266 ft2
1920
1 of 34 18 KINGSBRIDGE CT
Rent To Own
 
Single Family Home
Ballston Lake, NY 12019
4
3
2640 ft2
2010
1 of 50 457 DEVILS LN
Rent To Own
 
Single Family Home
Ballston Spa, NY 12020
3
3
2301 ft2
2017
Hot
1 of 35 18 SURREY DR
Rent To Own
East Line
Single Family Home
Ballston Lake, NY 12019
3
3
1953 ft2
2007
1 of 29 7 Forest Hills Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Burnt Hills, NY 12027
4
2
1902 ft2
1954
1 of 8 40 BEECHWOOD DR
Rent To Own
 
Single Family Home
Burnt Hills, NY 12027
5
5
4800 ft2
1960
Hot
210 N 5TH AVE
Rent To Own
 
Townhouse/Condo
Mechanicville, NY 12118
4
2
2444 ft2
1895
31 WOODSIDE DR
Rent To Own
 
Single Family Home
Burnt Hills, NY 12027
4
3
3650 ft2
2006
Hot
1 of 11 34 WASHINGTON AVE
Rent To Own
 
Single Family Home
Mechanicville, NY 12118
4
2
1272 ft2
1962
1 of 35 15 NOTTINGHAM WAY N
Rent To Own
 
Single Family Home
Clifton Park, NY 12065
4
3
2234 ft2
1980
1 of 14 10 W WALNUT ST
Rent To Own
 
Single Family Home
Corinth, NY 12822
3
1
1248 ft2
1977
78 & 80 Mountain Road (5 acres total)
Rent To Own
 
Multifamily (2 - 4 Units)
Gansevoort, NY 12831
2
1
1106 ft2
1935
Hot
1 of 16 18 CEDAR LN
Rent To Own
 
Single Family Home
Gansevoort, NY 12831
3
2
1586 ft2
1994
1 of 12 8 WALL ST #216
Rent To Own
 
Townhouse/Condo
Clifton Park, NY 12065
1
1
673 ft2
2009
Hot
1 of 37 67 PALMER DR
Rent To Own
 
Single Family Home
Queensbury, NY 12804
3
2
1765 ft2
1960
1 of 26 4 OVERLOOK CIR
Rent To Own
 
Single Family Home
Gansevoort, NY 12831
3
3
2044 ft2
2002
432 VISCHER FERRY RD
Rent To Own
 
Single Family Home
Clifton Park, NY 12065
4
3
3064 ft2
1987
1 of 9 28 Pines Mobile Home Park
Rent To Own
 
Multifamily (2 - 4 Units)
Fort Edward, NY 12828
2
1
728 ft2
2006
Hot
1 of 12 314 MILLER RD
Rent To Own
 
Single Family Home
Rexford, NY 12148
4
3
2440 ft2
2018
Hot
1 HOMESTEAD RD
Rent To Own
 
Single Family Home
Schenectady, NY 12302
3
2
1920 ft2
1986
Hot
1 of 6 1391 MITCHELL AVE
Rent To Own
 
Single Family Home
Schenectady, NY 12309
4
2
2100 ft2
1932
1 of 20 NY Route
Rent To Own
 
Multifamily (2 - 4 Units)
Pittstown, NY 12094
3
2
1400 ft2
1981
Hot
1 of 26 14 JACKSON AVE
Rent To Own
 
Single Family Home
South Glens Falls, NY 12803
3
2
1120 ft2
1924
Hot
1 of 13 1 PHEASANT RUN
Rent To Own
 
Townhouse/Condo
Waterford, NY 12188
4
2
2100 ft2
1985
Hot
1 of 38 2149 NISKAYUNA DR
Rent To Own
Niskayuna
Single Family Home
Schenectady, NY 12309
4
3
1882 ft2
1946
7 LANCESTIRE DR
Rent To Own
 
Single Family Home
Queensbury, NY 12804
4
3
2100 ft2
1992
Hot
1 of 21 15 ELIZABETH LN
Rent To Own
 
Townhouse/Condo
Queensbury, NY 12804
2
2
1046 ft2
1987
1 of 2 1038 VLY SUMMIT RD
Rent To Own
 
Multifamily (5+ Units)
Greenwich, NY 12834
5
3
3900 ft2
1900
Hot
1 of 24 5 APPLEWOOD DR
Rent To Own
 
Single Family Home
Rexford, NY 12148
4
3
2474 ft2
1985
Hot
219 AMSTERDAM AVE
Rent To Own
 
Single Family Home
Schenectady, NY 12302
3
1
1006 ft2
1930
1 of 19 36 HILLCREST AVE
Rent To Own
 
Single Family Home
Queensbury, NY 12804
3
1
1164 ft2
1950
1 of 21 52 Webster Avenue
Rent To Own
 
Multifamily (2 - 4 Units)
Glens Falls, NY 12801
4
3
2940 ft2
1972
323-323-325 Division St
Rent To Own
Central State Street
Single Family Home
Schenectady, NY 12304
6
3
2376 ft2
1910
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Buying a Home in Saratoga Springs, NY

Saratoga Springs, NY is seeing rapid growth and Saratoga Springs, NY's' housing market remains not optimal with an average home price that is 66% above the 2024 national average. Saratoga Springs, NY is part of Saratoga county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Saratoga is 1.52% which is above the national average, which is 0.99%.

Median Home Price in Saratoga Springs, NY

Median Rent in Saratoga Springs, NY

Rent to own homes offer low monthly payments and flexible terms.

Top 4 Reasons to Live in Saratoga Springs, NY

Culture and Art! As the home to the Saratoga Performing Arts Center and the summer home of the Philadelphia Orchestra and New York City Ballet, Saratoga Springs is a cultural hub of New York. Saratoga Springs hosts a Jazz festival every summer and is home to Yaddo, an artists' community that has hosted Pulitzer and Nobel Prize winners. The city also boasts a plethora of museums: the National Museum of Dance and Hall of Fame, the National Museum of Racing and Hall of Fame, the Saratoga Automobile Museum, the Saratoga Springs History Museum and the Children's Museum of Saratoga.

Horse Racing! The sport that put Saratoga Springs on the map is undoubtedly its horse racing; the Saratoga Race Course opened in 1863 and is the oldest continuously-operating sports facility in the United States. Operating from July until Labor Day, the track attracts the best in horse racing every summer. It is also home to the Saratoga Casino and Raceway, for those folks who enjoy gambling inside as well as out.

Great Rental Opportunities! With a welcoming 44 percent of renters living in the city, finding an affordable place to rent or rent to own is easy in this beautiful city. Some of the most popular neighborhoods to rent in are City Center, Gilbert Corners and Yaddo.

Rising Appreciation rates! With appreciation rates rising for the city at a rate of two percent over the last year, buying a house has never looked better. With an ownership rate of 57.5 percent and a retention rate of over 83 percent for people living in the same house for more than a year, those who move to Saratoga Springs, stay in Saratoga Springs. The neighborhoods that have seen the highest appreciation rates are City Center, Skidmore College, Yaddo and West Ave.