Rent to own Homes in Chelsea, AL

Chelsea, AL is a great place for affordable rent-to-own homes! With a median household income of over $92,917 and a median rent of $1,230, the Chelsea, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Chelsea, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Chelsea, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
2815 GEORGETOWN DR #B
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Rent To Own
Hoover
Townhouse/Condo
Hoover, AL 35216
2
1
1600 ft2
1973
2030 MONTREAT CIR #B
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Rent To Own
Vestavia Hills
Townhouse/Condo
Vestavia Hills, AL 35216
2
2
1088 ft2
1967
1 of 60 3526 S BROOKWOOD PL
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Rent To Own
Mountain Brook
Single Family Home
Mountain Brk, AL 35223
4
3
2224 ft2
1993
Hot
6812 5TH CT N
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Rent To Own
Wahouma
Single Family Home
Birmingham, AL 35206
3
1
924 ft2
1930
1825 47th St
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Rent To Own
Central Park
Single Family Home
Birmingham, AL 35208
3
1
1128 ft2
1925
1 of 57 308 POLLY REED RD
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
1427 ft2
1936
1 of 19 119 GWIN AVE
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Rent To Own
Hueytown
Single Family Home
Bessemer, AL 35023
2
1
980 ft2
1924
1 of 2 3218 CENTRAL AVE
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Rent To Own
Sherman Heights
Single Family Home
Birmingham, AL 35224
2
1
713 ft2
1948
1 of 38 1276 MAIN STREET
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Rent To Own
 
Single Family Home
Ragland, AL 35131
2
1
1000 ft2
1930
1 of 92 3108 SUNNY MEADOWS LN
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Rent to Own Eligible
Meadowbrook
Single Family Home
Birmingham, AL 35242
5
4
5600 ft2
1984
1 of 28 1460 a HIGHWAY 36
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
1
3
2813 ft2
1969
140 PIN OAK DR
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
5
1817 ft2
2002
1 of 20 9949 CHELSEA PARK TRAIL
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
2
1774 ft2
2024
1 of 31 50 CHELSEA RIDGE TRAIL
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Rent to Own Eligible
 
Single Family Home
Columbiana, AL 35051
3
2
1579 ft2
2024
1 of 37 867 CHELSEA PARK ROAD
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
5
3830 ft2
2024
1 of 19 9981 CHELSEA PARK TRAIL
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
2
1774 ft2
2024
1 of 12 853 FISH CAMP ROAD
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
2
1497 ft2
2024
1 of 8 304 TIMBERVIEW TRAIL
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
4
3283 ft2
2024
1 of 52 2008 SPRINGFIELD DR
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
2
1375 ft2
2020
1064 SPRINGFIELD DR
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
2
1354 ft2
2010
1 of 2 520 GREY OAKS GROVE
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Rent to Own Eligible
 
Single Family Home
Pelham, AL 35124
5
3
2736 ft2
2024
1 of 25 225 SAWMILL LOOP
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
4
3
2526 ft2
2024
9914 Park Trail
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
3
0 ft2
2025
177 Halifax Ln
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
3
0 ft2
2025
1 of 63 3370 RIVER BIRCH TRL
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
4
3931 ft2
2023
209 GRANDE VISTA WAY
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
4
3264 ft2
2000
1 of 37 157 SCARLET LN
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
3
2587 ft2
2007
New
286 HIGHWAY 335
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
4
3109 ft2
1999
221 Sawmill Loop
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
2
0 ft2
2024
1 of 60 621 HODGENS RD
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
1
1200 ft2
1978
1 of 51 1133 DUNSMORE DRIVE
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
3
3091 ft2
2024
1 of 2 581 WHITE TAIL RUN
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
5
3210 ft2
2024
New
856 Fish Camp Rd
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
2
0 ft2
2025
1 of 16 827 FISH CAMP ROAD
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
2
1272 ft2
2024
1 of 31 107 MAGNOLIA RIDGE CIR
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
3
2681 ft2
2001
New
336 TIMBERVIEW TRL
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
4
3651 ft2
2021
1 of 40 2084 HIGHWAY 336
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
5
4
3400 ft2
2022
1 of 36 181 ATLANTIC LANE
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
4
4
2443 ft2
2024
216 Sawmill Loop
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
2
0 ft2
2025
1 of 51 2166 CHELSEA RIDGE DRIVE
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
4
3
2385 ft2
2016
1 of 3 512 GREY OAKS GROVE
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Rent to Own Eligible
 
Single Family Home
Pelham, AL 35124
4
3
3052 ft2
2024
1 of 16 824 FISH CAMP ROAD
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Rent to Own Eligible
 
Single Family Home
Chelsea, AL 35043
3
2
1272 ft2
2024
1 of 39 124 ATLANTIC LANE
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
3
2032 ft2
2023
1 of 37 136 SPRING RD
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Rent to Own Eligible
Indian Springs Village
Single Family Home
Birmingham, AL 35242
4
4
4088 ft2
1999
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Neighborhoods in Chelsea, AL

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Popular Zip Codes in Chelsea, AL

35043 rent to own homes

Buying a Home in Chelsea, AL

Chelsea, AL is seeing rapid growth and Chelsea, AL's' housing market remains not optimal with an average home price that is 11% above the 2025 national average. Chelsea, AL is part of Shelby county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Shelby is 0.47% which is below the national average, which is 0.99%.

Median Home Price in Chelsea, AL

Median Rent in Chelsea, AL

Rent to own homes offer low monthly payments and flexible terms.