Rent to own Homes in Santa Rosa, CA

Santa Rosa is the largest city in California's Wine Country region, which is legendary for its mild climate and beautiful countryside views. It's no surprise then that U.S. News ranked Santa Rosa as one of the happiest cities in the country in 2013. As part of the north San Francisco Bay area, Santa Rosa has continued to grow at a rapid pace. Santa Rosa is about 55 miles north of San Francisco and has all the benefits of the Bay Area, including comfortable weather all year long, laid back people and a calm, tolerant culture.

Santa Rosa, CA is a great place for affordable rent-to-own homes! With a median household income of over $80,472 and a median rent of $1,728, the Santa Rosa, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Santa Rosa, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Santa Rosa, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
14637 JOMARK LN
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Rent To Own
 
Townhouse/Condo
Occidental, CA 95465
2
3
1560 ft2
2018
7665 CACHE CREEK WAY #2
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Rent To Own
 
Single Family Home
Clearlake, CA 95422
1
1
520 ft2
2018
Hot
81 TARRY LN
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Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
New
1200 Brickyard Way
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Rent To Own
Point Richmond
Townhouse/Condo
Richmond, CA 94801
2
2
1369 ft2
1985
1524 FAIR OAKS CT
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Rent to Own Eligible
Memorial Hospital Neighborhood
Single Family Home
Santa Rosa, CA 95404
5
2
2552 ft2
1896
Hot
2250 RIEBLI RD
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Rent to Own Eligible
Riebli-Wallace Neighborhood Group
Single Family Home
Santa Rosa, CA 95404
3
3
2548 ft2
1965
2015 STONEFIELD LN
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Rent to Own Eligible
Fountaingrove
Townhouse/Condo
Santa Rosa, CA 95403
2
3
1800 ft2
1992
546 LEWROSA WAY
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
3
2
1049 ft2
1950
50 ELAINE DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
3
1
1464 ft2
1957
519 PALOMINO DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95401
4
2
1325 ft2
1955
1223 BUTTE CT
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Rent to Own Eligible
 
Townhouse/Condo
Santa Rosa, CA 95403
4
2
1736 ft2
1980
New
234 BOAS DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
4
3
2254 ft2
1956
225 MOUNTAIN VISTA LN
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Rent to Own Eligible
Oakmont Village Association
Single Family Home
Santa Rosa, CA 95409
2
1
1220 ft2
1979
Hot
2670 BENNETT RIDGE RD
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
4
2
2342 ft2
1974
6455 MESA OAKS CT
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Rent to Own Eligible
Oakmont Village Association
Single Family Home
Santa Rosa, CA 95409
2
2
1290 ft2
1979
107 SEBASTOPOL AVE
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Rent to Own Eligible
Olive Corby
Single Family Home
Santa Rosa, CA 95407
4
3
1848 ft2
1910
2821 PAPAGO CT
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Rent to Own Eligible
Apple Valley Lane / Papago Court
Townhouse/Condo
Santa Rosa, CA 95403
5
3
1673 ft2
1962
Hot
2733 BENNETT RIDGE RD
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
3
3
4018 ft2
1981
1477 GUERNEVILLE RD
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Rent to Own Eligible
 
Townhouse/Condo
Santa Rosa, CA 95403
2
1
840 ft2
1971
3824 SKYFARM DR
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Rent to Own Eligible
Fountaingrove
Single Family Home
Santa Rosa, CA 95403
3
4
3562 ft2
1998
New
1932 SAN MIGUEL AVE
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
2
1566 ft2
2018
Hot
2730 BENNETT RIDGE RD
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
2
2
2212 ft2
1977
715 TUPPER ST
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Rent to Own Eligible
Burbank Gardens Neighborhood Association
Single Family Home
Santa Rosa, CA 95404
2
1
1121 ft2
1906
60 ASPEN MEADOWS CIR
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Rent to Own Eligible
Oakmont Village Association
Townhouse/Condo
Santa Rosa, CA 95409
2
2
1083 ft2
1976
2935 ARDEN WAY
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
2
1933 ft2
1973
2345 HICKOCK CT
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
4
3
1974 ft2
1973
152 1ST AVE
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Rent to Own Eligible
Sebastopol
Single Family Home
Camp Meeker, CA 95419
2
1
608 ft2
1920
New
2744 DESERT ROSE LN
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Rent to Own Eligible
Wright Area Action Group
Single Family Home
Santa Rosa, CA 95407
4
3
2193 ft2
2001
1316 GARMONT CT
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Rent to Own Eligible
Rohnert Park
Single Family Home
Rohnert Park, CA 94928
3
2
1190 ft2
1981
134 11TH ST
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Rent to Own Eligible
Downtown Santa Rosa
Single Family Home
Santa Rosa, CA 95401
3
2
1485 ft2
1941
New
1 of 46 2790 ROCHELE ST
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
2
1288 ft2
1980
4444 CULEBRA AVE
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Rent to Own Eligible
 
