Rent to Own Homes in Oceanside, CA

Oceanside, California, combines the sun and surf of a typical West Coast beach town with a laid-back attitude. Oceanside is an affordable destination for those seeking refuge from the desert-like heat of areas further inland and can't afford to pay an arm and a leg for beach side living. Oceanside is far from a resort community; it is alive with families, surfers and students who live, work and play near California's beautiful coast.

Oceanside, CA is a great place for affordable rent-to-own homes! With a median household income of over $75,411 and a median rent of $1,803, the Oceanside, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oceanside, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 300 Oceanside, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
Hot
1 of 33 1588 Sapphire Dr
5 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
2,570 Sqft | Built in 2000
1 of 18 910 Caminito Madrigal
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
1,181 Sqft | Built in 1980
6314 El Apajo
5 Beds, 7 Baths
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
9,880 Sqft | Built in 2007
1 of 44 1011 Avenida Amantea
6 Beds, 6.5 Baths
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5,790 Sqft | Built in 2001
1 of 5 33243 Ocean # 33
2 Beds, 2.5 Baths
Rent To Own
 
Townhouse/Condo
Dana Point, CA 92629
1,582 Sqft | Built in 1983
1 of 43 28962 De La Luna Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Mission Viejo, CA 92692
1,410 Sqft | Built in 1970
6941 Fitch Ct
6 Beds, 4 Baths
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
2,102 Sqft | Built in 1960
Hot
1 of 6 405 3rd St
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Ramona, CA 92065
1,587 Sqft | Built in 1984
Rent to own homes offer low monthly payments and flexible terms
1 of 10 3641 1/2 Marlborough Ave
1 Bed, 1 Bath
Rent To Own
Castle
Townhouse/Condo
San Diego, CA 92105
810 Sqft | Built in 1940
New
1 of 25 16322 Scarbery Rd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Ramona, CA 92065
1,500 Sqft | Built in 1986
1 of 27 46 Deep Sea
6 Beds, 8 Baths
Rent To Own
Crystal Cove
Single Family Home
Newport Coast, CA 92657
12,066 Sqft | Built in 2016
15217 Kensington Park Dr
3 Beds, 2.5 Baths
Rent To Own
 
Townhouse/Condo
Tustin, CA 92782
1,676 Sqft | Built in 2007
New
21710 Appaloosa Ct
3 Beds, 2.5 Baths
Rent To Own
Tuscany Hills
Single Family Home
Canyon Lake, CA 92587
5,218 Sqft | Built in 1991
26 Vista Montemar
5 Beds, 5.5 Baths
Rent To Own
Niguel Summit West
Single Family Home
Laguna Niguel, CA 92677
6,092 Sqft | Built in 1998
1 of 26 3902 Vista Campana N Unit 54
2 Beds, 1.5 Bath
Rent To Own
Oceana
Single Family Home
Oceanside, CA 92057
994 Sqft | Built in 1972
Hot
1 of 24 978 Sierra Ct
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Vista, CA 92081
2,071 Sqft | Built in 1992
1 of 25 3520 Paseo De Los Americanos
2 Beds, 2 Baths
Rent To Own
Mira Costa
Multifamily (2 - 4 Units)
Oceanside, CA 92056
1,093 Sqft | Built in 1989
4838 Baroque Ter
4 Beds, 3 Baths
Rent To Own
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
2,300 Sqft | Built in 1993
Hot
1 of 5 5135 Loma Verde
2 Beds, 2 Baths
Rent To Own
Guajome
Single Family Home
Oceanside, CA 92056
977 Sqft | Built in 1987
1 of 22 428 Sleeping Indian Rd
3 Beds, 3 Baths
Rent To Own
Morro Hills
Single Family Home
Oceanside, CA 92057
2,520 Sqft | Built in 1980
Hot
1 of 6 4819 Ventana Way
4 Beds, 2.5 Baths
Rent To Own
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
1,881 Sqft | Built in 2002
Hot
1 of 20 6190 Hidden Valley Rd
3 Beds, 3 Baths
Rent To Own
Morro Hills
Single Family Home
Fallbrook, CA 92028
2,991 Sqft | Built in 1991
1 of 18 1515 Capalina Road #22
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Marcos, CA 92069
960 Sqft | Built in 1965
1 of 5 South Ridge Drive
4 Beds, 4 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fallbrook, CA 92028
3,190 Sqft | Built in 1992
Hot
1 of 17 206 Woodland Pkwy Unit 225
1 Bed, 1 Bath
Rent To Own
 
