Rent to own Homes in Payson, AZ

Payson sits on top of a ridge known as the Mogollon Rim.This quaint town, out of the heat of the Phoenix area Valley of the Sun, is a weekend destination as well as a vibrant community of full-time residents. The rim provides plenty of opportunity for majestic views, whether you are a hiker or take the auto route, and Payson offers residents a touch of Western flair and pine forests of the Arizona White Mountains.

Payson, AZ is a great place for affordable rent-to-own homes! With a median household income of over $55,303 and a median rent of $985, the Payson, AZ rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Payson, AZ. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Payson, AZ rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
614 W FRONTIER ST
Rent To Own
 
Single Family Home
Payson, AZ 85541
1
2
0 ft2
1966
3111 E INDIAN RUIN
Rent To Own
 
Single Family Home
Payson, AZ 85541
4
4
0 ft2
1 of 47 803 N GRAPEVINE CIR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
2
1756 ft2
2000
1 of 94 208 S RIM CLUB DR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
4
3
3749 ft2
2006
1 of 42 829 W COUNTRY LN
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
2
1305 ft2
2005
1 of 31 701 N SCHWEIZ LN
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
1
1452 ft2
2000
1 of 31 204 W ROUNDUP RD
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
1
980 ft2
1987
1 of 49 608 N LUZERN CIR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
2
1
1000 ft2
1981
1 of 47 1408 N FARVIEW DR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
2
2388 ft2
1982
805 W Longhorn Rd
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
2
5583 ft2
2011
1 of 41 1706 W DAVIDSON CIR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
1
1736 ft2
2016
1 of 19 905 W PRAIRIE RD
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
3
2
1320 ft2
1995
905 N Beeline Hwy
Rent to Own Eligible
 
Townhouse/Condo
Payson, AZ 85541
2
1
1350 ft2
1984
1 of 89 195 S UNION PARK DR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
4
3
2876 ft2
2010
1 of 78 1946 S MOONLIGHT DR
Rent to Own Eligible
 
Single Family Home
Payson, AZ 85541
4
3
2800 ft2
1985
2169 BLUE RIDGE DR
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
1
1
410 ft2
1968
New
1 of 32 170 S LAKE VIS
Rent to Own Eligible
 
Single Family Home
Tonto Basin, AZ 85553
2
1
1352 ft2
1969
1 of 62 2328 SAN JUAN DR
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
3
1
1656 ft2
2006
2829 WELL WATER RD
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
3
2
2818 ft2
1991
1 of 46 2875 WELL WATER RD
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
3
2
1848 ft2
2003
1 of 62 4828 STARLIGHT DR
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
3
2
1350 ft2
2002
6530 WHISPERING PINE DR
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
3
2
3362 ft2
2001
1 of 25 4210 N MONTEZUMA AVE
Rent to Own Eligible
 
Townhouse/Condo
Rimrock, AZ 86335
2
2
1088 ft2
2007
New
2975 SCOUT TRL
Rent to Own Eligible
 
Single Family Home
Happy Jack, AZ 86024
2
1
1362 ft2
1992
616 W BRIDLE PATH LN
Rent To Own
 
Single Family Home
Payson, AZ 85541
2
1
1111 ft2
1984
807 S GREENVIEW CT
Rent To Own
 
Single Family Home
Payson, AZ 85541
3
2
2400 ft2
610 N PONDEROSA CIR
Rent To Own
 
Single Family Home
Payson, AZ 85541
2
2
1282 ft2
1408 N PANORAMA CT
Rent To Own
 
Single Family Home
Payson, AZ 85541
3
2
1894 ft2
1989
3111 E Indian Ruin --
Rent To Own
 
Single Family Home
Payson, AZ 85541
4
4
4720 ft2
618 W ST MORITZ DR
Rent To Own
 
Single Family Home
Payson, AZ 85541
3
2
1560 ft2
2003
Hot
1 of 31 1802 W BONITA ST
Rent To Own
 
Single Family Home
Payson, AZ 85541
3
2
1760 ft2
2020
1509 W MESA DR
Rent To Own
 
Single Family Home
Payson, AZ 85541
2
2
1404 ft2
1971
4050 FOX CIR
Rent To Own
 
Single Family Home
Happy Jack, AZ 86024
4
3
2723 ft2
1997
13857 E HAWKNEST RD
Rent To Own
 
Single Family Home
Scottsdale, AZ 85262
5
5
5980 ft2
2008
4835 N BEAR FLAT RD
Rent To Own
 
Single Family Home
Payson, AZ 85541
3
2
1670 ft2
1969
1993 W MUNSEE DR
Rent To Own
 
Single Family Home
Payson, AZ 85541
3
3
2100 ft2
1991
5128 N BEAR FLAT RD
Rent To Own
 
Single Family Home
Payson, AZ 85541
2
1
900 ft2
1957
811 E PARK DR
REO Foreclosure
 
Single Family Home
Payson, AZ 85541
4
3
1 ft2
1987
805 W LONGHORN RD #3
REO Foreclosure
 
Townhouse/Condo
Payson, AZ 85541
3
2
1 ft2
2011
841 W PAYSON PKWY
REO Foreclosure
 
Single Family Home
Payson, AZ 85541
3
2
1 ft2
1995
New
1437 N EASY ST
REO Foreclosure
 
Single Family Home
Payson, AZ 85541
3
3
2 ft2
1997
523 N GRAPEVINE DR
REO Foreclosure
 
Single Family Home
Payson, AZ 85541
3
4
4 ft2
2006
303 W CHRISTOPHER PT
REO Foreclosure
 
Single Family Home
Payson, AZ 85541
3
3
1 ft2
2001
204 S KODZ RD
REO Foreclosure
 
Single Family Home
Payson, AZ 85541
2
2
1 ft2
1980
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Buying a Home in Payson, AZ

Payson, AZ is seeing rapid growth and Payson, AZ's' housing market remains not optimal with an average home price that is 16% above the 2024 national average. Payson, AZ is part of Gila county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Gila is 0.6% which is below the national average, which is 0.99%.

Median Home Price in Payson, AZ

Median Rent in Payson, AZ

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Payson, AZ

Learn about geology! Payson is home to beautiful national forests and state parks. The Sitgreaves National Forest Mogollon Rim Visitor's Center lets you feel as though you are standing in the sky from the safety of the back deck. The Tonto Natural Bridge State Park will have you hiking beneath a huge, naturally formed rock bridge complete with waterfall.

Affordable homes in an ideal location! Payson is an ideal location for getting out of the summer heat of southern Arizona. Neighborhoods here offer plenty to choose from. Whether you rent to own in peaceful Whispering Pines or you are looking for a horse-ready property in Freedom Acres, you will surely find your little slice of paradise in Payson.

Unique and fascinating shops! Payson may be rural, but the shops provide plenty of opportunity for Sunday antiquing or looking for that perfect, unique gift. The Green Mountain Emporium is chock full of just about anything you've been looking for. The Pioneer Village Trading Post offers a similar experience with a Western flair. Locals even say that an episode of Grizzly Adams was shot here.

Enjoy four seasons, even in Arizona! There's no better place to enjoy fall foliage in Arizona than in Mogollon Rim Country. Be sure to take the Rim Road and stop at one of the many scenic vistas to take in the golden aspens. When the weather starts getting cold, and the Sunrise Park Resort seems too far to go skiing, join the adult volleyball league. Check out Payson's Parks and Recreation website for information on other sports leagues.

Home values are rising! According to Zillow, in the last year home values in Payson have risen 4.8 percent. This bodes well for this tiny community, as locals from the Valley of the Sun are discovering the peace, beauty and healthful climate of the rim. Payson also boasts local festivals such as the world's oldest continuous rodeo, the August Doin's and the Gila County Fair.