Rent to own Homes in Rancho San Diego, CA

Rancho San Diego is a census designated place in San Diego County, and measures around 8.7 square miles. This slice of Southern California serves up a desirable climate which hovers around 64 degrees, and actually has a lower tendency of earthquakes than other parts of the state. The over 21,000 residents enjoy the amenities of nearby San Diego, while also finding plenty to do at home, including weekly farmers markets, golfing, and local shopping.

Rancho San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $100,000 and a median rent of $1,984, the Rancho San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Rancho San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Rancho San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
New
3689 AVOCADO VILLAGE CT #188
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91941
2
1
1012 ft2
1985
New
12190 CUYAMACA COLLEGE DR E #1302
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
862 ft2
1995
New
12190 CUYAMACA COLLEGE DR E #1408
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
636 ft2
1995
3645 Avocado Village Ct
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91941
1
1
814 ft2
1985
1 of 88 1535 SUNRISE SHADOW CT
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
2
1866 ft2
1981
1 of 49 3629 Avocado Village Ct
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91941
2
2
1068 ft2
1986
1 of 22 11438 Via Rancho San Diego
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
605 ft2
1996
776 E CHASE AVE
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
1
816 ft2
1986
1 of 71 12081 Calle De Medio
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
1
913 ft2
1991
920 ELLEN LN
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
2
1306 ft2
1960
New
1477 GUSTAVO ST #A
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
3
1386 ft2
1981
1380 E WASHINGTON AVE #47
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
3
1268 ft2
1986
New
1468 GUSTAVO ST #E
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
899 ft2
1980
New
1 of 113 847 S ANZA ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
2
1120 ft2
1972
New
12191 CUYAMACA COLLEGE DR E #100
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
664 ft2
1995
New
1653 VALLEA ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
1
1036 ft2
1961
1810 Hillsdale Rd
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
2
1040 ft2
1981
New
922 E CHASE AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
4
2
1080 ft2
1955
1 of 51 2070 DARLINGTON CT
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
2
1251 ft2
1984
New
1486 GUSTAVO ST #A
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
3
1386 ft2
1980
New
12190 CUYAMACA COLLEGE DR E #1013
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
889 ft2
1995
12191 CUYAMACA COLLEGE DR E #304
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
850 ft2
1995
New
905 JAMACHA RD
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
2
1014 ft2
1978
New
3629 AVOCADO VILLAGE CT #133
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91941
2
2
1068 ft2
1986
1 of 2 2164 GREENCREST DR
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
1047 ft2
1980
1 of 52 11408 Via Rancho San Diego
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
2
904 ft2
1995
1 of 33 2152 WARWOOD CT
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
2
1152 ft2
1985
New
1 of 26 3689 Avocado Village Ct
Rent to Own Eligible
 
Single Family Home
La Mesa, CA 91941
2
1
1012 ft2
1986
1 of 49 233 JOYCE ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
1
1570 ft2
1954
New
656 BALLARD ST #15
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
1
739 ft2
1988
1 of 40 11444 Via Rancho San Diego
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
2
932 ft2
1998
1 of 50 10777 DEL RIO RD
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91978
3
3
2038 ft2
1985
1 of 67 3071 CHARWOOD CT
Rent to Own Eligible
 
Townhouse/Condo
Spring Valley, CA 91978
1
1
700 ft2
1985
1 of 39 514 Jamacha Rd
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
3
1268 ft2
1985
New
516 S ANZA ST
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
2
900 ft2
1978
New
1465 E LEXINGTON AVE #4E
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
954 ft2
1988
3231 DEHESA RD #34
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
1448 ft2
2000
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Buying a Home in Rancho San Diego, CA

Rancho San Diego, CA is seeing rapid growth and Rancho San Diego, CA's' housing market remains not optimal with an average home price that is 190% above the 2024 national average. Rancho San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Rancho San Diego, CA

Median Rent in Rancho San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top 4 Reasons to Live in Rancho San Diego, CA

Local Farmers Market! On Rancho San Diego Parkway, in the parking lot of Cuyamaca College, Californians flock from several cities to enjoy the fresh local produce, seafood, dairy, and spices found at the weekly farmers market. Not only can you stock up on lots of fresh food, but community groups are often featured here, making it a great way to meet your new neighbors. Markets are held on Saturday mornings.

Scenic Views! Whether you love the rolling hills or green space, this small area manages to pack it all in. Surrounded by mountain views, residents enjoy taking in the fresh air and California sunshine at Cottonwood Golf Club or at the nearby San Diego National Wildlife Refuge. Staying active is a favorite feature of this slice of SoCal, with hiking and biking trails throughout the area. Small parks like Cottonwood Three County Park dot the landscape, with larger parks surrounding Rancho San Diego.

Rising Home Values! With the warm California climate and a lower tendency for earthquakes, it's no wonder that home values have been increasing in Rancho San Diego. An impressive rise of over 8 percent in home sale prices in the past year means that moving here could really pay off. Adding further value to the area are the cultural offerings of the Heritage of the Americas Museum and Water Conservation Garden.

Spanish Hacienda Architecture! Those loving the signature tiled roofs of Spanish Hacienda architecture will feel right at home in the community of Damon Lane County Park and Cottonwood Two County Park. Although many new houses can be found among the park land in this area, they frequently make use of the Spanish Hacienda style, making it easy to find rent to own homes with arches and roof tiles. Although the architecture is traditional, many homes add modern touches with landscaping and pools.