Rent to own Homes in Modesto, CA

Modesto is a great place to buy or find rent to own houses. The median home value in Modesto is $169,000. Renters make up 39.56 percent of the population and the vacancy rate is 7.91 percent. 52 percent of homes are owner occupied. The annual residential turnover is around 20 percent.

Modesto, CA is a great place for affordable rent-to-own homes! With a median household income of over $62,182 and a median rent of $1,254, the Modesto, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Modesto, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Modesto, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
4120 RETREAT CT
Rent To Own
Central Modesto
Single Family Home
Modesto, CA 95356
4
3
2544 ft2
2003
1745 HARKER CT
Rent To Own
Lathrop
Single Family Home
Lathrop, CA 95330
5
5
3131 ft2
2018
New
1709 KANSAS AVE
Rent to Own Eligible
Northwest Modesto
Single Family Home
Modesto, CA 95358
3
2
1596 ft2
1989
412 N SANTA CRUZ AVE
Rent to Own Eligible
La Loma
Single Family Home
Modesto, CA 95354
3
1
1687 ft2
1949
630 HUDSON LN
Rent to Own Eligible
South Modesto
Single Family Home
Modesto, CA 95351
2
1
925 ft2
1955
305 AVILA CT
Rent to Own Eligible
South Modesto
Single Family Home
Modesto, CA 95354
2
2
1197 ft2
1976
610 W ORANGEBURG AVE
Rent to Own Eligible
Central Modesto
Single Family Home
Modesto, CA 95350
3
2
1509 ft2
1950
New
1544 COLLEGE AVE
Rent to Own Eligible
Central Modesto
Single Family Home
Modesto, CA 95350
3
1
1180 ft2
1954
2209 TRINA LN
Rent to Own Eligible
Mayfield
Single Family Home
Ceres, CA 95307
3
2
1387 ft2
1979
1525 NADINE AVE
Rent to Own Eligible
 
Single Family Home
Modesto, CA 95351
3
2
1560 ft2
2018
512 PIRINEN LN #A
Rent to Own Eligible
South Modesto
Townhouse/Condo
Modesto, CA 95354
3
2
1271 ft2
1980
New
1109 MONTAVENIA DR
Rent to Own Eligible
South Modesto
Single Family Home
Modesto, CA 95358
3
2
1209 ft2
1991
Hot
602 VIRGINIA AVE
Rent to Own Eligible
Central Modesto
Single Family Home
Modesto, CA 95354
5
2
1748 ft2
1920
New
1 of 34 3400 Sullivan Ct
Rent to Own Eligible
Northwest Modesto
Townhouse/Condo
Modesto, CA 95356
2
2
1030 ft2
1981
New
4105 GROSVENOR LN
Rent to Own Eligible
Salida
Single Family Home
Salida, CA 95368
3
2
1320 ft2
1998
New
2520 GARVEY AVE
Rent to Own Eligible
Highway Village
Single Family Home
Modesto, CA 95350
3
1
1058 ft2
1954
New
1714 ZONA BELLA LN
Rent to Own Eligible
 
Single Family Home
Ceres, CA 95307
2
3
1148 ft2
2008
New
1421 WOODSIDE DR
Rent to Own Eligible
Northeast Modesto
Single Family Home
Modesto, CA 95355
3
2
1056 ft2
1971
New
1248 GRINNELL ST
Rent to Own Eligible
Central Modesto
Single Family Home
Modesto, CA 95350
3
2
1094 ft2
1948
New
429 COVENA AVE
Rent to Own Eligible
La Loma
Single Family Home
Modesto, CA 95354
4
2
1495 ft2
1951
Hot
908 WHEATLEY AVE
Rent to Own Eligible
West Modesto
Single Family Home
Modesto, CA 95351
3
2
1411 ft2
2004
New
3424 PENNY LN
Rent to Own Eligible
South Modesto
Single Family Home
Modesto, CA 95354
3
2
1101 ft2
1991
Hot
2124 COPPERWOOD LN
Rent to Own Eligible
Mayfield
Single Family Home
Ceres, CA 95307
5
3
3132 ft2
2006
1244 W ROSEBURG AVE #A
Rent to Own Eligible
Central Modesto
Townhouse/Condo
Modesto, CA 95350
2
3
1242 ft2
1980
New
201 DORITA WAY
Rent to Own Eligible
South Modesto
Single Family Home
Modesto, CA 95354
4
2
1455 ft2
1974
New
1624 PEARL ST
Rent to Own Eligible
Northwest Modesto
Single Family Home
Modesto, CA 95350
2
1
900 ft2
1946
New
1103 CEDAR CREEK DR #8
Rent to Own Eligible
Northeast Modesto
Townhouse/Condo
Modesto, CA 95355
3
2
1503 ft2
1982
1854 WARING WAY
Rent to Own Eligible
Northwest Modesto
Single Family Home
Modesto, CA 95350
3
2
1250 ft2
1961
634 JEAN ST
Rent to Own Eligible
Rouse
Single Family Home
Modesto, CA 95351
3
1
963 ft2
1950
4121 E ORANGEBURG AVE
Rent to Own Eligible
Northeast Modesto
Single Family Home
Modesto, CA 95355
3
2
1019 ft2
1986
1005 NARVIK LN
Rent to Own Eligible
Central Modesto
Single Family Home
Modesto, CA 95350
3
2
1720 ft2
1989
2033 TRENT DR
Rent to Own Eligible
Northwest Modesto
Single Family Home
Modesto, CA 95350
3
2
1422 ft2
1966
1123 CEDAR CREEK DR #3
Rent to Own Eligible
Northeast Modesto
Townhouse/Condo
Modesto, CA 95355
3
3
1515 ft2
1989
812 DAWN DR
Rent to Own Eligible
Central Modesto
Single Family Home
Modesto, CA 95350
2
1
906 ft2
1951
1701 S CARPENTER RD
Rent to Own Eligible
West Modesto
Single Family Home
Modesto, CA 95351
2
1
1220 ft2
1955
2417 LOUISE AVE
Rent to Own Eligible
 
Single Family Home
Ceres, CA 95307
3
1
984 ft2
1956
1313 FLOYD AVE #125
Rent to Own Eligible
Northeast Modesto
Townhouse/Condo
Modesto, CA 95355
2
1
904 ft2
1977
3340 MESQUITE WAY
Rent to Own Eligible
Northeast Modesto
Single Family Home
Modesto, CA 95355
3
2
1592 ft2
1977
1240 W ROSEBURG AVE #A
Rent to Own Eligible
Central Modesto
Townhouse/Condo
Modesto, CA 95350
2
3
1242 ft2
1980
2669 PARKWAY
Rent to Own Eligible
 
Townhouse/Condo
Ceres, CA 95307
3
2
1330 ft2
1973
1711 TENAYA DR
Rent to Own Eligible
South Modesto
Single Family Home
Modesto, CA 95354
2
1
810 ft2
1946
New
1830 WARING WAY
Rent to Own Eligible
Northwest Modesto
Single Family Home
Modesto, CA 95350
3
1
1142 ft2
1960
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Buying a Home in Modesto, CA

Modesto, CA is seeing rapid growth and Modesto, CA's' housing market remains not optimal with an average home price that is 38% above the 2024 national average. Modesto, CA is part of Stanislaus county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Stanislaus is 0.66% which is below the national average, which is 0.99%.

Median Home Price in Modesto, CA

Median Rent in Modesto, CA

Rent to own homes offer low monthly payments and flexible terms.

Weather and Climate The climate is one of the biggest draws to Modesto, California. It has cool winters and amply hot and dry summers. Temperatures in January run from a low of 40 degrees at night to a high of around 56 degrees. Modesto gets rain mostly in the winter, which can cause some flooding due to the lack of a full storm sewer system. Summer temperatures tend to reach the mid 90s and usually fall to the lower 60s at night. There have been cases of many high temperature days, however, with temperatures exceeding 100 degrees, but this is atypical. There is a 71 percent chance of sunshine annually - part of the reason why people in California stay so happy and healthy. The rainfall averages about 13.2 inches annually. Unfortunately for those who enjoy a white winter, there is rarely any snowfall.

Tourist Attractions California has always been known as a foodie's paradise and Modesto is no different. It has more than 200 places to eat, from casual taco stops to white tablecloth fine-dining. Al-Fendi is a great Mediterranean spot on J Street that serves traditional cuisine for super affordable prices. Bella Italia is a small and quaint Italian spot that offers all the home-cooked favorites you find in Italy. Thai House is a casual neighborhood spot that serves excellent Thai favorites like spicy curries and chicken satay. Bauer's on McHenry Avenue is another area favorite - it serves delectable local California cuisine in a relaxing atmosphere and the locals rave about it. For a nice glass of wine and great Paninos, try Camp 4 Wine cafe on 10th Street. In Downtown Modesto, one can find a variety of restaurants as well as nightlife. Downtown Modesto hosts a multi-venue Art Walk every month as well for art lovers. Modesto is also home to Gallo Center for the Arts and The State Theatre, and the John Thurman Field, home of the Modesto Nuts baseball team.

Largest Employers Modesto is a flourishing town with a lot going on! It has an active economy and the city is constantly working to keep people supplied with jobs and to keep moving the economy forward! Right now, the large and well-renowned E&J Gallo Winery employs 3,181 people and is the city's largest employer. It makes sense that in Wine Country, a winery would be providing a lot of jobs to the area residents! Right behind them, though is the Memorial Medical Center and Modesto City Schools, each providing around 3,000 jobs for Modesto residents. Next up is Seneca Fruit Products, which creates over 2,000 jobs for employees. Doctors Medical Center and Kaiser Permanente Healthcare employ around 1,900 and 1,760 people, respectively. Stanislaus Food Products, a vegetable processing plant, keeps over 1,700 people employed and Del Monte foods has about the same number of employees. Then it dips down to Frito-Lay with 684 employees, with Racor, Foster Farms Dairy and Olam Spices and Vegetables all close behind.

Tourist Attractions There's a lot to see and do in Modesto in addition to restaurants. The McHenry Mansion on 15th Street is the former home of Robert McHenry, who built it in 1883, and it is still one of Modesto's most popular tourist attractions. A block away you can find the McHenry Museum, the building that was formerly the city library. The Castle Air Museum on Santa Fe Drive is another interesting place to visit. It currently has over 45 aircrafts on display and will delight anyone with an interest in aviation. The Great Valley Museum of Natural History has great exhibits dealing with Central Valley's plants and animals, and the El Viejo Post Office, built during the Great Depression of the 1930s, offers a glimpse into Modesto's rich history. The American Graffiti Cruising Loop, the loop showcased in George Lucas's film, is a fun area to explore as well. The McClatchy Square is a large park that has a famous bronze statue of a paper boy with a dog at his side. It's also the location of the Gallo Rose Garden. Another bronze statue sits in Lucas Plaza at the intersection of Downey, 17th Street, McHenry Avenue, and J Street. It features a couple of 1960s teenagers hanging out by the fender of a '57 Chevy, another homage to the city's "American Graffiti" roots.