Rent to own Homes in Oceanside, CA

Oceanside, California, combines the sun and surf of a typical West Coast beach town with a laid-back attitude. Oceanside is an affordable destination for those seeking refuge from the desert-like heat of areas further inland and can't afford to pay an arm and a leg for beach side living. Oceanside is far from a resort community; it is alive with families, surfers and students who live, work and play near California's beautiful coast.

Oceanside, CA is a great place for affordable rent-to-own homes! With a median household income of over $75,411 and a median rent of $1,803, the Oceanside, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oceanside, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oceanside, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 18 2005 Costa Del Mar Rd
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Rent To Own
 
Single Family Home
Carlsbad, CA 92009
1
2
796 ft2
1970
2063 Saguaro Glen
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Rent To Own
Country Club
Single Family Home
Escondido, CA 92025
4
4
3100 ft2
2025
1 of 39 214 Mariposa #B
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Rent To Own
 
Multifamily (2 - 4 Units)
San Clemente, CA 92672
4
3
1788 ft2
2024
1 of 39 214 W Mariposa #B
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Rent To Own
 
Single Family Home
San Clemente, CA 92672
4
3
1788 ft2
2024
28572 PASEO ZORRO
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Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
22368 WALNUT ST
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Rent To Own
Wildomar
Single Family Home
Wildomar, CA 92595
4
1
1563 ft2
1986
1 of 25 35104 LONE HILL CT
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Rent To Own
Dutch Village North
Single Family Home
Winchester, CA 92596
5
4
3349 ft2
2007
New
30773 VERA CRUZ CIR
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Rent To Own
 
Single Family Home
Winchester, CA 92596
3
2
0 ft2
2024
New
4466 SAVONA LN
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Rent To Own
 
Single Family Home
Lake Elsinore, CA 92530
3
2
0 ft2
21710 APPALOOSA CT
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Rent To Own
Tuscany Hills
Single Family Home
Canyon Lake, CA 92587
3
4
3550 ft2
1991
871 PORTA MARINA LN
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Rent To Own
Country Club Heights
Single Family Home
Lake Elsinore, CA 92530
4
3
2517 ft2
2025
4674 PARMA LN
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Rent To Own
Alberhill District
Single Family Home
Lake Elsinore, CA 92530
3
2
1539 ft2
2025
New
4686 PARMA LN
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Rent To Own
Alberhill District
Single Family Home
Lake Elsinore, CA 92530
4
2
0 ft2
2025
1 of 2 4668 PARMA LN
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Rent To Own
Alberhill District
Single Family Home
Lake Elsinore, CA 92530
3
2
1742 ft2
2025
New
4544 La Spezia Ln
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Rent To Own
Alberhill District
Townhouse/Condo
Lake Elsinore, CA 92530
3
2
0 ft2
New
4550 La Spezia Ln
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Rent To Own
Alberhill District
Townhouse/Condo
Lake Elsinore, CA 92530
3
2
0 ft2
1 of 51 28830 VACATION DR
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Rent To Own
 
Single Family Home
Canyon Lake, CA 92587
4
4
3206 ft2
2024
41530 Red Car Drive
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Rent To Own
Lake Elsinore Hills District
Single Family Home
Lake Elsinore, CA 92532
4
2
2198 ft2
2025
New
1 of 102 27945 REDONDELA #200
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Rent To Own
 
Townhouse/Condo
Mission Viejo, CA 92692
2
2
1125 ft2
1978
29359 Coolingreen Court
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Rent To Own
 
Single Family Home
Winchester, CA 92596
3
2
1850 ft2
2024
19952 Lanceleaf Court
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Rent To Own
Lake Elsinore Hills District
Single Family Home
Riverside, CA 92508
3
2
1882 ft2
2025
1 of 2 19964 Lanceleaf Court
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Rent To Own
Lake Elsinore Hills District
Single Family Home
Riverside, CA 92508
4
2
2026 ft2
2025
19976 Lanceleaf Court
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Rent To Own
Lake Elsinore Hills District
Single Family Home
Riverside, CA 92508
3
2
1548 ft2
2024
1 of 14 19988 Lanceleaf Court
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Rent To Own
Lake Elsinore Hills District
Single Family Home
Riverside, CA 92508
3
2
1470 ft2
2025
1 of 14 30654 Greenfield Dr.
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Rent To Own
 
Single Family Home
Winchester, CA 92596
3
2
1850 ft2
2024
30570 Greenfield Dr.
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Rent To Own
 
Single Family Home
Winchester, CA 92596
3
2
1688 ft2
2024
29870 BOATHOUSE CV
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Rent To Own
Heritage Lake
Single Family Home
Menifee, CA 92585
5
3
2981 ft2
2015
1 of 6 1666 WALBOLLEN ST
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Rent To Own
 
