Rent to own Homes in National City, CA

Skyrocketing home values. After dropping to a low of about $210,000 in 2012, home values have jumped by over 21% in one year to a median $282,200. Values are expected to increase by 6.5% in the coming year, so start looking in neighborhoods near Palm Avenue and East 4th Street as soon as possible.

National City, CA is a great place for affordable rent-to-own homes! With a median household income of over $49,176 and a median rent of $1,266, the National City, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in National City, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out National City, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
555 FIG AVE
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
3
2
1112 ft2
1956
129 E 20TH ST
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
2
1
740 ft2
1930
1 of 38 155 E NAPLES ST
Rent to Own Eligible
Castle Park
Single Family Home
Chula Vista, CA 91911
4
4
2200 ft2
1955
1 of 19 326 CIVIC CENTER DR
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
5
3
884 ft2
2018
2959 RIDGEWAY DR
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
3
1
806 ft2
1931
1 of 2 638 MISSION CT
Rent to Own Eligible
 
Single Family Home
Chula Vista, CA 91910
3
2
1765 ft2
1965
90 Quintard St
Rent to Own Eligible
Castle Park
Townhouse/Condo
Chula Vista, CA 91911
3
2
1392 ft2
1980
3008 SHELBY DR #10
Rent to Own Eligible
 
Townhouse/Condo
National City, CA 91950
4
2
1425 ft2
1945
New
376 Center St
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
2
3
1452 ft2
1981
New
1425 COOLIDGE AVE
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
1
1
512 ft2
1927
440 L ST #H
Rent to Own Eligible
Harborside
Townhouse/Condo
Chula Vista, CA 91911
2
2
1037 ft2
1980
132 PROSPECT ST
Rent to Own Eligible
Castle Park
Single Family Home
Chula Vista, CA 91911
3
2
1152 ft2
1964
New
695 SEA VALE ST #5D
Rent to Own Eligible
North Chula Vista
Townhouse/Condo
Chula Vista, CA 91910
2
2
1000 ft2
1985
4408 Delta St
Rent to Own Eligible
Mountain View
Townhouse/Condo
San Diego, CA 92113
2
2
1056 ft2
1981
716 G St
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
2
2
1024 ft2
1964
1 of 13 2478 CALLE AGUADULCE
Rent to Own Eligible
Paradise Hills
Single Family Home
San Diego, CA 92139
3
1
1332 ft2
1955
New
2456 REO DR
Rent to Own Eligible
Paradise Hills
Single Family Home
San Diego, CA 92139
3
2
2052 ft2
1947
1 of 143 3433 LOU ST
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
4
2
1656 ft2
1961
1 of 18 1826 OLIVE AVE
Rent to Own Eligible
Paradise Hills
Single Family Home
San Diego, CA 92139
3
2
1259 ft2
1974
2458 CALLE TORTUOSA
Rent to Own Eligible
Paradise Hills
Single Family Home
San Diego, CA 92139
4
2
1880 ft2
1960
New
479 ARIZONA ST
Rent to Own Eligible
Harborside
Single Family Home
Chula Vista, CA 91911
5
2
2174 ft2
1969
475 4th Ave
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
2
2
1156 ft2
1965
New
423 COLORADO AVE #B
Rent to Own Eligible
Central Chula Vista
Townhouse/Condo
Chula Vista, CA 91910
2
2
1056 ft2
1963
HOOVER AVE
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
1
1
480 ft2
1923
1 of 74 88 E EMERSON ST
Rent to Own Eligible
Castle Park
Single Family Home
Chula Vista, CA 91911
4
2
1548 ft2
1959
540 MOSS ST
Rent to Own Eligible
Harborside
Single Family Home
Chula Vista, CA 91911
2
2
1396 ft2
1955
1 of 2 3007 SHELBY DR
Rent to Own Eligible
 
Townhouse/Condo
National City, CA 91950
4
3
2632 ft2
1950
New
695 SEA VALE ST #5J
Rent to Own Eligible
North Chula Vista
Townhouse/Condo
Chula Vista, CA 91910
2
2
1000 ft2
1985
3815 VIA ROMAYA
Rent to Own Eligible
 
Townhouse/Condo
National City, CA 91950
3
3
1635 ft2
1996
3923 KAPLAN WAY
Rent to Own Eligible
 
