Rent to own Homes in Gainesville, TX

When Gainesville was established in 1850, settlers initially named their settlement Liberty. When they realized that Liberty, Texas already existed, they settled on Gainesville to honor Texas revolution sympathizer General Edmund Gaines. In 1875, Gainesville became the first place in Texas to sell barbed wire, now a staple of farms and ranches everywhere. The Denison Pacific Railroad helped boost Gainesville's economy in the 1880s. In 1999, the city's railroad roots came full circle when Amtrak resumed service to the area.

Gainesville, TX is a great place for affordable rent-to-own homes! With a median household income of over $46,327 and a median rent of $924, the Gainesville, TX rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Gainesville, TX. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Gainesville, TX rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
11935 Elm Creek Rd
Rent To Own
 
Single Family Home
Pilot Point, TX 76258
4
2
1568 ft2
1997
2723 EMERSON LN
Rent To Own
 
Single Family Home
Denton, TX 76209
4
2
1725 ft2
1970
1809 TYLER ST
Rent To Own
 
Single Family Home
Denton, TX 76209
2
1
1020 ft2
1940
New
709 CAMPBELL LN
Rent To Own
 
Single Family Home
Denton, TX 76209
3
2
1185 ft2
1960
1221 W Prairie St #6801
Rent To Own
 
Single Family Home
Denton, TX 76201
3
2
924 ft2
1981
Hot
1 of 32 9921 DENALI DR
Rent To Own
 
Single Family Home
Little Elm, TX 75068
4
3
2210 ft2
2018
2105 GLEN MANOR RD
Rent To Own
 
Single Family Home
Corinth, TX 76208
4
3
3181 ft2
2004
11947 CAPE ROYAL LN
Rent To Own
 
Single Family Home
Frisco, TX 75033
5
2
3244 ft2
2003
Hot
1 of 18 11013 LATIMER DR
Rent To Own
 
Single Family Home
Frisco, TX 75033
3
2
1968 ft2
2001
New
1108 N MORRIS ST
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
2
2
1452 ft2
1950
New
1708 MORNINGSIDE DR
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
3
2
1729 ft2
1960
1404 S GRAND AVE
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
3
2
2335 ft2
1937
1110 N MORRIS ST
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
2
2
1298 ft2
1950
904 VINTAGE AVE
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
3
2
1901 ft2
2017
410 S GRAND AVE
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
3
2
2109 ft2
1956
1 of 30 764 COUNTY ROAD 147
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
2
2
1538 ft2
1940
1 of 87 152 PHILLIPS ST
Rent to Own Eligible
 
Single Family Home
Callisburg, TX 76240
3
2
1628 ft2
1973
Hot
822 KIOWA DR E
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
5
4
3091 ft2
1986
New
714 N LEE ST
Rent to Own Eligible
 
Single Family Home
Valley View, TX 76272
3
2
1518 ft2
1975
1 of 19 673 COUNTY ROAD 2134
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
3
2
1368 ft2
2022
76 COUNTY ROAD 262
Rent to Own Eligible
 
Single Family Home
Gainesville, TX 76240
4
4
2007 ft2
1980
101 SARA CT
Rent to Own Eligible
 
Single Family Home
Collinsville, TX 76233
3
2
1502 ft2
2008
1 of 82 724 PARK PL
Rent to Own Eligible
 
Single Family Home
Whitesboro, TX 76273
3
2
1250 ft2
1988
New
1 of 13 12318 BLAKELY LN
Rent to Own Eligible
 
Single Family Home
Sanger, TX 76266
4
2
2107 ft2
1997
1 of 37 107 RACE ST
Rent to Own Eligible
 
Single Family Home
Tioga, TX 76271
3
2
1501 ft2
2004
6 CHUKAR LN
Rent to Own Eligible
 
Single Family Home
Sanger, TX 76266
3
2
1764 ft2
2005
609 ACORN ST
Rent to Own Eligible
 
Single Family Home
Pilot Point, TX 76258
4
3
2182 ft2
2000
New
1 of 19 702 Peach St
Rent to Own Eligible
 
Single Family Home
Sanger, TX 76266
3
2
2698 ft2
1983
209 S 7TH ST
Rent to Own Eligible
 
