Rent to own Homes in Oshkosh, WI

More than 850 homes currently have listings for sale, with 291 recently sold. The large disparity makes rent to own houses a real option for those interested in a mix of urban and suburban living. The median sales price has dropped to a very moderate $131,000, making it affordable for most couples. Average listing price only tops the median by a small margin, coming in at $165,442. Most housing options have a minimum of three bedrooms, two baths, but there are some smaller units available.

Oshkosh, WI is a great place for affordable rent-to-own homes! With a median household income of over $51,282 and a median rent of $786, the Oshkosh, WI rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oshkosh, WI. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oshkosh, WI rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
4380 Cilantro La
Rent To Own
Kaukauna
Single Family Home
Kaukauna, WI 54130
3
2
1376 ft2
2015
805 GREENFIELD TRL
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54904
2
1
912 ft2
1980
737 WRIGHT ST
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54901
5
2
2030 ft2
1920
1 of 23 60 SUNNY HILL AVE
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54902
3
3
2732 ft2
New
1545 ARBORETUM DR #201
Rent to Own Eligible
Lumber River
Townhouse/Condo
Oshkosh, WI 54901
3
3
2332 ft2
1987
416 MERRITT AVE
Rent to Own Eligible
 
Townhouse/Condo
Oshkosh, WI 54901
4
3
2220 ft2
1890
231 W 12TH AVE
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54902
3
1
1308 ft2
1920
2500 VILLAGE LN #A
Rent to Own Eligible
 
Townhouse/Condo
Oshkosh, WI 54904
3
2
1317 ft2
1985
1831 SHERIDAN ST
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54901
3
2
1260 ft2
1914
1130 W 19TH AVE
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54902
4
2
1728 ft2
1978
45 CHATEAU TER
Rent to Own Eligible
North Park
Single Family Home
Oshkosh, WI 54901
6
4
2916 ft2
2003
New
1991 S OAKWOOD RD
Rent to Own Eligible
Fox Chase
Single Family Home
Oshkosh, WI 54904
3
2
1796 ft2
1987
1417 MONROE ST
Rent to Own Eligible
 
Townhouse/Condo
Oshkosh, WI 54901
4
2
1625 ft2
1974
New
35 VICTORIA CT
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54902
3
4
2606 ft2
1993
817 CHERRY ST
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54901
3
1
1254 ft2
1920
1 of 43 3105 HAYWARD AVE
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54904
3
2
1675 ft2
1999
550 W SMITH AVE
Rent to Own Eligible
 
Townhouse/Condo
Oshkosh, WI 54901
3
2
1420 ft2
1984
1016 OREGON ST
Rent to Own Eligible
Center City Oshkosh
Townhouse/Condo
Oshkosh, WI 54902
5
2
4247 ft2
1927
1326 HAZEL ST
Rent to Own Eligible
Millers Bay
Single Family Home
Oshkosh, WI 54901
2
2
1086 ft2
1952
360 FOSTER ST
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54902
3
3
1601 ft2
2004
1 of 41 1545 ARBORETUM DR
Rent to Own Eligible
Lumber River
Single Family Home
Oshkosh, WI 54901
2
3
1912 ft2
1987
1000 ARDMORE TRL
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54904
3
2
962 ft2
1969
765 N WASHBURN ST
Rent to Own Eligible
 
Single Family Home
Oshkosh, WI 54904
4
3
14625 ft2
1964
1 of 3 627 AMHERST AVE
Rent to Own Eligible
Irving Church Historic District
Townhouse/Condo
Oshkosh, WI 54901
6
2
8339 ft2
1884
2500 Village Ln
Rent to Own Eligible
 
Townhouse/Condo
Oshkosh, WI 54904
2
1
1008 ft2
1985
New
1 of 26 1467 WHITETAIL DR
Rent to Own Eligible
Neenah
Single Family Home
Neenah, WI 54956
3
2
3518 ft2
2001
New
2647 GRASSY LN
Rent to Own Eligible
Neenah
Single Family Home
Neenah, WI 54956
4
2
2204 ft2
2008
New
2519 GRASSY LN
Rent to Own Eligible
Neenah
Single Family Home
Neenah, WI 54956
4
3
2957 ft2
2005
1 of 42 420 KRAFT ST
Rent to Own Eligible
Neenah
Single Family Home
Neenah, WI 54956
4
3
3285 ft2
1996
1 of 85 455 EMERSON ST
Rent to Own Eligible
Neenah
Single Family Home
Neenah, WI 54956
4
3
2399 ft2
1959
169 S 1st St
Rent to Own Eligible
 
