Rent to own Homes in Stillwater, OK

World class dining! Albawadi is a locally-owned restaurant that provides an authentic taste of the Middle East. Bad Brad's BBQ serves cowboy specials that include cornbread, slow roasted meats and baked beans. Bruce Spruce is the place to visit for ice cream treats and coffee concoctions.

Stillwater, OK is a great place for affordable rent-to-own homes! With a median household income of over $34,906 and a median rent of $826, the Stillwater, OK rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Stillwater, OK. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Stillwater, OK rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
3212 E 4TH AVE
Rent To Own
 
Single Family Home
Stillwater, OK 74074
4
2
1616 ft2
1979
(Undisclosed Address)
Rent To Own
 
Single Family Home
Edmond, OK 73034
3
2
1742 ft2
2018
17401 BRAKEN DR
Rent To Own
Copper Creek
Single Family Home
Edmond, OK 73012
4
2
2600 ft2
2015
Hot
1 of 20 3015 N LINCOLN ST
Rent To Own
 
Single Family Home
Stillwater, OK 74075
3
2
2128 ft2
1972
1 of 15 601 N 9TH ST
Rent To Own
 
Single Family Home
Perry, OK 73077
5
3
2516 ft2
1894
Hot
4575 WHITETAIL DR
Rent To Own
 
Townhouse/Condo
Guthrie, OK 73044
4
4
2230 ft2
2021
Hot
1 of 28 1541 DEBBIE DR
Rent To Own
 
Single Family Home
Guthrie, OK 73044
3
2
1391 ft2
2015
1119 W COLLEGE AVE
Rent To Own
 
Single Family Home
Guthrie, OK 73044
3
1
1270 ft2
1940
8960 S PINE ST
Rent To Own
 
Single Family Home
Guthrie, OK 73044
5
3
2330 ft2
2018
2913 MAPLE LN
Rent To Own
 
Single Family Home
Edmond, OK 73034
3
2
1040 ft2
1976
900 S Pennsylvania Ave
Rent To Own
 
Single Family Home
Guthrie, OK 73044
2
2
1292 ft2
2013
13100 BELLEVUE AVE
Rent To Own
 
Single Family Home
Edmond, OK 73025
3
3
2589 ft2
2020
1 of 28 4849 HILLCREST LN
Rent To Own
 
Single Family Home
Edmond, OK 73025
4
3
2874 ft2
2014
1 of 6 4205 WILD PLUM LN
Rent To Own
Oak Tree Park
Single Family Home
Edmond, OK 73025
4
4
3750 ft2
2002
1201 OAK SPRINGS LN
Rent To Own
 
Single Family Home
Edmond, OK 73034
4
4
4005 ft2
2018
1 of 22 2104 FAIR MEADOW DR
Rent To Own
Cedar Pointe
Single Family Home
Edmond, OK 73003
3
2
2152 ft2
1997
Hot
1 of 19 16911 SUNNY HOLLOW RD
Rent To Own
 
Single Family Home
Edmond, OK 73012
3
2
1821 ft2
1987
Hot
1 of 28 19320 TAGGERT DR
Rent To Own
N.W. Oklahoma County
Single Family Home
Edmond, OK 73012
3
2
1722 ft2
2016
Hot
16013 TRADITIONS BLVD
Rent To Own
 
Single Family Home
Edmond, OK 73013
3
2
1714 ft2
2001
Hot
1 of 38 18325 MONTORO WAY
Rent To Own
 
Single Family Home
Edmond, OK 73012
4
2
1681 ft2
2006
New
1 of 67 16213 JAMES THOMAS CT
Rent To Own
 
Single Family Home
Edmond, OK 73013
3
2
2538 ft2
2011
2420 South Tanglewood Circle
Rent To Own
 
Multifamily (2 - 4 Units)
Stillwater, OK 74074
4
4
5329 ft2
1972
Hot
4351 WHITETAIL DR
Rent To Own
 
Single Family Home
Guthrie, OK 73044
3
2
2539 ft2
2023
New
1414 N WILDWOOD DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
4
3
2555 ft2
1974
1423 E CEDAR DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1519 ft2
1963
1102 E 4TH AVE
Auction
 
Single Family Home
Stillwater, OK 74074
2
1
768 ft2
1954
1020 E FRANKLIN AVE
REO Foreclosure
 
Single Family Home
Stillwater, OK 74075
3
2
1044 ft2
1979
1903 E DUKE AVE
Auction
 
Single Family Home
Stillwater, OK 74075
3
2
1616 ft2
2007
2720 E RICHMOND RD
REO Foreclosure
 
