Rent to own Homes in Oceanside, CA

Oceanside, California, combines the sun and surf of a typical West Coast beach town with a laid-back attitude. Oceanside is an affordable destination for those seeking refuge from the desert-like heat of areas further inland and can't afford to pay an arm and a leg for beach side living. Oceanside is far from a resort community; it is alive with families, surfers and students who live, work and play near California's beautiful coast.

Oceanside, CA is a great place for affordable rent-to-own homes! With a median household income of over $75,411 and a median rent of $1,803, the Oceanside, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oceanside, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oceanside, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
Hot
1 of 33 1588 SAPPHIRE DR
4 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
2,570 Sqft | Built in 2000
1 of 18 910 Caminito Madrigal
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
1,181 Sqft | Built in 1980
6314 EL APAJO
10 Beds, 7 Baths
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
25,000 Sqft | Built in 2007
7790 CHADAMY WAY
5 Beds, 5 Baths
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
3,283 Sqft | Built in 2012
28572 PASEO ZORRO
6 Beds, 8 Baths
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6,831 Sqft | Built in 1992
22368 WALNUT ST
4 Beds, 1 Bath
Rent To Own
Wildomar
Single Family Home
Wildomar, CA 92595
1,563 Sqft | Built in 1986
21710 APPALOOSA CT
3 Beds, 3.5 Baths
Rent To Own
Tuscany Hills
Single Family Home
Canyon Lake, CA 92587
3,550 Sqft | Built in 1991
6941 FITCH CT
5 Beds, 4 Baths
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
2,400 Sqft | Built in 1960
Rent to own homes offer low monthly payments and flexible terms.
Hot
1 of 6 405 3RD ST
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Ramona, CA 92065
1,850 Sqft | Built in 1984
26 VISTA MONTEMAR
5 Beds, 6 Baths
Rent To Own
Niguel Summit
Single Family Home
Laguna Niguel, CA 92677
6,351 Sqft | Built in 1998
9456 RIVERVIEW AVE
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Lakeside, CA 92040
1,938 Sqft | Built in 1952
15217 KENSINGTON PARK DR
3 Beds, 3 Baths
Rent To Own
 
Townhouse/Condo
Tustin, CA 92782
1,676 Sqft | Built in 2007
1 of 25 3520 Paseo De Los Americanos
2 Beds, 2 Baths
Rent To Own
Mira Costa
Multifamily (2 - 4 Units)
Oceanside, CA 92056
1,093 Sqft | Built in 1989
1 of 20 6190 HIDDEN VALLEY RD
5 Beds, 4 Baths
Rent To Own
Morro Hills
Single Family Home
Fallbrook, CA 92028
5,308 Sqft | Built in 1991
5352 CAMINO JASMINE
5 Beds, 5 Baths
Rent To Own
 
Single Family Home
Bonsall, CA 92003
4,353 Sqft | Built in 2010
1 of 22 428 SLEEPING INDIAN RD
4 Beds, 3 Baths
Rent To Own
Morro Hills
Single Family Home
Oceanside, CA 92057
2,520 Sqft | Built in 1980
Hot
1 of 6 4819 VENTANA WAY
4 Beds, 2.5 Baths
Rent To Own
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
1,881 Sqft | Built in 2002
4838 BAROQUE TER
4 Beds, 3 Baths
Rent To Own
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
2,311 Sqft | Built in 1993
4227 TIBERON DR
3 Beds, 2 Baths
Rent To Own
Lake Park
Townhouse/Condo
Oceanside, CA 92056
1,110 Sqft | Built in 1979
Hot
1 of 26 3902 VISTA CAMPANA N #54
2 Beds, 2 Baths
Rent To Own
Oceana
Single Family Home
Oceanside, CA 92057
994 Sqft | Built in 1972
Hot
1 of 24 978 SIERRA CT
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Vista, CA 92081
2,071 Sqft | Built in 1992
Hot
1 of 5 5135 LOMA VERDE
2 Beds, 2 Baths
Rent To Own
Guajome
Single Family Home
Oceanside, CA 92056
977 Sqft | Built in 1987
1 of 18 1515 CAPALINA RD #22
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
San Marcos, CA 92069
960 Sqft | Built in 1965
1 of 5 South Ridge Drive
4 Beds, 4 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fallbrook, CA 92028
3,190 Sqft | Built in 1992
3909 Reche Rd spc 130
3 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fallbrook, CA 92028
1,600 Sqft | Built in 2004
Hot
1 of 17 206 WOODLAND PKWY #225
1 Bed, 1 Bath
Rent To Own
 
Townhouse/Condo
San Marcos, CA 92069
651 Sqft | Built in 1990
1 of 6 219 woodland parkway
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Marcos, CA 92069
900 Sqft | Built in 1985
29660 WILKES RD
9 Beds, 4 Baths
Rent To Own
 
