Rent to own Homes in Wilmington, NY

Wilmington, NY is a great place for affordable rent-to-own homes! With a median household income of over $68,438 and a median rent of $961, the Wilmington, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Wilmington, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Wilmington, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 142
Hot
291 TEBOVILLE RD
Rent To Own
 
Single Family Home
Malone, NY 12953
2
1
1095 ft2
1900
30 ALPINE LN
Rent To Own
 
Single Family Home
Lake Placid, NY 12946
2
4
2300 ft2
1900
Hot
544 OLD MILITARY RD
Rent To Own
 
Single Family Home
Lake Placid, NY 12946
4
3
2995 ft2
1946
1 of 5 9 Marina Way
Rent To Own
 
Multifamily (2 - 4 Units)
Lake Placid, NY 12946
4
4
4000 ft2
2004
1 of 57 4 DARIN AVE
Rent To Own
 
Single Family Home
Morrisonville, NY 12962
5
4
2776 ft2
1995
Hot
1 of 24 33 LUMBER ST
Rent To Own
 
Single Family Home
Port Kent, NY 12975
3
2
2522 ft2
1880
Hot
1 of 6 153 PELLERIN RD
Rent To Own
 
Single Family Home
Plattsburgh, NY 12901
4
3
3200 ft2
1992
1 of 20 30 CRESCENT DR
Rent To Own
 
Single Family Home
Plattsburgh, NY 12901
2
3
1097 ft2
1966
Hot
1 of 16 130 MARYLAND RD
Rent To Own
 
Townhouse/Condo
Plattsburgh, NY 12903
3
3
1547 ft2
1952
Hot
1 of 7 67 MARYLAND RD
Rent To Own
 
Townhouse/Condo
Plattsburgh, NY 12903
3
3
1549 ft2
1952
1 of 13 393 SPELLMAN RD
Rent To Own
 
Single Family Home
Plattsburgh, NY 12901
3
2
1680 ft2
1997
1 of 6 4736 JERSEY ST
Rent To Own
 
Single Family Home
Vergennes, VT 05491
3
2
2464 ft2
1965
1 of 31 120 SUNRISE DR
Rent To Own
 
Single Family Home
Plattsburgh, NY 12901
3
4
4800 ft2
1979
1 of 3 58 Wolcott Ferry Road
Rent To Own
 
Multifamily (2 - 4 Units)
Crown Point, NY 12928
4
2
2508 ft2
1985
1 of 32 4 MONITOR BAY RD
Rent To Own
 
Single Family Home
Crown Point, NY 12928
2
1
928 ft2
1940
1 of 10 1340 GOODNOW FLOW RD
Rent To Own
 
Single Family Home
Newcomb, NY 12852
3
1
1376 ft2
1970
11 locust way
Rent To Own
 
Multifamily (2 - 4 Units)
Ticonderoga, NY 12883
2
1
650 ft2
2004
820 Shrine Rd
Rent To Own
 
Single Family Home
Isle La Motte, VT 05463
3
2
720 ft2
2011
6025 NYS ROUTE 86
Auction
 
Single Family Home
Wilmington, NY 12997
3
1
1248 ft2
1954
New
72 ONEIDA AVE
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Lake Placid, NY 12946
4
2
2260 ft2
1920
197 HURLEY AVE
Auction
 
Multifamily (2 - 4 Units)
Lake Placid, NY 12946
8
4
5712 ft2
52 BIRCHWOOD DR
REO Foreclosure
 
Single Family Home
Au Sable Forks, NY 12912
1
1
750 ft2
1992
1908 NYS ROUTE 73
REO Foreclosure
 
Single Family Home
Keene Valley, NY 12943
4
1
1432 ft2
1890
New
1758 PEASLEEVILLE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schuyler Falls, NY 12985
2
2
1728 ft2
1979
1385 STRACKVILLE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Saranac, NY 12981
3
1
990 ft2
1900
New
947 RT 22B
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schuyler Falls, NY 12985
3
1
1757 ft2
1900
New
4284 RT 3
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Saranac, NY 12981
3
2
1275 ft2
1849
940 PEASLEEVILLE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schuyler Falls, NY 12985
3
1
1186 ft2
1856
674 COUNTY ROUTE 55
REO Foreclosure
 
Single Family Home
Saranac Lake, NY 12983
3
2
1400 ft2
1987
New
1 of 66 815 STOWERSVILLE RD
Auction
 
Single Family Home
Lewis, NY 12950
3
2
1656 ft2
1988
New
1149 HARDSCRABBLE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cadyville, NY 12918
2
2
1293 ft2
1978
New
1 of 10 96 HELEN ST
Auction
 
Single Family Home
Saranac Lake, NY 12983
4
2
1584 ft2
1900
1082 OREGON PLAINS RD
REO Foreclosure
 
Single Family Home
Vermontville, NY 12989
2
1
1152 ft2
1920
New
20 SUMNER PL
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Saranac Lake, NY 12983
3
3
3089 ft2
1900
16 VIEW ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Saranac Lake, NY 12983
2
1
880 ft2
1900
1 of 5 36 JAMES ST
REO Foreclosure
 
Single Family Home
Saranac Lake, NY 12983
3
2
1565 ft2
1920
422 COUNTY ROUTE 47
REO Foreclosure
 
Single Family Home
Saranac Lake, NY 12983
3
2
1712 ft2
1932
576 BUCKS CORNERS RD
Auction
 
Single Family Home
Saranac, NY 12981
3
2
1744 ft2
1990
1 of 12 53 ALGONQUIN AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Saranac Lake, NY 12983
2
1
916 ft2
1935
New
1 of 16 32 MCINTOSH DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Peru, NY 12972
2
1
768 ft2
1955
New
2428 RT 9
Auction
 
Townhouse/Condo
Peru, NY 12972
4
3
1396 ft2
1955
New
59 TURNER RD
Auction
 
Single Family Home
Morrisonville, NY 12962
3
2
1792 ft2
2008
875 STATE ROUTE 22B
REO Foreclosure
 
Single Family Home
Schuyler Falls, NY 12985
4
2
1572 ft2
1990
New
755 SALMON RIVER RD
Auction
 
Single Family Home
Plattsburgh, NY 12901
3
2
1904 ft2
2004
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Buying a Home in Wilmington, NY

Wilmington, NY is seeing rapid growth and Wilmington, NY's' housing market remains not optimal with an average home price that is 4% above the 2024 national average. Wilmington, NY is part of Essex county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Essex is 1.36% which is above the national average, which is 0.99%.

Median Home Price in Wilmington, NY

Median Rent in Wilmington, NY

Rent to own homes offer low monthly payments and flexible terms.