Single Family Home
Stillwater, OK 74075
3
2
1836 ft2
2002
New
414 S STALLARD ST
Auction
 
Single Family Home
Stillwater, OK 74074
3
2
1568 ft2
1982
5024 W 1ST AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
4
3
2292 ft2
2005
New
1 of 15 416 E LIBERTY AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
942 ft2
1973
1417 E VIRGINIA AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1143 ft2
1978
Hot
1 of 59 1208 S HUSBAND PL
REO Foreclosure
Downtown Stillwater
Single Family Home
Stillwater, OK 74074
3
1
1304 ft2
1926
New
1218 S DUCK ST
Auction
Southern Woods
Single Family Home
Stillwater, OK 74074
2
1
779 ft2
1977
New
1723 S AUGUST ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
3
2
1227 ft2
1972
5 ROKA RDG
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
3
2283 ft2
2003
4814 COUNTRY CLUB CT
Pre-Foreclosure (Lis Pendens)
Country Club
Single Family Home
Stillwater, OK 74074
3
2
2016 ft2
1977
904 E BROOKE AVE
Auction
 
Single Family Home
Stillwater, OK 74075
3
2
1059 ft2
1980
4904 WINDMILL CT
Auction
 
Single Family Home
Stillwater, OK 74075
3
2
1698 ft2
1993
2317 E RICHMOND RD
REO Foreclosure
 
Single Family Home
Stillwater, OK 74075
3
2
1140 ft2
1930
New
5211 W 8TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74074
4
3
3062 ft2
1984
1119 LAUREN LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
3
2
1545 ft2
2004
5901 CHATEAU CT
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Stillwater, OK 74075
4
3
3334 ft2
2016
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Buying a Home in Stillwater, OK

Stillwater, OK is seeing rapid growth and Stillwater, OK's' housing market remains optimal with an average home price that is -15% below the 2024 national average. Stillwater, OK is part of Payne county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Payne is 0.77% which is below the national average, which is 0.99%.

Median Home Price in Stillwater, OK

Median Rent in Stillwater, OK

Rent to own homes offer low monthly payments and flexible terms.

Top 10 Reasons to Live in Stillwater

Homes that appreciate! Not only are rent to own properties in Stillwater safe -- neighborhood watches are common here -- but they appreciate in value faster than homes in other parts of the country. Homes in Stillwater appreciate about 2.74% a year whereas homes in the U.S. in general only appreciate 1.62%.

Shopping trips! There are several shopping centers to choose from in Stillwater such as Lakeview Pointe, Pioneer Square and Frontier Plaza. Downtown Stillwater is the place to go for locally owned and unique shops such as Gypsysnark Books, Vestige and Fruity Delights.

Art and history! The Gardiner Art Gallery has a rotating collection on display and frequently features local university students and staff as well as regional and nationally acclaimed artists. The MultiArts Studio has an open workspace for independent artists, classes open to the community and a gift gallery where local artists display and sell their works. The Sheerar Museum of Stillwater History has a collection that highlights the rich history of the area.

Historic neighborhoods! The town of Stillwater has undergone many expansions over the years and the architectural style of these areas are all unique. Many rent to own homes can be found in some of these neighborhoods such as Holcombes, South Hill, Hersey Staples, North Hill, Staples and Mays, and Greeley.

Community events! The town of Stillwater hosts many annual events to help bring the community together. The Annual Stillwater Arts Festival is held in April, the annual Downtown Stillwater Car and Bike Show occurs in September, and there is an annual 4th of July fireworks show at Boomer Lake Park.

Red dirt music! Stillwater is considered the home of this distinctive style of music and it is still a musical city. Eskimo Joe's is open Wednesday through Saturday and features live music on a regular basis. Tumbleweed Dancehall & Concert Venue offers live music and plenty of room to dance.

Low property taxes! It pays to choose one of the Stillwater rent to own houses, especially when it comes to property taxes. The property tax rate in Stillwater is just $6.80 compared to an almost-double $11.20 for the national average.

Play outside! There are plenty of places to enjoy nature in Stillwater. The Botanic Garden is made up of about 100 acres and the staff maintain more than 1,000 species of plants. Lake McMurtry is a treasure trove of outdoor activities including, boating, hiking, bird watching, swimming, fishing and camping on more than 2,000 acres of park land and the lake itself which is more than 1,000 acres.

Strong rental market! More than half (58%) of residents rent, so local realtors are more than familiar with the rental market. The median gross rent is $581, below the state average of $602.