Rent to own Homes in Shoal Creek, AL

Shoal Creek, AL is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Shoal Creek, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Shoal Creek, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 60 3526 S BROOKWOOD PL
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Rent To Own
Mountain Brook
Single Family Home
Mountain Brk, AL 35223
4
3
2224 ft2
1993
Hot
6812 5TH CT N
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Rent To Own
Wahouma
Single Family Home
Birmingham, AL 35206
3
1
924 ft2
1930
2030 MONTREAT CIR #B
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Rent To Own
Vestavia Hills
Townhouse/Condo
Vestavia Hills, AL 35216
2
2
1088 ft2
1967
2815 GEORGETOWN DR #B
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Rent To Own
Hoover
Townhouse/Condo
Hoover, AL 35216
2
1
1600 ft2
1973
1 of 24 308 POLLY REED RD
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Rent To Own
Center Point
Single Family Home
Center Point, AL 35215
3
2
1427 ft2
1936
1825 47th St
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Rent To Own
Central Park
Single Family Home
Birmingham, AL 35208
3
1
1128 ft2
1925
1 of 2 3218 CENTRAL AVE
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Rent To Own
Sherman Heights
Single Family Home
Birmingham, AL 35224
2
1
713 ft2
1948
1 of 19 119 GWIN AVE
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Rent To Own
Hueytown
Single Family Home
Bessemer, AL 35023
2
1
980 ft2
1924
1 of 38 1276 MAIN STREET
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Rent To Own
 
Single Family Home
Ragland, AL 35131
2
1
1000 ft2
1930
185 BELVEDERE DR
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
2
2503 ft2
2003
3017 Highland Village Rdg
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Rent to Own Eligible
Highland Lakes
Single Family Home
Birmingham, AL 35242
5
4
0 ft2
2024
1 of 32 2020 REGENT PARK LN
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Rent to Own Eligible
Highland Lakes
Single Family Home
Birmingham, AL 35242
4
3
2640 ft2
2013
1095 GREYSTONE COVE DR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
4
5
4466 ft2
2005
1 of 8 1194 WINDSOR SQUARE
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Rent to Own Eligible
 
Single Family Home
Hoover, AL 35242
3
3
1430 ft2
2024
7 TROON
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Rent to Own Eligible
 
Single Family Home
Shoal Creek, AL 35242
4
4
3051 ft2
2019
186 Jefferson Place
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
3
2009 ft2
2024
63 Nolen St
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
5
6
0 ft2
2025
816 Calvert Circle
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
3
2009 ft2
2024
1 of 10 208 ATLANTIC LANE
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
3
1770 ft2
2023
1 of 84 1080 ROYAL MILE
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Rent to Own Eligible
Greystone
Single Family Home
Hoover, AL 35242
5
5
6040 ft2
2003
1 of 57 5557 LAKES EDGE DR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
4
4
4213 ft2
1998
1 of 18 1132 WINDSOR SQUARE
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Rent to Own Eligible
 
Single Family Home
Hoover, AL 35242
3
3
1380 ft2
2024
1 of 17 1158 WINDSOR SQUARE
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Rent to Own Eligible
 
Single Family Home
Hoover, AL 35242
3
3
1380 ft2
2024
1 of 77 7006 N HIGHFIELD DR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
5
6
6404 ft2
1997
1 of 79 386 N LAKE RD
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Rent to Own Eligible
Greystone
Single Family Home
Hoover, AL 35242
4
5
4089 ft2
2006
1 of 75 121 ELYTON DR
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
6
8
5706 ft2
2019
New
6042 MILL CREEK DR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
3
2
1821 ft2
1997
1 of 86 518 N LAKE CV
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Rent to Own Eligible
Greystone
Single Family Home
Hoover, AL 35242
5
6
5690 ft2
2000
220 Southoak Dr
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
5
7
0 ft2
2023
1 of 18 1126 WINDSOR SQUARE
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Rent to Own Eligible
 
Single Family Home
Hoover, AL 35242
2
3
1435 ft2
2024
1 of 80 841 ABERLADY PL
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
4
5
5559 ft2
2005
1 of 64 920 TRINITY CT
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
6
6
5847 ft2
2003
1 of 15 1118 WINDSOR SQUARE
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Rent to Own Eligible
 
Single Family Home
Hoover, AL 35242
3
3
1380 ft2
2024
230 Hawthorn Street
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Rent to Own Eligible
 
Single Family Home
Birmingham, AL 35242
3
3
2297 ft2
2007
1 of 63 5526 LAKES EDGE DR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
3
2
2585 ft2
1999
1 of 147 1428 LEGACY DR
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Rent to Own Eligible
Hoover
Single Family Home
Birmingham, AL 35242
6
7
8361 ft2
2006
3004 Highland Village Rdg
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Rent to Own Eligible
Highland Lakes
Single Family Home
Birmingham, AL 35242
5
4
0 ft2
2024
1 of 29 1182 WINDSOR SQUARE
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Rent to Own Eligible
 
Single Family Home
Hoover, AL 35242
3
4
1560 ft2
2024
1 of 66 1264 LEGACY DR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
5
4
4866 ft2
2001
1 of 4 3017 HIGHLAND VILLAGE RIDGE
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Rent to Own Eligible
Highland Lakes
Single Family Home
Birmingham, AL 35242
5
4
3258 ft2
2024
409 RAMSAY RD
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
4
5
4877 ft2
2002
1 of 50 630 N LAKE CIR
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Rent to Own Eligible
Greystone
Single Family Home
Birmingham, AL 35242
4
3
3043 ft2
2001
1 of 65 1001 WESLEY TRCE
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Rent to Own Eligible
Highland Lakes
Single Family Home
Birmingham, AL 35242
4
4
3021 ft2
2014
1 of 41 3005 REGENT PARK CIR
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Rent to Own Eligible
Highland Lakes
Single Family Home
Birmingham, AL 35242
3
3
2088 ft2
2011
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Buying a Home in Shoal Creek, AL

Shoal Creek, AL is seeing rapid growth and Shoal Creek, AL's' housing market remains not optimal with an average home price that is 127% above the 2025 national average. Shoal Creek, AL is part of Shelby county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Shelby is 0.47% which is below the national average, which is 0.99%.

Median Home Price in Shoal Creek, AL

Median Rent in Shoal Creek, AL

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.