Single Family Home
Spring Valley, CA 91977
4
2
1356 ft2
1960
Hot
15217 KENSINGTON PARK DR
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Rent To Own
 
Townhouse/Condo
Tustin, CA 92782
3
3
1676 ft2
2007
3 ANDOVER CT
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Rent To Own
 
Single Family Home
Laguna Niguel, CA 92677
5
6
6000 ft2
1997
3014 Via Buena Vis
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Rent To Own
 
Townhouse/Condo
Laguna Woods, CA 92637
2
2
1055 ft2
1971
New
3552 BARTLETT AVE
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Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
1046 ft2
1974
New
3625 Vista Oceana
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Rent to Own Eligible
Oceana
Townhouse/Condo
Oceanside, CA 92057
2
2
1120 ft2
1980
New
3516 BRODY WAY
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Rent to Own Eligible
Tri-City
Townhouse/Condo
Oceanside, CA 92056
4
4
2213 ft2
2021
New
3456 SEABREEZE WALK
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Rent to Own Eligible
Lake Park
Townhouse/Condo
Oceanside, CA 92056
2
2
1002 ft2
1974
3661 NORTH WAY
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Rent to Own Eligible
Mira Costa
Single Family Home
Oceanside, CA 92056
3
2
1239 ft2
1972
445 PRIMROSE WAY
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Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
4
3
2173 ft2
1999
3839 VISTA CAMPANA S #6
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Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
994 ft2
1970
3760 VISTA CAMPANA S #74
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Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
1
1
660 ft2
1967
New
2929 FIRE MOUNTAIN DR #9
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Rent to Own Eligible
Fire Mountain
Townhouse/Condo
Oceanside, CA 92054
1
1
740 ft2
1971
New
288 FISHERMAN LN #1
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Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92058
2
2
1005 ft2
2006
1837 AVENIDA SEVILLA
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Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92056
3
3
1669 ft2
1988
1 of 5 236 Diamond Way
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Rent to Own Eligible
 
Single Family Home
Vista, CA 92083
2
2
878 ft2
1986
1 of 6 4585 ESSEX CT
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Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92010
2
2
1329 ft2
1989
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Buying a Home in Oceanside, CA

Oceanside, CA is seeing rapid growth and Oceanside, CA's' housing market remains not optimal with an average home price that is 147% above the 2025 national average. Oceanside, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Oceanside, CA

Median Rent in Oceanside, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Oceanside CA

Housing Statistics Due to the large military population just to the north on Camp Pendleton, the percentage of renters to homeowners is almost even; just 58% of people living in Oceanside own their own homes. The apartment vacancy rate is only around 5%, half of the national average. Oceanside is generally a less expensive alternative to the city's Carlsbad neighbors to the south, so it can be tricky to find a rental to fit a tight budget. Home rentals can be scarce and expensive, so most available rentals are in apartment complexes or multifamily homes. The average listing price for a home in Oceanside is $526,525 and the median sales price is around $350,000. There are still opportunities to pick up a deal in foreclosures around Oceanside, with some sellers offering rent to own contracts for families interested in becoming homeowners.

Largest Employers and Industries The largest employer in Oceanside is Tri-City Medical Center. Tri-City staffs 1,900 employees at doctors' offices, an outpatient surgical center, and a hospital in Oceanside. The City of Oceanside itself employs the second highest number of employees at around 1,060, and Mira Costa College comes in third with 1,000 employees.

Local Shopping There are plenty of locally owned shops in Oceanside. Pacific Coast Cycles on Coast Highway offers a large variety of bikes, ranging from colorful beach cruisers to slick racing bikes. Their clientele of loyal customers are a testament to their high level of proficiency and service. Real Surf Surf Shop on Coast Highway is a go-to for surfers and swimmers alike. They are family owned and beach bum approved. Cigar Grotto, also on Coast Highway, is the perfect shopping destination for even the most particular of cigar aficionados. Oceanside Photo & Telescope is one of the only shops in the area to offer telescopes and star gazing tools. They even let customers try out their new equipment after the sun sets. Ladies in need of some stylish new beachwear should check out Closet on Mission Avenue. They offer a selection of outfits with a beach vibe for every occasion at reasonable prices. Hut No. 8 on Oceanside Boulevard is a resale shop for men and women with a selection of high end clothes at affordable prices. Customers can also trade in their designer brands when it's time for a change.

Neighborhood Guide Although Oceanside is best known for its beaches, it is a large and densely populated city full of unique neighborhoods. Here are some you should know about: