Rent to own Homes in Birmingham, AL

Birmingham is Alabama's largest city. The city was recently named an "All-America City" by the National Civic League, which recognizes cities for their innovation, civic engagement, inclusiveness and collaboration. Birmingham has an interesting history that includes a central role in the 1963 Civil Rights movement and a large iron and steel industry. Today, it is a modern city with a thriving health and finance industry. Birmingham has a population that is a little over 212,000. The median age is 35 years old, reflecting the fact the city has industries and jobs that appeal to young professionals. The city has pushed development projects to revitalize older areas, and these developments have been instrumental in encouraging people to move back into the city.

Birmingham, AL is a great place for affordable rent-to-own homes! With a median household income of over $38,832 and a median rent of $870, the Birmingham, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Birmingham, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Birmingham, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
109 60TH ST
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Rent To Own
Fairfield
Single Family Home
Fairfield, AL 35064
1
2
1290 ft2
1930
1 of 33 910 7TH ST W
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Rent To Own
College Hills
Single Family Home
Birmingham, AL 35204
4
3
2944 ft2
1935
Hot
308 CEDAR CIR
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Rent To Own
 
Single Family Home
Adamsville, AL 35005
3
2
904 ft2
1930
100 24TH AVE NW
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
0 ft2
1940
119 GWIN AVE
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Rent To Own
Hueytown
Single Family Home
Bessemer, AL 35023
2
1
980 ft2
1924
3218 CENTRAL AVE
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Rent To Own
Sherman Heights
Single Family Home
Birmingham, AL 35224
2
1
713 ft2
1948
3526 S BROOKWOOD PL
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Rent To Own
Mountain Brook
Single Family Home
Mountain Brk, AL 35223
4
3
2224 ft2
1993
1 of 12 300 DOGWOOD DR SE
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Rent To Own
 
Single Family Home
Leeds, AL 35094
3
2
1659 ft2
1972
329 10TH ST
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Rent To Own
Pleasant Grove
Single Family Home
Pleasant Grove, AL 35127
3
2
1611 ft2
1945
1 of 33 308 POLLY REED RD
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
1427 ft2
1936
Hot
5312 5TH TER S
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Rent To Own
Crestwood North
Single Family Home
Birmingham, AL 35212
5
2
2291 ft2
1931
3112 AVENUE C
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Rent To Own
Bessemer
Single Family Home
Bessemer, AL 35020
3
2
1150 ft2
2024
1 of 46 4713 9TH AVE S
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Rent To Own
Forest Park
Single Family Home
Birmingham, AL 35222
3
2
1008 ft2
1981
Hot
636 83RD PL S
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Rent To Own
South Eastlake
Single Family Home
Birmingham, AL 35206
3
1
1062 ft2
1950
Hot
1312 MERRITT ST
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Rent To Own
Bessemer
Single Family Home
Bessemer, AL 35020
2
1
812 ft2
1945
1 of 25 1340 ASHVILLE RD
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Rent To Own
Leeds
Single Family Home
Leeds, AL 35094
2
1
1050 ft2
1950
1 of 54 1229 GLENSTONE PL
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Rent To Own
Moody
Single Family Home
Moody, AL 35004
3
2
1564 ft2
2006
1 of 30 210 E COLLEGE ST
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Rent To Own
 
Single Family Home
Columbiana, AL 35051
3
2
2100 ft2
1910
1890 DEBORAH DR
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Rent To Own
 
Single Family Home
Calera, AL 35040
3
2
1204 ft2
1961
1276 MAIN STREET
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Rent To Own
 
Single Family Home
Ragland, AL 35131
2
1
1000 ft2
1930
138 W GREEN
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Rent To Own
Cahaba Heights
Townhouse/Condo
Vestavia, AL 35243
2
2
1191 ft2
1979
5151 CIMMARON CIR
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Rent to Own Eligible
 
Single Family Home
Pinson, AL 35126
3
3
1461 ft2
1998
Hot
4005 4TH ST NE
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Rent to Own Eligible
Center Point
Single Family Home
Center Point, AL 35215
3
2
1879 ft2
1986
1 of 18 4464 WINCHESTER HILLS WAY
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35215
3
2
1178 ft2
2014
109 36TH AVE NE
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Rent to Own Eligible
Center Point
Single Family Home
Center Point, AL 35215
3
2
1456 ft2
1967
1 of 50 6775 NORRIS FARM RD
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Rent to Own Eligible
 
Single Family Home
Trussville, AL 35173
6
5
3600 ft2
1999
3705 HIGHTOWER AVE
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Rent to Own Eligible
Fultondale
Single Family Home
Fultondale, AL 35068
3
1
1024 ft2
1968
6763 NORRIS FARM RD
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Rent to Own Eligible
 
Single Family Home
Trussville, AL 35173
3
3
2718 ft2
1999
5031 SUMMER CREST DR
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Rent to Own Eligible
 
