Rent to own Homes in Cardiff, AL

Cardiff, AL is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Cardiff, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cardiff, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 2 3218 CENTRAL AVE
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Rent To Own
Sherman Heights
Single Family Home
Birmingham, AL 35224
2
1
713 ft2
1948
1825 47th St
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Rent To Own
Central Park
Single Family Home
Birmingham, AL 35208
3
1
1128 ft2
1925
1 of 19 119 GWIN AVE
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Rent To Own
Hueytown
Single Family Home
Bessemer, AL 35023
2
1
980 ft2
1924
Hot
6812 5TH CT N
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Rent To Own
Wahouma
Single Family Home
Birmingham, AL 35206
3
1
924 ft2
1930
1 of 57 308 POLLY REED RD
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
1427 ft2
1936
1 of 60 3526 S BROOKWOOD PL
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Rent To Own
Mountain Brook
Single Family Home
Mountain Brk, AL 35223
4
3
2224 ft2
1993
2030 MONTREAT CIR #B
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Rent To Own
Vestavia Hills
Townhouse/Condo
Vestavia Hills, AL 35216
2
2
1088 ft2
1967
2815 GEORGETOWN DR #B
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Rent To Own
Hoover
Townhouse/Condo
Hoover, AL 35216
2
1
1600 ft2
1973
1017 BIVENS CHAPEL RD
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35214
3
3
1156 ft2
1976
1 of 51 2023 BROOKSIDE COALBURG RD
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35214
3
3
2214 ft2
1920
1 of 25 315 12TH AVE NE
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
3
2
1100 ft2
2003
860 7TH ST SE
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
3
2
1192 ft2
1978
1 of 38 408 N MAIN ST
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
3
2
1480 ft2
1952
1100 N MAIN ST
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
5
4
4991 ft2
1971
112 2ND ST SW
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
2
2
972 ft2
1950
1 of 28 4038 OVER BURDEN DRIVE
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
5
3
2511 ft2
2024
19 BARNETT ST
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
5
2
2062 ft2
1960
5920 GOODE RD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
2
1
1536 ft2
1979
1 of 63 1537 CAMPBELL LOOP ROAD
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Rent to Own Eligible
 
Single Family Home
Mount Olive, AL 35117
4
3
2750 ft2
1950
142 PORTERCREST RD
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
3
1
1045 ft2
1960
201 MCALLISTER ST
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
4
2
1288 ft2
1977
5417 STOREY DR
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
3
1211 ft2
2008
1 of 18 6614 CRYSTAL LN
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
2
1803 ft2
2006
6448 WATER WORKS RD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
2
1752 ft2
1989
1 of 38 3004 CRESTLANE DR
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Rent to Own Eligible
Forestdale
Single Family Home
Adamsville, AL 35005
3
2
3456 ft2
1964
1 of 40 107 HILLCREST RD
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
3
3048 ft2
1963
124 BAGGETT HILLS RD
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Rent to Own Eligible
Forestdale
Single Family Home
Adamsville, AL 35005
2
1
681 ft2
1954
1 of 4 6090 LAKESIDE DR
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
4
3
2425 ft2
2006
New
1 of 17 4030 OVER BURDEN DRIVE
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
4
2
1497 ft2
2024
1 of 103 1439 BROOKSIDE RD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
4
2800 ft2
1996
1 of 16 4108 FLOWERS ST
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
2
1293 ft2
1965
5709 VALLEYVIEW TRL
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
2
1157 ft2
1966
1 of 15 601 KIMBERLY DR
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
2
1364 ft2
1976
1 of 33 1121 CEDAR RIDGE ROAD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
3
1933 ft2
2024
1 of 2 1125 CEDAR CREEK ROAD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
4
3
2565 ft2
2024
1 of 43 58 PONDEROSA LANE
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Rent to Own Eligible
Mount Olive
Single Family Home
Morris, AL 35117
3
3
2231 ft2
2024
3267 Ponderosa Lane
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Rent to Own Eligible
Mount Olive
Single Family Home
Morris, AL 35117
4
3
2053 ft2
2024
3272 Ponderosa Lane
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Rent to Own Eligible
Mount Olive
Single Family Home
Morris, AL 35117
3
3
2231 ft2
2024
1 of 38 5940 SWANN RD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
3
2032 ft2
1996
New
4021 Over Burden Drive
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Rent to Own Eligible
 
Single Family Home
Mount Olive, AL 35117
5
3
2511 ft2
2024
6042 SPRINGVIEW DR
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
4
4
2633 ft2
1988
New
4853 COVE LN
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Rent to Own Eligible
Gardendale
Single Family Home
Mount Olive, AL 35117
3
2
1404 ft2
2018
New
1528 CROWN POINT DR
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Rent to Own Eligible
Gardendale
Single Family Home
Mount Olive, AL 35117
4
4
3488 ft2
2005
1 of 35 4873 MAE BETH CIR
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Rent to Own Eligible
Gardendale
Single Family Home
Mount Olive, AL 35117
4
3
2548 ft2
2023
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Buying a Home in Cardiff, AL

Cardiff, AL is seeing rapid growth and Cardiff, AL's' housing market remains optimal with an average home price that is -77% below the 2025 national average. Cardiff, AL is part of Jefferson county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Jefferson is 0.58% which is below the national average, which is 0.99%.

Median Home Price in Cardiff, AL

Median Rent in Cardiff, AL

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.