Rent to own Homes in Encinitas, CA

Beautiful homes for sale! Whether you're interested in rent to own houses or homes for sale, you're sure to find a place you'll fall in love with. Check out the neighborhood of Witham Road, where you can find a 1,983 square foot four bedroom ranch style for less than $820,000. Over on Mangano Circle, you can get a spacious two bedroom for less than $430,000.

Encinitas, CA is a great place for affordable rent-to-own homes! With a median household income of over $120,488 and a median rent of $2,124, the Encinitas, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Encinitas, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Encinitas, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
6314 EL APAJO
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
10
7
25000 ft2
2007
1 of 2 625 SANTA FE DR
Rent To Own
 
Single Family Home
Encinitas, CA 92024
3
2
1266 ft2
1951
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
New
2339 Woodland Heights Glen
Rent To Own
Mesa Rock
Single Family Home
Escondido, CA 92026
4
4
3639 ft2
2024
320 W LINCOLN AVE
Rent To Own
Central Escondido
Townhouse/Condo
Escondido, CA 92026
3
3
0 ft2
1920
New
2011 Saguaro Glen
Rent To Own
Kit Carson
Single Family Home
Escondido, CA 92025
4
4
3100 ft2
2024
New
2013 Senita Glen
Rent To Own
Kit Carson
Single Family Home
Escondido, CA 92025
5
5
4043 ft2
2024
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
New
4650 Dulin Road 73
Rent To Own
 
Single Family Home
Fallbrook, CA 92028
3
2
1512 ft2
2018
New
1 of 6 4650 DULIN RD
Rent To Own
 
Single Family Home
Fallbrook, CA 92028
3
2
1512 ft2
2018
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
New
1 of 3 12038 Calle De Leon
Rent To Own
 
Single Family Home
El Cajon, CA 92019
1
1
886 ft2
1991
New
2561 VISTA RODEO DR
Rent To Own
 
Single Family Home
El Cajon, CA 92019
5
4
4009 ft2
2002
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
New
33472 CHELTAM WAY
Rent To Own
 
Multifamily (5+ Units)
Dana Point, CA 92629
6
6
3752 ft2
1976
New
2607 Pirineos Way
Rent to Own Eligible
 
Single Family Home
Carlsbad, CA 92009
3
2
1593 ft2
1976
New
7527 Jerez Ct C
Rent to Own Eligible
 
Single Family Home
Carlsbad, CA 92009
2
3
1722 ft2
1981
2625 PIRINEOS WAY #218
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1342 ft2
1976
7574 GIBRALTAR ST #D
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
1
2
1070 ft2
1975
New
699 N Vulcan 73
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
1
1
500 ft2
2013
New
155 ROSEBAY DR #28
Rent to Own Eligible
 
Townhouse/Condo
Encinitas, CA 92024
1
1
630 ft2
1980
New
1549 N Vulcan 60
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
1
390 ft2
2021
New
2625 Pirineos Way 218
Rent to Own Eligible
 
Single Family Home
Carlsbad, CA 92009
2
2
1342 ft2
1976
New
699 N Vulcan Avenue 47
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
1
800 ft2
1957
139 MANGANO CIR
Rent to Own Eligible
 
Townhouse/Condo
Encinitas, CA 92024
2
2
900 ft2
1985
New
155 W Jason Street 6
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
2
940 ft2
1967
New
155 Rosebay Dr 10
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
1
925 ft2
1980
159 DIANA ST
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
1
1
432 ft2
2019
7527 JEREZ CT #C
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
3
1722 ft2
1981
New
699 N Vulcan Avenue 43
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
1
1
560 ft2
2002
New
255 MANGANO CIR
Rent to Own Eligible
 
Townhouse/Condo
Encinitas, CA 92024
2
2
939 ft2
1984
New
123 Jasper Street 16
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
1
600 ft2
1989
New
1624 N Coast Hwy 101 23
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
1
640 ft2
2012
New
444 N El Camino Real SPC 61
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
2
1344 ft2
1971
New
170 Diana Street 30
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
1
1
330 ft2
2014
New
2607 Pirineos Way 201
Rent to Own Eligible
 
Single Family Home
Carlsbad, CA 92009
3
2
1593 ft2
1976
1 of 25 1750 RED BARN RD
Rent to Own Eligible
 
Townhouse/Condo
Encinitas, CA 92024
2
1
1014 ft2
1972
New
1660 El Camino Real G107
Rent to Own Eligible
 
Single Family Home
Encinitas, CA 92024
2
1
810 ft2
1998
1 of 31 2322 La Costa Ave
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
3
2120 ft2
1986
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Buying a Home in Encinitas, CA

Encinitas, CA is seeing rapid growth and Encinitas, CA's' housing market remains not optimal with an average home price that is 356% above the 2024 national average. Encinitas, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Encinitas, CA

Median Rent in Encinitas, CA

Rent to own homes offer low monthly payments and flexible terms.