Single Family Home
Valley Center, CA 92082
4,507 Sqft | Built in 1974
Hot
1 of 5 MESA VERDE DR
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Valley Center, CA 92082
2,552 Sqft | Built in 2017
1 of 3 12376 Carmel Country Road #105
1 Bed, 1 Bath
Rent To Own
Carmel Valley
Multifamily (2 - 4 Units)
San Diego, CA 92130
850 Sqft | Built in 2003
1 of 6 Ridge Canyon Road
4 Beds, 4 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Valley Center, CA 92082
3,500 Sqft | Built in 2004
1 of 21 12007 Alta Carmel Court
1 Bed, 1 Bath
Rent To Own
Rancho Bernadino
Multifamily (2 - 4 Units)
San Diego, CA 92128
704 Sqft | Built in 1986
31075 CALLE ARAGON
3 Beds, 2 Baths
Rent To Own
Margarita Village - Temeku Hills
Single Family Home
Temecula, CA 92592
1,200 Sqft | Built in 1988
1 of 35 14 Chapital
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Clemente, CA 92663
2,196 Sqft | Built in 1996
Hot
1 of 16 40188 STARLING ST
3 Beds, 2.5 Baths
Rent To Own
Roripaugh Hills
Single Family Home
Temecula, CA 92591
1,834 Sqft | Built in 1991
10916-10918 New Salem Ct
5 Beds, 4 Baths
Rent To Own
Mira Mesa
Single Family Home
San Diego, CA 92126
2,645 Sqft | Built in 1971
10916 NEW SALEM CT
5 Beds, 4 Baths
Rent To Own
Mira Mesa
Single Family Home
San Diego, CA 92126
2,599 Sqft | Built in 1972
Hot
1 of 12 23677 ANGEL PL
5 Beds, 4.5 Baths
Rent To Own
 
Single Family Home
Murrieta, CA 92562
4,074 Sqft | Built in 2004
1 of 33 8324 Regents Road, Unit 1M
2 Beds, 2 Baths
Rent To Own
University City
Multifamily (2 - 4 Units)
San Diego, CA 92122
914 Sqft | Built in 1985
2600 TORREY PINES RD #B29
2 Beds, 2 Baths
Rent To Own
La Jolla Heights
Townhouse/Condo
La Jolla, CA 92037
1,102 Sqft | Built in 1966
Hot
1 of 4 822 CALLE PLUMA
2 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
San Clemente, CA 92673
1,534 Sqft | Built in 1975
1 of 4 Via La Jolla
4 Beds, 4.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Juan Capistrano, CA 92675
3,219 Sqft | Built in 2007
1 of 6 Barstow ST
3 Beds, 1 Bath
Rent To Own
North Clairemont
Multifamily (2 - 4 Units)
San Diego, CA 92117
1,018 Sqft | Built in 1959
5231 CHANNING ST
4 Beds, 2 Baths
Rent To Own
Clairemont Mesa East
Single Family Home
San Diego, CA 92117
1,708 Sqft | Built in 1960
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Popular Zip Codes in Oceanside, CA

92049 rent to own homes 92051 rent to own homes

Buying a Home in Oceanside, CA

Oceanside, CA is seeing rapid growth and Oceanside, CA's' housing market remains not optimal with an average home price that is 147% above the 2023 national average. Oceanside, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2023 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Oceanside, CA

Median Rent in Oceanside, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Oceanside CA

Housing Statistics Due to the large military population just to the north on Camp Pendleton, the percentage of renters to homeowners is almost even; just 58% of people living in Oceanside own their own homes. The apartment vacancy rate is only around 5%, half of the national average. Oceanside is generally a less expensive alternative to the city's Carlsbad neighbors to the south, so it can be tricky to find a rental to fit a tight budget. Home rentals can be scarce and expensive, so most available rentals are in apartment complexes or multifamily homes. The average listing price for a home in Oceanside is $526,525 and the median sales price is around $350,000. There are still opportunities to pick up a deal in foreclosures around Oceanside, with some sellers offering rent to own contracts for families interested in becoming homeowners.

Largest Employers and Industries The largest employer in Oceanside is Tri-City Medical Center. Tri-City staffs 1,900 employees at doctors' offices, an outpatient surgical center, and a hospital in Oceanside. The City of Oceanside itself employs the second highest number of employees at around 1,060, and Mira Costa College comes in third with 1,000 employees.

Local Shopping There are plenty of locally owned shops in Oceanside. Pacific Coast Cycles on Coast Highway offers a large variety of bikes, ranging from colorful beach cruisers to slick racing bikes. Their clientele of loyal customers are a testament to their high level of proficiency and service. Real Surf Surf Shop on Coast Highway is a go-to for surfers and swimmers alike. They are family owned and beach bum approved. Cigar Grotto, also on Coast Highway, is the perfect shopping destination for even the most particular of cigar aficionados. Oceanside Photo & Telescope is one of the only shops in the area to offer telescopes and star gazing tools. They even let customers try out their new equipment after the sun sets. Ladies in need of some stylish new beachwear should check out Closet on Mission Avenue. They offer a selection of outfits with a beach vibe for every occasion at reasonable prices. Hut No. 8 on Oceanside Boulevard is a resale shop for men and women with a selection of high end clothes at affordable prices. Customers can also trade in their designer brands when it's time for a change.

Neighborhood Guide Although Oceanside is best known for its beaches, it is a large and densely populated city full of unique neighborhoods. Here are some you should know about:

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