Rent to own Homes in Smithtown, NY

Located in New York's Suffolk County on the northern shore of Long Island, Smithtown is a sizable town with a population of around 118,000 residents. The first European settlers came to the area around 1665, so there's plenty of history to the area, and a number of historic homes. There's fun to be had in the area too, no matter what your interests are. While it might not be a bustling metropolis, it's only about a 90-minute drive from New York City.

Smithtown, NY is a great place for affordable rent-to-own homes! With a median household income of over $137,625 and a median rent of $1,473, the Smithtown, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Smithtown, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Smithtown, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
351 OLD COUNTRY RD
Rent To Own
 
Single Family Home
Deer Park, NY 11729
3
1
942 ft2
1953
138 The Knoll UNIT 138
Rent To Own
 
Single Family Home
Syosset, NY 11791
3
3
2000 ft2
1982
10 Robert Street
Rent To Own
 
Single Family Home
Mastic, NY 11950
3
1
0 ft2
1940
Hot
1 of 8 173 FARMINGVILLE RD
Rent To Own
 
Single Family Home
Ridgefield, CT 06877
4
4
5440 ft2
1978
141 GORHAM AVE
Rent To Own
Hamden
Single Family Home
Hamden, CT 06514
3
2
1821 ft2
1940
New
2115 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
6
3709 ft2
2018
420 PINE CREEK AVE
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
4568 ft2
1988
14 COCKENOE DR
Rent to Own Eligible
 
Single Family Home
Westport, CT 06880
3
2
1672 ft2
1938
New
29 FAIRFIELD AVE
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
4
4
3381 ft2
1958
New
238 HILLSPOINT RD
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
1
1
767 ft2
1920
1 ROCKY POINT RD
Rent to Own Eligible
 
Townhouse/Condo
Norwalk, CT 06853
2
3
4585 ft2
2002
1240 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
2
1105 ft2
1900
1001 S PINE CREEK RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
2
2
1183 ft2
1952
1 of 26 15 COMPO HILL AVE
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
3
2
2304 ft2
1954
New
199 GREGORY BLVD #I1
Rent to Own Eligible
 
Townhouse/Condo
Norwalk, CT 06855
2
2
1150 ft2
1973
998 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
4
2693 ft2
2005
New
19 YARMOUTH RD
Rent to Own Eligible
 
Townhouse/Condo
Norwalk, CT 06853
6
2
2890 ft2
1905
25 POINT RD
Rent to Own Eligible
Wilson Point
Single Family Home
Norwalk, CT 06854
5
5
5175 ft2
1987
1099 PEQUOT AVE
Rent to Own Eligible
 
Single Family Home
Southport, CT 06890
5
7
11078 ft2
1996
1 of 25 75 OLD SOUTH RD
Rent to Own Eligible
 
Single Family Home
Southport, CT 06890
5
5
5016 ft2
2022
342 GREENS FARMS RD
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
4
5
6600 ft2
1861
3 SKYTOP DR
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06855
4
4
7093 ft2
2004
1 of 66 6 SPLITROCK RD
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06854
3
3
3002 ft2
1977
65 ROTON AVE
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
5
5
4726 ft2
1920
1 of 25 376 RUANE ST
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
2
1128 ft2
1935
7 DRUM RD
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
4
3
2772 ft2
1951
New
309 ROWLAND RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
2448 ft2
1928
112 LALLEY BLVD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
5
4054 ft2
2021
New
6 ROTON AVE
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
3
2
1386 ft2
1874
159 LALLEY BLVD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
3492 ft2
2022
New
13 MCKINLEY ST
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
4
3
3023 ft2
1888
9 BURCHARD LN
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
4
3
3125 ft2
2005
108 WITCH LN
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
4
3
2940 ft2
1955
36 LINDBERGH ST
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
3
2128 ft2
1995
1 of 56 15 BULKLEY AVE N
Rent to Own Eligible
 
Single Family Home
Westport, CT 06880
5
6
5781 ft2
2019
New
25 FLOWER FARM CIR
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
5
8
6404 ft2
2007
New
419 BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
4
3612 ft2
1953
New
26 CROOKED TRAIL RD
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
4
3
3073 ft2
1954
84 LUDLOWE RD
Rent to Own Eligible
 
Single Family Home
Fairfield, CT 06824
3
2
1470 ft2
1938
71 BENSON PL
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
5
3928 ft2
2023
1 of 25 5 ELIZABETH DR
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
5
6
6452 ft2
2008
6 LAUREL LN
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
5
5
3346 ft2
2011
9 CUDLIPP ST
Rent to Own Eligible
 
Single Family Home
Norwalk, CT 06853
4
3
3966 ft2
2010
New
24 BAUER PL
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
3
2
1462 ft2
1959
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Popular Zip Codes in Smithtown, NY

11787 rent to own homes

Buying a Home in Smithtown, NY

Smithtown, NY is seeing rapid growth and Smithtown, NY's' housing market remains not optimal with an average home price that is 155% above the 2024 national average. Smithtown, NY is part of Suffolk county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Suffolk is 1.7% which is above the national average, which is 0.99%.

Median Home Price in Smithtown, NY

Median Rent in Smithtown, NY

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Smithtown, NY

There are plenty of parks! You'll find an abundance of both city parks and state parks in Smithtown. Parks such as East Hill Park and Gaynor Park have some excellent facilities such as basketball courts, baseball fields and picnic areas. However, if you want to get close to nature, visit Caleb Smith State Park or Sunken Meadow State Park.

The cost of real estate is increasing! Real estate in Smithtown is an excellent investment, as house prices have been rising for some time now, and they don't look like they're about to drop. Property is highly sought after in the town and its proximity to New York City means that it will always be considered a convenient location. Popular areas in which to start your search for real estate include the neighborhoods of Hauppauge and Maple.

Beaches and open water! Due to Smithtown's location on the Long Island shores, there are some gorgeous beaches to relax on, or you can take to the water for some recreational fun. Head to the Nissequogue River for activities such as sailing and canoeing, or take a trip to Kings Park Bluff or Callahan's Beach.

A large percentage of owner-occupied homes! Around 85 percent of homes are owner occupied, which means Smithtown is an excellent place to settle down. However, there are still rental and rent to own homes available, too. Neighborhoods such as Stonebridge and Hidden Ponds frequently have rental properties available.

Excellent food! Everyone likes to eat out now and again, but it can get old if you have to keep visiting the same two or three eateries in your town. That's not the case in Smithtown, where there are numerous restaurants to suit all palates. Some of the local favorites include Maureen's Kitchen for classic American food, Butera's Restaurant of Smithtown for Italian cuisine, and Mykonos Cafe for traditional Greek food.