Single Family Home
Pinson, AL 35126
3
2
2154 ft2
1995
5750 DEERCREST CT
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Rent to Own Eligible
 
Single Family Home
Trussville, AL 35173
5
4
4100 ft2
2020
5901 NORTHWOOD DR
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Rent to Own Eligible
 
Single Family Home
Pinson, AL 35126
3
2
1760 ft2
1976
1 of 18 5422 BALBOA CIR
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Rent to Own Eligible
 
Single Family Home
Pinson, AL 35126
3
2
1444 ft2
1976
1524 33RD AVE N
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Rent to Own Eligible
Acipco - Finley
Single Family Home
Birmingham, AL 35207
3
1
1456 ft2
1925
4908 3RD AVE S
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Rent to Own Eligible
East Avondale
Single Family Home
Birmingham, AL 35222
2
2
1088 ft2
1935
5740 9TH AVE S
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Rent to Own Eligible
Crestwood North
Single Family Home
Birmingham, AL 35212
3
2
1306 ft2
1953
Hot
4425 13TH AVE N
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Rent to Own Eligible
Kingston
Single Family Home
Birmingham, AL 35212
2
2
1422 ft2
1940
5781 DESOTO DR
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Rent to Own Eligible
 
Single Family Home
Pinson, AL 35126
3
1
1150 ft2
1980
6296 STEEPLE CHASE CV
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Rent to Own Eligible
 
Single Family Home
Pinson, AL 35126
5
5
4016 ft2
2023
3116 FIELDSTONE CIR
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35215
3
3
1655 ft2
1978
57 NORWOOD CIR
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Rent to Own Eligible
Norwood
Single Family Home
Birmingham, AL 35234
4
2
1994 ft2
1930
1 of 21 790 CLUSTER SPRINGS RD
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Rent to Own Eligible
Gardendale
Single Family Home
Gardendale, AL 35071
5
4
2847 ft2
2000
205 WATSON WAY
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Rent to Own Eligible
Gardendale
Single Family Home
Gardendale, AL 35071
4
3
1935 ft2
1967
Hot
2312 32ND AVE N
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Rent to Own Eligible
North Birmingham
Single Family Home
Birmingham, AL 35207
3
2
1102 ft2
1930
905 47TH ST N
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35212
2
1
662 ft2
1950
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Buying a Home in Birmingham, AL

Birmingham, AL is seeing rapid growth and Birmingham, AL's' housing market remains optimal with an average home price that is -55% below the 2026 national average. Birmingham, AL is part of Jefferson county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Jefferson is 0.58% which is below the national average, which is 0.99%.

Median Home Price in Birmingham, AL

Median Rent in Birmingham, AL

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Birmingham AL

Housing Statistics 43 percent of the properties in Birmingham are rented, 41 percent are owned and 16 percent vacant. The median sale price for homes for the past 12 months is approximately $176,000. Most homes fall in the $46,000 to $92,000 range. There are plenty of apartments available in Birmingham, ranging from the converted old homes to brand-new high-rise apartments. In the city center, one-bedroom apartments will cost $800 and up. Outside the city center, there are apartments and homes for rent that cover the price spectrum from $200 to $2,000.

Arts and Culture Birmingham has a tremendous arts and entertainment industry. The annual Sidewalk Film Festival, Artwalk, and many other events are transforming Birmingham's image as a city living in the past into that of a city living in the throes of cultural awareness. Birmingham offers a mosaic of events throughout the year that includes concerts in the Railroad Reservation Park and at the Alys Robinson Stephens Center. Music is heard throughout the city as the Alabama Symphony plays at Jemison Hall, local bands play in nightclubs and coffee houses, and big-name celebrities appear in the Magic City Theater. Visual arts are found at the Alabama Jazz Hall of Fame and the Birmingham Museum of Art. The Museum of Art has permanent collections of African, Asian, American, Native American and European art, ceramics and sculptures. In addition, it regularly hosts interesting, temporary exhibits like the "Who Shot History of Rock and Roll" collection of photographs and "Pompeii - Tales From an Eruption," which showcased artifacts from the ancient civilization.

Tourist Attractions Visitors to Birmingham will find plenty to do because it is filled with attractions. The Birmingham Zoo and Botanical Gardens get avid public support and are delightful attractions promoting environmental sustainability and learning. The brand-new Regions Field baseball stadium, hosting the Birmingham Barons, a minor league baseball team, is next to the equally new Railroad Park -- 19 acres of downtown green space that won the ULI Urban Open Space Award.

Neighborhoods Birmingham has a lot of old, well-established areas in addition to the trendy downtown and a couple of expensive neighborhoods. Most of the recent population growth has occurred in the suburbs and outlying areas. Generally speaking, the east side of downtown is where renters and buyers will find the nicest and trendiest places. These neighborhoods can serve as an introductory guide.