Rent to own Homes in Cardiff, AL

Cardiff, AL is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Cardiff, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cardiff, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
308 CEDAR CIR
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Rent To Own
 
Single Family Home
Adamsville, AL 35005
3
2
904 ft2
1930
3218 CENTRAL AVE
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Rent To Own
Sherman Heights
Single Family Home
Birmingham, AL 35224
2
1
713 ft2
1948
1 of 33 910 7TH ST W
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Rent To Own
College Hills
Single Family Home
Birmingham, AL 35204
4
3
2944 ft2
1935
329 10TH ST
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Rent To Own
Pleasant Grove
Single Family Home
Pleasant Grove, AL 35127
3
2
1611 ft2
1945
109 60TH ST
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Rent To Own
Fairfield
Single Family Home
Fairfield, AL 35064
1
2
1290 ft2
1930
119 GWIN AVE
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Rent To Own
Hueytown
Single Family Home
Bessemer, AL 35023
2
1
980 ft2
1924
Hot
5312 5TH TER S
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Rent To Own
Crestwood North
Single Family Home
Birmingham, AL 35212
5
2
2291 ft2
1931
1 of 46 4713 9TH AVE S
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Rent To Own
Forest Park
Single Family Home
Birmingham, AL 35222
3
2
1008 ft2
1981
Hot
636 83RD PL S
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Rent To Own
South Eastlake
Single Family Home
Birmingham, AL 35206
3
1
1062 ft2
1950
3112 AVENUE C
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Rent To Own
Bessemer
Single Family Home
Bessemer, AL 35020
3
2
1150 ft2
2024
100 24TH AVE NW
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
0 ft2
1940
1 of 33 308 POLLY REED RD
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
1427 ft2
1936
3526 S BROOKWOOD PL
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Rent To Own
Mountain Brook
Single Family Home
Mountain Brk, AL 35223
4
3
2224 ft2
1993
Hot
1312 MERRITT ST
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Rent To Own
Bessemer
Single Family Home
Bessemer, AL 35020
2
1
812 ft2
1945
1 of 12 300 DOGWOOD DR SE
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Rent To Own
 
Single Family Home
Leeds, AL 35094
3
2
1659 ft2
1972
1 of 25 1340 ASHVILLE RD
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Rent To Own
Leeds
Single Family Home
Leeds, AL 35094
2
1
1050 ft2
1950
138 W GREEN
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Rent To Own
Cahaba Heights
Townhouse/Condo
Vestavia, AL 35243
2
2
1191 ft2
1979
131 MIMOSA ST
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35214
3
2
1815 ft2
1968
2428 GAITHER RD
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Rent to Own Eligible
 
Single Family Home
Mount Olive, AL 35117
3
2
2206 ft2
1979
Hot
637 WINDSOR DR NE
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
2
1
1474 ft2
1966
1864 KELLY LOOP RD
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Rent to Own Eligible
 
Single Family Home
Mount Olive, AL 35117
3
2
2005 ft2
1961
928 2ND ST SE
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Rent to Own Eligible
 
Single Family Home
Graysville, AL 35073
3
2
1851 ft2
1956
3100 HILLCREST TRCE
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
3
2817 ft2
1987
1791 BROOKSIDE RD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
2
1670 ft2
1947
Hot
3031 SUMMIT RIDGE DR
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
2
1508 ft2
1973
4140 POWDER MILL RD
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Rent to Own Eligible
 
Single Family Home
Mount Olive, AL 35117
3
2
2100 ft2
2003
4919 RAILROAD AVE
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
4
4
5015 ft2
1920
4565 VILLAGE SPRINGS SQUARE
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Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
4563 VILLAGE SPRINGS SQUARE
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Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
4575 VILLAGE SPRINGS SQUARE
MORE DETAILS +
Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
4553 VILLAGE SPRINGS SQUARE
MORE DETAILS +
Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
4567 VILLAGE SPRINGS SQUARE
MORE DETAILS +
Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
4559 VILLAGE SPRINGS SQUARE
MORE DETAILS +
Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
4573 VILLAGE SPRINGS SQUARE
MORE DETAILS +
Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1710 ft2
2025
4571 VILLAGE SPRINGS SQUARE
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Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1912 ft2
2025
4569 VILLAGE SPRINGS SQUARE
MORE DETAILS +
Rent to Own Eligible
 
Townhouse/Condo
Fultondale, AL 35068
3
3
1806 ft2
2025
1 of 11 120 TINGLE DR
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
4
2
1952 ft2
1955
Hot
2806 CEDAR LN
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Rent to Own Eligible
Forestdale
Single Family Home
Adamsville, AL 35005
3
1
1118 ft2
1956
1479 BROOKFIELD CIR
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
5
3
2593 ft2
1994
1478 BROOKFIELD CIR
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
4
3
3013 ft2
1994
1 of 26 6401 WATER WORKS RD
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Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
3
1770 ft2
1979
6614 CRYSTAL LN
MORE DETAILS +
Rent to Own Eligible
Mount Olive
Single Family Home
Mount Olive, AL 35117
3
2
1803 ft2
2006
3209 ELM ST
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Rent to Own Eligible
 
Single Family Home
Adamsville, AL 35005
3
3
2263 ft2
1950
213 BLACKMON CIR
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Rent to Own Eligible
Forestdale
Single Family Home
Adamsville, AL 35005
2
2
1444 ft2
1958
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Buying a Home in Cardiff, AL

Cardiff, AL is seeing rapid growth and Cardiff, AL's' housing market remains optimal with an average home price that is -77% below the 2026 national average. Cardiff, AL is part of Jefferson county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Jefferson is 0.58% which is below the national average, which is 0.99%.

Median Home Price in Cardiff, AL

Median Rent in Cardiff, AL

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.