Single Family Home
Sanger, TX 76266
3
1
1032 ft2
1950
633 RUTHYE LN
Rent to Own Eligible
 
Single Family Home
Pilot Point, TX 76258
3
2
1947 ft2
2022
627 S JEFFERSON ST
Rent to Own Eligible
 
Single Family Home
Pilot Point, TX 76258
3
2
1574 ft2
1997
New
117 KATHRYN DR
Rent to Own Eligible
 
Single Family Home
Sanger, TX 76266
3
3
1657 ft2
1987
733 E ROEWE ST
Rent to Own Eligible
 
Single Family Home
Pilot Point, TX 76258
3
2
1252 ft2
1970
212 SOUTHSIDE DR
Rent to Own Eligible
 
Single Family Home
Sanger, TX 76266
2
1
1110 ft2
1980
1011 PECOS ST
Rent to Own Eligible
 
Single Family Home
Cross Roads, TX 76227
3
2
2040 ft2
2020
New
622 FRIO LN
Rent to Own Eligible
 
Single Family Home
Aubrey, TX 76227
4
3
1879 ft2
2022
1407 RADECKE RD
Rent to Own Eligible
 
Single Family Home
Krum, TX 76249
3
2
3120 ft2
2018
1 of 59 1229 EAGLES NEST TRL
Rent to Own Eligible
 
Single Family Home
Krum, TX 76249
3
2
1598 ft2
2008
3521 HERMALINDA DR
Rent to Own Eligible
 
Single Family Home
Denton, TX 76207
3
2
1532 ft2
2003
New
2313 YORKSHIRE ST
Rent to Own Eligible
 
Single Family Home
Denton, TX 76209
3
2
1998 ft2
1969
New
2828 TRUSTING WAY
Rent to Own Eligible
 
Single Family Home
Aubrey, TX 76227
3
2
1782 ft2
2022
New
2710 BOLIVAR ST
Rent to Own Eligible
 
Single Family Home
Denton, TX 76201
3
2
1972 ft2
1969
1708 WESTCHESTER ST
Rent to Own Eligible
 
Single Family Home
Denton, TX 76201
12
8
1984 ft2
1966
New
913 CHASE LN
Rent to Own Eligible
 
Single Family Home
Denton, TX 76209
3
2
2031 ft2
2004
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Popular Zip Codes in Gainesville, TX

76241 rent to own homes

Buying a Home in Gainesville, TX

Gainesville, TX is seeing rapid growth and Gainesville, TX's' housing market remains optimal with an average home price that is -53% below the 2024 national average. Gainesville, TX is part of Cooke county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Cooke is 1.73% which is above the national average, which is 0.99%.

Median Home Price in Gainesville, TX

Median Rent in Gainesville, TX

Rent to own homes offer low monthly payments and flexible terms.

Top 4 Reasons to Live in Gainesville, TX

Low median housing cost! Whether you're looking to rent, rent to own, or buy a house immediately, you'll get more bang for your buck in Gainesville. The median cost of living is nearly 19% lower than the U.S. average. That trickles down to real estate prices. In Gainesville, the median home price is just under $90,000! If you're looking for a home, check out Summerfield Addition; neighbors mingle in their own Town Square! Homes in Moss Lake Estate are far pricier, but many come with million-dollar views.

Every day can be a zoo day! Not many cities with populations of less than 20,000 can boast having a local zoo. Gainesville's Frank Buck Zoo is billed as "The best little zoo in Texas." A favorite of locals and tourists, zoo visitors can get up close and personal to black bears and even feed the giraffes! The zoo is adjacent to Gainesville's 30-acre Leonard Park. Located on California Street, the park features picnic tables, playgrounds, fountains, swimming pool, and even a quarter-scale replica of a steam engine!

Abundance of rentals! Gainesville is located just 15 minutes from Thackerville, Okla. That has a bearing on Gainesville real estate because Thackerville is home to WinStar World Casino and its hundreds of employees, many of whom commute to work from Gainesville. You should be able to find your ideal rental house without much trouble. Check out Hillcrest Addition, Joy Acres, and Chalmers Estates as a start.