Townhouse/Condo
Santa Rosa, CA 95409
3
2
1170 ft2
1973
1544 LEONARD AVE
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Rent to Own Eligible
Memorial Hospital Neighborhood
Single Family Home
Santa Rosa, CA 95405
2
2
1907 ft2
1939
2129 CROSSPOINT AVE
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
3
1738 ft2
1987
5320 ROSITA WAY
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
3
3
2344 ft2
1955
7084 E HURLBUT AVE
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Rent to Own Eligible
 
Single Family Home
Sebastopol, CA 95472
3
2
1060 ft2
1953
2403 PENBROOKE AVE
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Rent to Own Eligible
Northwest Santa Rosa Neighborhood Association
Single Family Home
Santa Rosa, CA 95403
2
1
875 ft2
1994
316 W 8TH ST
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Rent to Own Eligible
West End Neighborhood Association
Single Family Home
Santa Rosa, CA 95401
2
1
1607 ft2
1940
218 LA CROSSE AVE
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
3
3
1788 ft2
1964
2154 RACHEL DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95401
3
3
1618 ft2
1992
New
514 JUILLIARD PARK DR
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Rent to Own Eligible
Julliard Park Neighborhood Watch
Single Family Home
Santa Rosa, CA 95401
2
1
874 ft2
1937
1229 HIDDEN CREEK PL
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
4
3
1719 ft2
2000
New
2746 AMORA CIR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
3
0 ft2
2527 RICHIE PL
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Rent to Own Eligible
Northwest Santa Rosa Neighborhood Association
Single Family Home
Santa Rosa, CA 95403
2
2
982 ft2
1991
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Buying a Home in Santa Rosa, CA

Santa Rosa, CA is seeing rapid growth and Santa Rosa, CA's' housing market remains not optimal with an average home price that is 163% above the 2025 national average. Santa Rosa, CA is part of Sonoma county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Sonoma is 0.6% which is below the national average, which is 0.99%.

Median Home Price in Santa Rosa, CA

Median Rent in Santa Rosa, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Santa Rosa CA

Housing The median home price in Santa Rosa is $282,600. 51.08% of homes are owner occupied, while renters occupy 43.27%, which is quite a bit above the national average rental rate. Santa Rosa has an exceptionally low 5.65% rate of vacant apartments and houses. The fact that the vacancy rate is so low means that you might have to spend a little more time looking for your ideal housing option, although you can be sure to find it if you're patient. If you want to experience the benefits of home ownership and need a little help meeting the high down payment necessary, a rent to own house might be your easiest pathway to getting established in a neighborhood.

Transportation Another aspect of life in the San Francisco Bay is the heavy traffic involved in daily commutes. Because Santa Rosa is nearly 60 miles north of San Francisco, the length of the daily commute depends on whether or not you have to travel into San Francisco for work. If you do have to commute, it could take up to two hours in heavy traffic. However, if you're lucky enough to work in Santa Rosa, you can have the benefits of living in a small, beautiful town with gorgeous weather without spending hours per day stuck in traffic.

Local Festivals Local events and festivals contribute to the high quality of life in Santa Rosa. Among the many festivals in Santa Rosa include the Sonoma Wine Country Weekend, Wine Country Salsa and Bachata Festival, Festa Italiana, Taste of Sonoma, the annual Kendall-Jackson Heirloom Tomato Festival, and the Wine Country Film Festival. Santa Rosa and Sonoma County are also the nation's eighth most productive agricultural region, providing grapes, tomatoes, dairy, and poultry. Many festivals celebrate these crops and food products.

Neighborhoods All of Santa Rosa is a beautiful place, but there are a couple distinct neighborhoods. The Downtown Santa Rosa neighborhood is the middle of town, where highways 12 and 101 meet. Downtown Santa Rosa is home to the Santa Rosa Plaza, a mall that includes over 110 stores. There's also Courthouse Square, which includes many of the municipal buildings, and the historic Railroad Square, which includes many lively restaurants, coffee shops and antique stores, many of which are in restored old buildings.