Townhouse/Condo
Winneconne, WI 54986
2
2
1818 ft2
New
857 HUNT AVE
Rent to Own Eligible
Downtown Neenah
Single Family Home
Neenah, WI 54956
2
1
972 ft2
1950
New
1 of 21 857 BETTY AVE
Rent to Own Eligible
Downtown Neenah
Single Family Home
Neenah, WI 54956
3
1
1056 ft2
1954
882 MAPLE ST
Rent to Own Eligible
Downtown Neenah
Single Family Home
Neenah, WI 54956
2
1
903 ft2
1952
New
1 of 4 822 JEAN ST
Rent to Own Eligible
Downtown Neenah
Single Family Home
Neenah, WI 54956
3
1
1027 ft2
1954
342 NICOLET BLVD
Rent to Own Eligible
Doty Island
Single Family Home
Menasha, WI 54952
3
1
1274 ft2
1915
537 BROAD ST
Rent to Own Eligible
Menasha
Single Family Home
Menasha, WI 54952
3
2
1656 ft2
1907
New
340 LAKE RD
Rent to Own Eligible
Doty Island
Single Family Home
Menasha, WI 54952
3
3
2760 ft2
1950
New
633 3RD ST
Rent to Own Eligible
Menasha
Single Family Home
Menasha, WI 54952
3
1
1287 ft2
1880
259 WILLOW CREEK RD
Rent to Own Eligible
 
Single Family Home
Rosendale, WI 54974
4
5
4735 ft2
2003
928 7TH ST
Rent to Own Eligible
Menasha
Townhouse/Condo
Menasha, WI 54952
3
2
1344 ft2
1963
New
1185 MANITOWOC RD
Rent to Own Eligible
Menasha
Single Family Home
Menasha, WI 54952
3
4
2060 ft2
1977
New
957 MELISSA ST
Rent to Own Eligible
Menasha
Single Family Home
Menasha, WI 54952
4
3
2154 ft2
1967
1125 ALVA ST
Rent to Own Eligible
Menasha
Single Family Home
Menasha, WI 54952
3
1
1072 ft2
1974
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Buying a Home in Oshkosh, WI

Oshkosh, WI is seeing rapid growth and Oshkosh, WI's' housing market remains optimal with an average home price that is -38% below the 2024 national average. Oshkosh, WI is part of Winnebago county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Winnebago is 1.97% which is above the national average, which is 0.99%.

Median Home Price in Oshkosh, WI

Median Rent in Oshkosh, WI

Rent to own homes offer low monthly payments and flexible terms.

Tourist Attractions Host to more than 1,000 events each year, there are plenty of attractions in Oshkosh to draw in tourists and engage residents year round. The Paine Art Center and Gardens offers a beautiful look at Chihuly's collection of glass art pieces. Tennis and volleyball competitions offer a great way to spend a weekend. Those who enjoy races and obstacle courses will enjoy watching or participating in the local Tough Mudder event. Lake Winnebago draws thousands of people each year for fun in the sun and various water sports.

Local Shopping Boutique stores have a strong presence in downtown Oshkosh, with a surprising number of upscale locations that cater to women. A mix of vintage and cutting edge stores guarantee a wonderful shopping experience for everyone. Ramblin' Rose Antique Mall carries a huge selection of vintage and antique items to spruce up homes or add color to an outfit. Miller Clock Service and Sales carries a tremendous selection of antique and modern time telling devices. They treat every item with care, restoring old cuckoo clocks and giving grandfather clocks back their dignity and solemn sounds. Precision Sports carries the latest and greatest in hunting gear, kayaks, scopes and scuba equipment. The right mix of niche and general stores allows locals to find anything they are looking for.

Neighborhoods Here are some of the most interesting neighborhoods in Oshkosh: