Rent to own Homes in Oxford, AL
The city of Oxford, Alabama was originally called Lick Skillet, but later changed to its present moniker. Although some believe it got its name from the university city in England, it's really named after the shallow crossing at Choccolocco Creek that allowed cattle farmers to move their herds from one side to the other. Today, Oxford is rapidly growing and has a population of around 21,000.
Oxford, AL is a great place for affordable rent-to-own homes! With a median household income of over $63,156 and a median rent of $807, the Oxford, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oxford, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More Oxford, AL Property Resources
Rent to own Homes in Cities Near Oxford, AL
- Alexandria
- Anniston
- Ashland
- Bowdon
- Choccolocco
- Cragford
- Delta
- Eastaboga
- Edwardsville
- Fruithurst
- Graham
- Heflin
- Hobson City
- Hollis Crossroads
- Jacksonville
- Lineville
- Morrison Crossroads
- Munford
- Muscadine
- Nances Creek
- Oxford
- Piedmont
- Ranburne
- Saks
- Weaver
- Wedowee
- Wellington
- West End-Cobb Town
- White Plains
- Woodland
Neighborhoods in Oxford, AL
No neighborhoods foundPopular Zip Codes in Oxford, AL
36203 rent to own homes 36257 rent to own homes 36260 rent to own homesBuying a Home in Oxford, AL
Oxford, AL is seeing rapid growth and Oxford, AL's' housing market remains optimal with an average home price that is -35% below the 2026 national average. Oxford, AL is part of Calhoun county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Calhoun is 0.41% which is below the national average, which is 0.99%.
Median Home Price in Oxford, AL
Median Rent in Oxford, AL
Top 6 Reasons to Live in Oxford, Alabama
Excellent shopping! Whether you like to shop until you drop or you simply like to have the convenience of nearby stores for groceries and pick up other essentials, you may be pleased to know that Oxford has plentiful shopping facilities. The two main shopping hubs in the city are the Oxford Exchange and the Quintard Mall.
Rising real estate prices! If you're looking to invest in property, now is a good time to buy homes in Oxford, as the price of real estate is rising steadily. Although property values are increasing, real estate is still very affordable in the city, with average costs slightly lower than the rest of Alabama and significantly lower than the national average. Popular neighborhoods in Oxford include Kentuck and Hicks, where you can also find rent to own homes.
Close to nature! Although the city of Oxford has plenty of amenities, it still has rural surroundings and there are plenty of areas where you can get close to nature. The gorgeous Cheaha State Park and Oxford Lake are two such locations.
Good food! There are plenty of places to eat in Oxford, and you can sample the best of international cuisine. For instance, you can head to Yume for Asian fare or to Garfrerick's Cafe for traditional American food.
Affordable rents! Although the average cost of rental properties is marginally higher than the state average, it's still more than $150 lower than the national average, meaning rental properties in Oxford are still very reasonably priced. Those looking for the most affordable rental properties should look in the neighborhoods of Bynum and Burn's Crossroad.
Community events! Cement your place in the community by either attending or helping to organize some of the town's great events, such as the Fall Festival at Oxford Public Library or the July Fourth Freedom Festival at Oxford Lake Park.