Townhouse/Condo
San Marcos, CA 92069
651 Sqft | Built in 1990
1 of 6 219 Woodland Parkway
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Marcos, CA 92069
900 Sqft | Built in 1985
1 of 3 12376 Carmel Country Road #105
1 Bed, 1 Bath
Rent To Own
Carmel Valley
Multifamily (2 - 4 Units)
San Diego, CA 92130
850 Sqft | Built in 2003
1 of 22 13031 Sundance Ave
5 Beds, 3 Baths
Rent To Own
Rancho Penasquitos
Single Family Home
San Diego, CA 92129
2,571 Sqft | Built in 1976
New
1 of 21 12007 Alta Carmel Court
1 Bed, 1 Bath
Rent To Own
Rancho Bernadino
Multifamily (2 - 4 Units)
San Diego, CA 92128
704 Sqft | Built in 1986
1 of 35 14 Chapital
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Clemente, CA 92663
2,196 Sqft | Built in 1996
Hot
1 of 16 40188 Starling St
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Temecula, CA 92591
2,308 Sqft | Built in 1991
Hot
1 of 12 23677 Angel Pl
5 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Murrieta, CA 92562
4,630 Sqft | Built in 2004
1 of 33 8324 Regents Road, Unit 1m
2 Beds, 2 Baths
Rent To Own
University City
Multifamily (2 - 4 Units)
San Diego, CA 92122
914 Sqft | Built in 1985
1 of 64 28759 Shannon Ln
5 Beds, 3 Baths
Rent To Own
 
Single Family Home
Murrieta, CA 92563
3,200 Sqft | Built in 1976
Hot
1 of 4 822 Calle Pluma
2 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
San Clemente, CA 92673
1,534 Sqft | Built in 1975
1 of 4 Via La Jolla
4 Beds, 4.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Juan Capistrano, CA 92675
3,219 Sqft | Built in 2007
1 of 6 Barstow St
3 Beds, 1 Bath
Rent To Own
North Clairemont
Multifamily (2 - 4 Units)
San Diego, CA 92117
1,018 Sqft | Built in 1959
1 of 47 6106 Avenida Chamnez
5 Beds, 5.5 Baths
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5,420 Sqft | Built in 1994
1 of 5 Maka Circle
4 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Winchester, CA 92596
2,320 Sqft | Built in 2012
Hot
1 of 18 9878 Apple Tree Dr
2 Beds, 1 Bath
Rent To Own
Tierrasanta
Townhouse/Condo
San Diego, CA 92124
1,015 Sqft | Built in 1973
Hot
1 of 26 29232 Country Hills Rd
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
2,880 Sqft | Built in 1980
34310 Rawson Rd
6 Beds, 6 Baths
Rent To Own
 
Single Family Home
Winchester, CA 92596
10,539 Sqft | Built in 2014
719 Jersey Ct
2 Beds, 1 Bath
Rent To Own
Mission Beach
Single Family Home
San Diego, CA 92109
798 Sqft | Built in 1930
9228 Mast Blvd Unit 33
2 Beds, 1 Bath
Rent To Own
 
Townhouse/Condo
Santee, CA 92071
884 Sqft | Built in 1982
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Buying a Home in Oceanside, CA

Oceanside, CA is seeing rapid growth and Oceanside, CA's' housing market remains not optimal with an average home price that is 147% above the 2022 national average. Oceanside, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Oceanside, CA

Median Rent in Oceanside, CA

Rent to own homes offer low monthly payments and flexible terms

Top Reasons to Live in Oceanside CA

Housing Statistics Due to the large military population just to the north on Camp Pendleton, the percentage of renters to homeowners is almost even; just 58% of people living in Oceanside own their own homes. The apartment vacancy rate is only around 5%, half of the national average. Oceanside is generally a less expensive alternative to the city's Carlsbad neighbors to the south, so it can be tricky to find a rental to fit a tight budget. Home rentals can be scarce and expensive, so most available rentals are in apartment complexes or multifamily homes. The average listing price for a home in Oceanside is $526,525 and the median sales price is around $350,000. There are still opportunities to pick up a deal in foreclosures around Oceanside, with some sellers offering rent to own contracts for families interested in becoming homeowners.

Largest Employers and Industries The largest employer in Oceanside is Tri-City Medical Center. Tri-City staffs 1,900 employees at doctors' offices, an outpatient surgical center, and a hospital in Oceanside. The City of Oceanside itself employs the second highest number of employees at around 1,060, and Mira Costa College comes in third with 1,000 employees.

Local Shopping There are plenty of locally owned shops in Oceanside. Pacific Coast Cycles on Coast Highway offers a large variety of bikes, ranging from colorful beach cruisers to slick racing bikes. Their clientele of loyal customers are a testament to their high level of proficiency and service. Real Surf Surf Shop on Coast Highway is a go-to for surfers and swimmers alike. They are family owned and beach bum approved. Cigar Grotto, also on Coast Highway, is the perfect shopping destination for even the most particular of cigar aficionados. Oceanside Photo & Telescope is one of the only shops in the area to offer telescopes and star gazing tools. They even let customers try out their new equipment after the sun sets. Ladies in need of some stylish new beachwear should check out Closet on Mission Avenue. They offer a selection of outfits with a beach vibe for every occasion at reasonable prices. Hut No. 8 on Oceanside Boulevard is a resale shop for men and women with a selection of high end clothes at affordable prices. Customers can also trade in their designer brands when it's time for a change.

Neighborhood Guide Although Oceanside is best known for its beaches, it is a large and densely populated city full of unique neighborhoods. Here are some you should know about:

Oceanside, CA Frequently Asked Questions

Oceanside, CA has a walk score of

Oceanside, CA has a bike score of

The state tax rate is 1.0 to 12.3% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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