Townhouse/Condo
National City, CA 91950
4
3
1938 ft2
1993
New
1062 JEFFERSON AVE
Rent to Own Eligible
Harborside
Single Family Home
Chula Vista, CA 91911
4
2
1539 ft2
1941
1 of 8 204 2ND AVE
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
3
2
1376 ft2
1951
1 of 32 205 Camlau Dr
Rent to Own Eligible
Hilltop
Single Family Home
Chula Vista, CA 91911
2
2
1125 ft2
1987
1450 Tobias Dr
Rent to Own Eligible
Castle Park
Single Family Home
Chula Vista, CA 91911
3
3
1124 ft2
1983
157 CAMINO ENTRADA
Rent to Own Eligible
Hilltop
Single Family Home
Chula Vista, CA 91910
4
2
1969 ft2
1977
32 E MANKATO ST
Rent to Own Eligible
Hilltop
Single Family Home
Chula Vista, CA 91910
4
2
1490 ft2
2005
New
131 E 1ST ST
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
3
1
1251 ft2
1925
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Popular Zip Codes in National City, CA

91951 rent to own homes 91950 rent to own homes

Buying a Home in National City, CA

National City, CA is seeing rapid growth and National City, CA's' housing market remains not optimal with an average home price that is 97% above the 2024 national average. National City, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in National City, CA

Median Rent in National City, CA

Rent to own homes offer low monthly payments and flexible terms.

14 Reasons to Live in National City

Railroad fans. The San Diego Electric Railway Assocation (SDERA) preserves the area's railroad past with the Santa Fe Station as it was in 1882. It also runs a model railroad layout at the station, on which visitors can run their Lionel sets.

Foodie heaven. Among the city's many dining options, two stand out. Cafe La Maze, built in 1940, is known for its steaks and prime rib. Save some room for ice cream at Niederfrank's, founded in 1948. It handcrafts flavors like apple strudel and licorice without pumping in any air for extra volume.

Loving modern cars. Cruise with your wheels down Highland Avenue, also popular for celebrating wins by the San Diego Chargers. Don't own a car? Then you need to buy one from the dealers at the Mile of Cars, one of the world's first auto malls.

Relishing classic autos. Great vehicles of the past go on display and compete for prizes during Automobile Heritage Days. Activities include food service, specialty business booths, and live performances from such local crowd-pleasers as the Bobby Sanchez Combo.

Honoring the Armed Forces. Because National City also claims part of the San Diego Naval Base within its three-mile port, it's no surprise that the city supports an Armed Forces Recognition Program. Anyone who lived in, worked, attended, or was born in the city can fill out a form to receive official recognition.

Post-war paradise. If retro housing built from WWII to about 1960 is what you want, you'll find that 45% of the houses fit that time period. Look for homes for sale, rental properties, and rent to own houses near Euclid Avenue and East Plaza Boulevard.

A center for shopping. Although it opened back in 1981 as the South Bay's first full indoor mall, Westfield Plaza Bonita still attracts shoppers with its renovated and expanded interior. Other buying destinations include Sweetwater Crossing, Bay Plaza Shopping Center, and South Bay Plaza.

Lots of single-family homes. If you're looking for rental or rent to own homes, you'll find many options in National City. More than 60% of the households belong to renters, and about the same percentage of the properties for sale consist of single-family homes. Only about 12% are condos, and 25% are other types of residences, such as apartment complexes like Essex Manor and Laurel Lane Apartments.

Enjoying nature. As in many urban areas, the communities here provide an escape to nature through parks. Butterfly Park attracts winged delights with special flowers and vegetation. Paradise Creek Park is a wetland and natural marsh designed to educate visitors about the environment.

Rich history. As San Diego County's second oldest metropolis, National City was incorporated in 1887. Part of that past is on display with Victorian row houses at Brick Row, which is on the National Register of Historic Places. Also on the Register is Granger Music Hall, once a purpose-built performance hall and now the office of the Historic Society.

Rents you can afford. Even at their peak in 2012, median National City rents were a reasonable $1,400 per month. The median is now $1,300, which is still affordable. Compare this to the median San Diego rent, which rises to $1,895. Highland Avenue and East 30th Street are just a few roads with lots of rentals and rent to own options to check out.

Mingling with events. Residents relish the chance to catch up with each other at annual events. The Mariachi Festival and Competition showcases live music, while the Taste of National City gives local eateries the chance to show off their culinary specialties.

Affordable homes. Median list price for a property, whether financed by mortgage or rent to own, is $288,900. This equals a price-per-square-foot of $245, which is lower than the San Diego cost of $279 per square foot. Look for homes around National City Boulevard and Civic Center Drive.