Rent to own Homes in Yuma, AZ

Located on the border between California and Arizona, Yuma has a beautiful desert landscape that sits next to the roaring Colorado River. Chosen originally for its location at the narrowest part of the river, Yuma has expanded to an impressive 94,064 people. An astounding 85,000 retirees maintain winter residences here, since the mild winter season is particularly appealing for older folks who don't care for shoveling snow. There is also a large military contingency, with the Marine Corps Air Station in the county. Yuma enjoys a low cost of living, which brings in families and young folks at all income levels, resulting in a diverse population. The rich cultural heritage and historical landmarks also attract history buffs, along with those who simply desire a charming spot to settle down and raise a family.

Yuma, AZ is a great place for affordable rent-to-own homes! With a median household income of over $52,183 and a median rent of $917, the Yuma, AZ rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Yuma, AZ. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Yuma, AZ rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
9099 E !DNP! Calle Port E
Rent To Own
 
Single Family Home
Yuma Prooving Guard, AZ 85365
2
1
0 ft2
1446 E 22ND PL
Rent to Own Eligible
La Mesa Park
Single Family Home
Yuma, AZ 85365
3
2
1138 ft2
1969
2842 W DONLEY RD
Rent to Own Eligible
Donley Estates
Single Family Home
Somerton, AZ 85350
4
3
2676 ft2
2005
8463 S PIMA LN
Rent to Own Eligible
Donovan Estates
Single Family Home
Yuma, AZ 85364
5
1
1200 ft2
1972
3470 W 21ST ST
Rent to Own Eligible
Pioneer Park
Single Family Home
Yuma, AZ 85364
4
2
2272 ft2
1999
1351 E MORRISON ST
Rent to Own Eligible
La Mesa Park
Single Family Home
Yuma, AZ 85365
3
2
1500 ft2
1963
4354 W 13TH ST
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85364
4
3
2033 ft2
2017
1428 E CYPRESS POINT DR
Rent to Own Eligible
Casa De Encanto
Townhouse/Condo
Yuma, AZ 85365
3
2
1650 ft2
1975
1 of 82 3064 S BRAND LEE WAY
Rent to Own Eligible
Sunset Mountain Villas
Single Family Home
Yuma, AZ 85365
2
2
1234 ft2
2014
1 of 16 3136 S MELANIE DR
Rent to Own Eligible
Sunset Mountain Villas
Single Family Home
Yuma, AZ 85365
3
2
1354 ft2
2016
6548 E 35TH PL
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85365
4
3
2311 ft2
2016
1 of 38 1700 S CROWDER AVE
Rent to Own Eligible
Casitas Del Valle
Townhouse/Condo
Yuma, AZ 85364
4
2
1249 ft2
1981
1213 S 42ND AVE
Rent to Own Eligible
Hazelwood Estates
Single Family Home
Yuma, AZ 85364
6
2
2335 ft2
1984
1 of 10 7149 E 25TH ST
Rent to Own Eligible
College Park
Single Family Home
Yuma, AZ 85365
4
2
1778 ft2
2000
1 of 12 5849 E 44TH PKWY
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85365
4
3
2498 ft2
2021
2767 S MAJESTIC AVE
Rent to Own Eligible
Terraces Two At The View
Single Family Home
Yuma, AZ 85365
4
3
2452 ft2
2005
1 of 21 2214 E 26TH WAY
Rent to Own Eligible
San Marcos Villas
Single Family Home
Yuma, AZ 85365
4
2
1982 ft2
1985
1 of 18 1484 E 27TH PL
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85365
4
2
1323 ft2
1968
1431 E PEBBLE BEACH DR
Rent to Own Eligible
Casa De Encanto
Townhouse/Condo
Yuma, AZ 85365
3
2
1482 ft2
1976
1480 S 7TH AVE
Rent to Own Eligible
Yuma Heights
Single Family Home
Yuma, AZ 85364
1
1
429 ft2
1951
3183 S HORSESHOE BEND AVE
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85364
5
4
4133 ft2
2004
4081 W CAMILLE PL
Rent to Own Eligible
Falls Ranch
Single Family Home
Yuma, AZ 85364
4
3
1997 ft2
2021
4068 S SUNFLOWER DR
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85365
5
3
2071 ft2
2015
2855 S 47TH DR
Rent to Own Eligible
Barkley Ranch
Single Family Home
Yuma, AZ 85364
4
2
2228 ft2
2004
454 S 46TH AVE
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85364
4
2
1618 ft2
2014
320 S 19TH AVE
Rent to Own Eligible
Pecan Grove
Single Family Home
Yuma, AZ 85364
3
1
1030 ft2
1952
New
2559 S JAMES DR
Rent to Own Eligible
La Mesa Terrace
Single Family Home
Yuma, AZ 85365
3
1
1275 ft2
1961
New
1069 S APPALOOSA LN
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85364
4
2
1933 ft2
1984
New
1376 S HETTEMA ST
Rent to Own Eligible
Hettema Place
Single Family Home
Yuma, AZ 85364
5
3
4976 ft2
1986
New
1 of 24 1840 W 21ST LN
Rent to Own Eligible
La Paloma Estates
Single Family Home
Yuma, AZ 85364
4
2
1766 ft2
1991
New
1 of 37 1842 S 17TH AVE
Rent to Own Eligible
Sundance Village
Single Family Home
Yuma, AZ 85364
3
2
972 ft2
1994
New
3427 W 38TH PL
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85365
4
3
2358 ft2
2020
New
148 N 13TH AVE
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85364
2
1
904 ft2
1958
931 S 7TH AVE
Rent to Own Eligible
Yuma Heights
Single Family Home
Yuma, AZ 85364
4
2
2412 ft2
1969
1343 S ARENA DR
Rent to Own Eligible
Santa Maria
Single Family Home
Yuma, AZ 85364
3
2
1518 ft2
1971
New
1493 W 15TH ST
Rent to Own Eligible
 