Top 14 Reasons to Live in Encinitas

Available apartments! In the area of Garden View Road, you can find spacious 1,396 square foot two bedrooms for less than $2,300 a month. Likewise, over on Sanford Street, a large two bedroom rents for less than $2,400.

Lovely rental homes! If you're looking for rent to own homes or traditional monthly rentals, you'll find a wide variety of properties to choose from. In the neighborhood of Aldersgate Road, you can find a 1,467 square foot three bedroom for less than $2,900 a month, while near Rancho Santa Fe Road you'll be able to find a lovely ranch style house for somewhere around $2,250.

Condos and townhouses galore! The Encinatas market has a large selection of attractive rent to own and traditional rental condos and townhouses. In the area of West Glaucus Street, a large two bedroom townhouse rents for less than $2,800 a month, while over on Kennington Road you can get a huge five bedroom, 2,000 square foot townhouse for less than $3,200.

Property for sale! In the Wildflower Estates area, you can get a magnificent 1.66 acre parcel for less than $850,000, while in the Seascape neighborhood you can get a .55 acre parcel for somewhere around $845,000.

Good eats! Locals in the know gather to enjoy the fare at Union Kitchen & Tap (1108 S Coast Highway 101), which offers classic regional dishes such as fisherman's stew and Skuna Bay salmon. Another favorite is Trattoria I Trulli (830 S Coast Highway 101), which offers exotic fare such as duck breast with goat cheese and pine nuts, and filet mignon in red wine.

Great beer! At Encinatas Ale House (1044 S Coast Highway 101), you'll find a refreshing array of artisan crafted ales, lagers and stouts for every palate. At Bier Garden Encinatas (641 S Coast Highway 101), you can indulge in local craft beers from area breweries.

Elegant wine bars! The 3rd Corner Wine Shop and Bistro (897 S Coast Highway 101) has a superior wine cellar, with vintages that pair beautifully with house specialties such as duck confit, pork schnitzel and artisan cheese platters. At Firefly Grill & Wine Bar (251 N El Camino Real), you'll find locally sourced dishes paired with exquisite wines and ports.

Hit the Beach! Encinatas is home to several popular local beaches. Moonlight Beach (B Street off Encinatas Blvd) is a beautiful spot for spending the day in the sun. Another locals' favorite is Swami Beach (South Coast Hwy 101) which is a renowned surfer's destination.

Parks for relaxing! Encinatas boasts more than 143 acres of park space. One of the most popular is Cottonwood Creek Park (95 N Vulcan), which has basketball and tennis courts, picnic areas and a beautiful gazebo. Another favorite is Oakcrest Park (1219 Encinatas Blvd), thanks to its horseshoe and bocce courts.

Garden sanctuaries! San Diego Botanic Garden (230 Quail Gardens Dr) has four miles of flowering trees, towering palms and exquisite garden trails. Another flowering oasis is Self Realization Fellowship Hermitage & Meditation Gardens (215 West K Street), a peaceful ocean bluff garden with koi ponds and lush green walkways.

Learn how to surf! A surfer's mecca, Encinatas is home to several prominent surfing schools. Both Leucadia Surf School (400 B Street) and Peace Surf School (1160 N Coast Highway 101) offers private and group lessons given by experienced surfers.

Go golfing! Encinatas Ranch Golf Range is an 18 hole, par 72 championship course offering magnificent ocean views. Cabot Golf (1400 Santa Fe Dr), another stellar course, offers 45 challenging holes.

Great historic sites! The San Dieguito Heritage Museum (450 Quail Gardens Dr) has a superb collection of local historic artifacts, some used by the Native Americans who lived in the area thousands of years ago. Another local treasure trove is the Encinatas Historical Society (390 West F Street), where you'll find photos and exhibits housed in an authentic, restored 1883 schoolhouse.