Rent to Own Homes in Fort Payne, AL

Fort Payne, Alabama, is the county seat of DeKalb County. In 2010, it had a total population of 14,012. The town was originally called Willstown and was the location of several small battles during the Civil War. Later, the town incorporated as Fort Payne in 1889. The addition of a rail line that connected Fort Payne to both Birmingham and Chattanooga increased the town's expansion, and Fort Payne now hosts a booming economy, with numerous restaurants and shopping districts.

Fort Payne, AL is a great place for affordable rent-to-own homes! With a median household income of over $42,200 and a median rent of $592, the Fort Payne, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Fort Payne, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 216 Fort Payne, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 216
126 Sturdivant Dr
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Summerville, GA 30747
1,440 Sqft | Built in 1901
151 Blue Sky Ln
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Chickamauga, GA 30707
2,240 Sqft | Built in 2001
1 of 6 Elaine Dr. NE
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Fort Payne, AL 35967
1 Sqft
1 of 68 9416 County Road 103
3 Beds, 4.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Mentone, AL 35984
3,636 Sqft | Built in 1998
1 of 2 1713 Lookout Mt Drlot# 249
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Scottsboro, AL 35769
1 Sqft
1 of 4 1713 Lookout Mt Drlot# 250
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Scottsboro, AL 35769
1 Sqft
1 of 30 292 District Line Rd
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Trenton, GA 30752
2,940 Sqft | Built in 2016
1 of 27 35 Pebblestone Dr
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
La Fayette, GA 30728
1,376 Sqft | Built in 2004
Rent to own homes offer low monthly payments and flexible terms
602 Lookout Crest Ln
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Lookout Mountain, GA 30750
2,812 Sqft | Built in 2020
1 of 15 307 NE 35th St
3 Beds, 2 Baths
REO Foreclosure
 
Single Family Home
Fort Payne, AL 35967
2,544 Sqft | Built in 1970
1568 County Road 194
3 Beds, 2 Baths
Short Sale
 
Single Family Home
Sylvania, AL 35988
1 Sqft | Built in 2022
1 of 2 17639 Alabama Highway 75
6 Beds, 4 Baths
Auction
 
Single Family Home
Henagar, AL 35978
3,654 Sqft | Built in 1985
420 Garrard Ave NW
7 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rome, GA 30165
963 Sqft | Built in 1957
925 Wolf Creek Rd
3 Beds, 2 Baths
Auction
 
Single Family Home
Albertville, AL 35951
2,168 Sqft | Built in 1991
10 N Sycamore St NW
7 Beds, 1 Bath
REO Foreclosure
 
Single Family Home
Rome, GA 30165
1,618 Sqft | Built in 1945
707 Oakland Ave SW
7 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rome, GA 30165
672 Sqft | Built in 1940
New
5561 Creek Rd
3 Beds, 2 Baths
Auction
 
Single Family Home
Wildwood, GA 30757
1,560 Sqft | Built in 2002
New
26 Blacks Bluff Rd SW
7 Beds, 1.5 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rome, GA 30161
1,274 Sqft | Built in 1940
44 Mcgaha Rd
3 Beds, 2 Baths
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
La Fayette, GA 30728
1,416 Sqft | Built in 2000
325 Ross St NE
7 Beds, 1 Bath
REO Foreclosure
 
Single Family Home
Rome, GA 30161
780 Sqft | Built in 1932
1810 Hull Ave SW
7 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rome, GA 30161
1,091 Sqft | Built in 1900
New
540 Valley Grove Rd
3 Beds, 3 Baths
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,964 Sqft | Built in 1995
2604 Maple Rd SE
7 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rome, GA 30161
1,092 Sqft | Built in 1945
New
335 Flora Ave SE
7 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rome, GA 30161
1,175 Sqft | Built in 1955
403 Bryan St
2 Beds, 2 Baths
Auction
 
Single Family Home
Gadsden, AL 35904
2,021 Sqft | Built in 1941
1645 Peavine Rd
3 Beds, 1.5 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rock Spring, GA 30739
936 Sqft | Built in 1957
174 Cherokee Cir
3 Beds, 3 Baths
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,739 Sqft | Built in 2003
253 Prior Station Rd
2 Beds, 1 Bath
REO Foreclosure
 
Single Family Home
Cedartown, GA 30125
832 Sqft | Built in 1935
New
125 Vance Ave
4 Beds, 2 Baths
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,558 Sqft | Built in 1959
1 of 11 235 Canal St
3 Beds, 2 Baths
REO Foreclosure
 
Single Family Home
Cedartown, GA 30125
1,560 Sqft | Built in 1973
New
202 N Martiele St
2 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,031 Sqft | Built in 1900
29 Westwood Dr
3 Beds, 2 Baths
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,450 Sqft | Built in 1985
309 Central St
3 Beds, 1 Bath
REO Foreclosure
 
Single Family Home
Cedartown, GA 30125
1,158 Sqft | Built in 1900
318 Central St
2 Beds, 1 Bath
REO Foreclosure
 
Single Family Home
Cedartown, GA 30125
994 Sqft | Built in 1900
413 Marietta St
3 Beds, 1 Bath
REO Foreclosure
 
Single Family Home
Cedartown, GA 30125
1,172 Sqft | Built in 1900
New
290 Tuck St
4 Beds, 1.5 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,403 Sqft | Built in 1965
New
155 Lindsey Chapel Rd
3 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,738 Sqft | Built in 1940
1 of 7 316 Carol Dr
3 Beds, 2 Baths
REO Foreclosure
 
Single Family Home
Ringgold, GA 30736
1,152 Sqft | Built in 2011
1342 Prior Station Rd
3 Beds, 1 Bath
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cedartown, GA 30125
1,133 Sqft | Built in 1951
Hot
8126 Blacks Bluff Rd SW
Studio
Rent To Own
 
Single Family Home
Cave Spring, GA 30124
759 Sqft | Built in 1991
2003 Godfrey Ave NE
Studio
Rent To Own
 
Single Family Home
Fort Payne, AL 35967
1,773 Sqft | Built in 1960
1 of 8 392 County Road 600
Studio
Rent To Own
 
Multifamily (2 - 4 Units)
Mentone, AL 35984
1 of 18 112 S Grand Ave
Studio
Rent To Own
 
Single Family Home
Collinsville, AL 35961
1,440 Sqft | Built in 1984
1 of 18 80 Crabapple Ln
Studio
Rent To Own
 
Single Family Home
Ider, AL 35981
2,188 Sqft | Built in 2002
Sponsored Link

More Fort Payne, AL Property Resources

Rent to Own Homes in Cities Near Fort Payne, AL

Browse all rent to own homes in Alabama

Neighborhoods in Fort Payne, AL

No neighborhoods found

Popular Zip Codes in Fort Payne, AL

35967 rent to own homes

Buying a Home in Fort Payne, AL

Fort Payne, AL is seeing rapid growth and Fort Payne, AL's' housing market remains optimal with an average home price that is -40% below the 2022 national average. Fort Payne, AL is part of DeKalb county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county DeKalb is 0.32% which is below the national average, which is 0.99%.

Median Home Price in Fort Payne, AL

Median Rent in Fort Payne, AL

Rent to own homes offer low monthly payments and flexible terms

Top 4 Reasons to Live in Fort Payne, AL

Official sock capital of the world! Fort Payne jokes that it's the official sock capital of the world, but this nickname is based on historical events. The W.B. Davis Hosiery Mill set up shop in Fort Payne, and the city quickly grew to become the largest producer of socks and hosiery in the United States. Though the economy in Fort Payne has diversified somewhat since its founding days, many hosiery shops still operate in the city today, including Baker Hosiery and Indian Springs Hosiery.

Affordable homes available! Fort Payne newcomers have no trouble finding an inexpensive home in the city. You can find a three-bedroom, two-bathroom home for less than $150,000 in Pine Ridge or on Alabama Avenue. There are many purchase options available here, including traditional mortgages and rent to own properties.

Tons of food choices! This city is large enough to have a plethora of food choices available. Don Chico Mex Rest is ranked number one on TripAdvisor for Mexican fare in the area. Salty Dawgs offers hot dogs in every variety you can imagine, which brings it to the number two spot on TripAdvisor's list. Try the Flying Dutchman or Pan Am Clipper for some original toppings you won't find elsewhere. Sally's Smokin' Butt BBQ offers some of the best smoked meats in the area, and Vintage 1889 offers casual dining with local craft beers. After your meal, stop by Vintage 1889's store, which sells furniture, clothing, and other unique goods.

Plenty of rental options! Fort Payne has plenty of options available for renters as well as buyers. Look for a house or townhome to lease in neighborhoods like Lakewood or Fisher Crossroads. Northpoint Apartments and Mountain Trace Apartments often have rentals available, as well. You can often find a two-bedroom rental here for less than $1,000 per month.

Fort Payne, AL Frequently Asked Questions

Fort Payne, AL has a walk score of

Fort Payne, AL has a bike score of

The state tax rate is 2.0 to 5.0% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
Browse Rent-to-Own Locations Below
Browse All Rent to Own Listings