Townhouse/Condo
Yuma, AZ 85364
3
2
1144 ft2
1985
New
3620 W 13TH ST
Rent to Own Eligible
Rancho Serreno
Single Family Home
Yuma, AZ 85364
3
2
1712 ft2
1993
8596 E 26TH PL
Rent to Own Eligible
Castle View
Single Family Home
Yuma, AZ 85365
4
2
2008 ft2
2005
3794 W 20TH LN
Rent to Own Eligible
 
Single Family Home
Yuma, AZ 85364
4
2
1828 ft2
2004
1 of 33 9641 E 34TH PL
Rent to Own Eligible
Vista Del Sol
Single Family Home
Yuma, AZ 85365
1
1
943 ft2
2003
4741 S BRITTLEBUSH AVE
Rent to Own Eligible
Ocotillo
Single Family Home
Yuma, AZ 85365
4
2
2215 ft2
2009
9618 E 34TH ST
Rent to Own Eligible
Vista Del Sol
Single Family Home
Yuma, AZ 85365
2
2
1077 ft2
2006
1738 W 26TH DR
Rent to Own Eligible
Hacienda Estates
Single Family Home
Yuma, AZ 85364
3
2
1240 ft2
1976
1 of 47 6670 E MOUNTAIN VIEW PL
Rent to Own Eligible
Cresta Gila Estates
Single Family Home
Yuma, AZ 85365
4
3
5282 ft2
2009
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Buying a Home in Yuma, AZ

Yuma, AZ is seeing rapid growth and Yuma, AZ's' housing market remains optimal with an average home price that is -30% below the 2024 national average. Yuma, AZ is part of Yuma county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Yuma is 0.63% which is below the national average, which is 0.99%.

Median Home Price in Yuma, AZ

Median Rent in Yuma, AZ

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Yuma AZ

Housing Statistics Yuma was hit dramatically by the housing market crash. Since home values are still trying to recover, it's the perfect time to pick up an inexpensive residence that will eventually flourish in better times. The average home price in 2013 between January and March was $116,246, much less expensive than many parts of the country. The median price was $94,732 for the same time period. Yuma experienced a population surge of 3 percent since 2010, so more people are taking advantage of the affordable market. Currently, 44 percent of homes are owned, 28 percent are rented and 28 percent are vacant. This is an unusually high rate of vacancy, but it allows buyers a wealth of options to find the perfect home. For those hoping to own a home but not yet in a position to purchase, renting to own may be the perfect solution. Rent to own houses allow families to invest in property without wasting money on a rental.

Local Restaurants There is a wide selection of tasty eateries in Yuma, from the downtown area to the more remote locations. Fine dining and inexpensive quick bites are equally available, and locals love to eat out as often as they stay home. The Das Bratwurst Haus is a German-style pub that features schnitzels, potato salad, and a variety of German beers. It's extremely popular with locals. For Mexican fare, Tacos Mi Rancho is known for its carne asada and tacos, though the daily specials are often the best choice. River City Grill offers classic American food made hot off the grill, while Ironwood Steak House is an upscale dining establishment with fine cuts of meat and high quality seafood.

Nightlife Yuma tends to be a bit sleepy once the sun goes down, as many of the folks who live here are either retirees or families that don't frequent bars or clubs very often. However, there are still options for those raring to go. Strummer's Village Tavern not only has a full bar, several beers on tap and great food, but it also has live music. Pop a Top Saloon has karaoke and billiards, while Club Pulse is the lone dance club, with a DJ, dance floor and drink specials.

Neighborhoods in Yuma Yuma is a popular location for just about any type of person, from the very young to the very retired. Though the home values have sagged, the likelihood of a comeback is certain, and it's best to purchase a new home while sales are in the buyer's favor. Inexpensive housing, low cost of living and plentiful amenities make Yuma a fantastic place to settle. Yuma has several small areas, some of which include the following: