Rent to own Homes in St. James, NY

St. James, NY is a great place for affordable rent-to-own homes! With a median household income of over $122,542 and a median rent of $1,660, the St. James, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. James, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. James, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
351 OLD COUNTRY RD
Rent To Own
 
Single Family Home
Deer Park, NY 11729
3
1
942 ft2
1953
10 Robert Street
Rent To Own
 
Single Family Home
Mastic, NY 11950
3
1
0 ft2
1940
138 The Knoll UNIT 138
Rent To Own
 
Single Family Home
Syosset, NY 11791
3
3
2000 ft2
1982
141 GORHAM AVE
Rent To Own
Hamden
Single Family Home
Hamden, CT 06514
3
2
1821 ft2
1940
Hot
1 of 8 173 FARMINGVILLE RD
Rent To Own
 
Single Family Home
Ridgefield, CT 06877
4
4
5440 ft2
1978
New
2115 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
6
3709 ft2
2018
New
420 PINE CREEK AVE
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
4568 ft2
1988
1240 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
2
1105 ft2
1900
998 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
4
2693 ft2
2005
1001 S PINE CREEK RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
2
2
1183 ft2
1952
New
309 ROWLAND RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
2448 ft2
1928
1 of 59 8 SHORELINE DR
Rent to Own Eligible
Lordship
Townhouse/Condo
Stratford, CT 06615
3
3
1680 ft2
2017
159 LALLEY BLVD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
3492 ft2
2022
112 LALLEY BLVD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
5
4054 ft2
2021
1 of 25 376 RUANE ST
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
2
1128 ft2
1935
71 BENSON PL
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
5
3928 ft2
2023
New
419 BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
4
3612 ft2
1953
New
124 OLD BATTERY RD
Rent to Own Eligible
Black Rock
Single Family Home
Bridgeport, CT 06605
11
9
15118 ft2
1928
1099 PEQUOT AVE
Rent to Own Eligible
 
Single Family Home
Southport, CT 06890
5
7
11078 ft2
1996
1 of 25 75 OLD SOUTH RD
Rent to Own Eligible
 
Single Family Home
Southport, CT 06890
5
5
5016 ft2
2022
New
155 BREWSTER ST #5L
Rent to Own Eligible
Black Rock
Townhouse/Condo
Bridgeport, CT 06605
2
2
1365 ft2
1972
New
84 LUDLOWE RD
Rent to Own Eligible
 
Single Family Home
Fairfield, CT 06824
3
2
1470 ft2
1938
36 LINDBERGH ST
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
3
2128 ft2
1995
245 Unquowa Rd
Rent to Own Eligible
 
Townhouse/Condo
Fairfield, CT 06824
2
1
979 ft2
1964
New
250 GILMAN ST
Rent to Own Eligible
Black Rock
Single Family Home
Bridgeport, CT 06605
3
1
1188 ft2
1961
New
1 of 28 569 COURTLAND AVE
Rent to Own Eligible
Black Rock
Single Family Home
Bridgeport, CT 06605
3
1
1248 ft2
1947
68-70 WOODLAND AVE
Rent to Own Eligible
Black Rock
Townhouse/Condo
Bridgeport, CT 06605
5
3
3447 ft2
1921
117 NASH LN
Rent to Own Eligible
Black Rock
Single Family Home
Bridgeport, CT 06605
3
2
1336 ft2
1919
115 Short Beach Rd
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
1
1
624 ft2
1984
155 Short Beach Rd
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
1
1
624 ft2
1984
Hot
40 ERMINE ST
Rent to Own Eligible
 
Single Family Home
Fairfield, CT 06824
3
3
1993 ft2
1965
342 GREENS FARMS RD
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
4
5
6600 ft2
1861
237 HANSEN AVE
Rent to Own Eligible
 
Single Family Home
Bridgeport, CT 06605
3
2
1508 ft2
1948
New
75 HEMLOCK ST
Rent to Own Eligible
 
Single Family Home
Bridgeport, CT 06605
2
1
985 ft2
1920
1 of 56 15 BULKLEY AVE N
Rent to Own Eligible
 
Single Family Home
Westport, CT 06880
5
6
5781 ft2
2019
295 HANOVER ST
Rent to Own Eligible
West End - West Side
Single Family Home
Bridgeport, CT 06605
3
1
1338 ft2
1870
832 IRANISTAN AVE
Rent to Own Eligible
West End - West Side
Townhouse/Condo
Bridgeport, CT 06605
12
4
3804 ft2
1882
New
77 HIBISCUS ST #8
Rent to Own Eligible
 
Townhouse/Condo
Fairfield, CT 06825
2
1
804 ft2
1972
New
20 GUZZI DR
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
3
1
1040 ft2
1977
285 Norman St
Rent to Own Eligible
West End - West Side
Single Family Home
Bridgeport, CT 06605
7
3
3653 ft2
1883
New
29 FAIRFIELD AVE
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
4
4
3381 ft2
1958
1 of 10 69 WOOSTER AVE
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
2
1
1162 ft2
1955
New
238 HILLSPOINT RD
Rent to Own Eligible
Westport
Single Family Home
Westport, CT 06880
1
1
767 ft2
1920
260 CARROLL AVE
Rent to Own Eligible
East End
Single Family Home
Bridgeport, CT 06607
2
2
749 ft2
1912
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Buying a Home in St. James, NY

St. James, NY is seeing rapid growth and St. James, NY's' housing market remains not optimal with an average home price that is 120% above the 2024 national average. St. James, NY is part of Suffolk county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Suffolk is 1.7% which is above the national average, which is 0.99%.

Median Home Price in St. James, NY

Median Rent in St. James, NY

Rent to own homes offer low monthly payments and flexible terms.