Rent to own Homes in Santa Rosa, CA

Santa Rosa is the largest city in California's Wine Country region, which is legendary for its mild climate and beautiful countryside views. It's no surprise then that U.S. News ranked Santa Rosa as one of the happiest cities in the country in 2013. As part of the north San Francisco Bay area, Santa Rosa has continued to grow at a rapid pace. Santa Rosa is about 55 miles north of San Francisco and has all the benefits of the Bay Area, including comfortable weather all year long, laid back people and a calm, tolerant culture.

Santa Rosa, CA is a great place for affordable rent-to-own homes! With a median household income of over $80,472 and a median rent of $1,728, the Santa Rosa, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Santa Rosa, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Santa Rosa, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
126 JOHNSON ST
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Rent To Own
East Windsor
Townhouse/Condo
Windsor, CA 95492
2
3
1738 ft2
2016
21401 SANTA CLARA AVE
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Rent To Own
 
Single Family Home
Monte Rio, CA 95462
2
2
796 ft2
1945
8353 W DRY CREEK RD
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Rent To Own
 
Single Family Home
Healdsburg, CA 95448
5
6
5200 ft2
1962
35 SAN JOAQUIN PL
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Rent To Own
 
Single Family Home
Novato, CA 94947
4
3
1954 ft2
1964
1 of 19 225 Burt St
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
2
2
835 ft2
1991
640 ELSA DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
2
1366 ft2
1992
192 WINSTON DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
2
1218 ft2
1961
2564 N VILLAGE DR
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Rent to Own Eligible
Northwest Santa Rosa Neighborhood Association
Single Family Home
Santa Rosa, CA 95403
4
3
1464 ft2
2008
2437 LOMITAS AVE
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
2
1
1247 ft2
1940
3750 SONOMA AVE
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Rent to Own Eligible
Montgomery Village
Single Family Home
Santa Rosa, CA 95405
3
2
1532 ft2
1955
3315 PRIMROSE CT
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
1
1304 ft2
1949
1203 LUDWIG AVE
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Rent to Own Eligible
Wright Area Action Group
Single Family Home
Santa Rosa, CA 95407
2
1
936 ft2
1952
New
1 of 64 442 Las Casitas Ct
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Rent to Own Eligible
Larkfield-Wikiup
Single Family Home
Santa Rosa, CA 95403
3
2
1949 ft2
1969
Hot
715 TUPPER ST
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Rent to Own Eligible
Burbank Gardens Neighborhood Association
Single Family Home
Santa Rosa, CA 95404
2
1
815 ft2
1906
325 LOMITAS LN
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
2
1
915 ft2
1949
4401 PRICE AVE
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Rent to Own Eligible
Wright Area Action Group
Single Family Home
Santa Rosa, CA 95407
3
2
1280 ft2
1978
2863 LISCUM ST
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
2
1507 ft2
2000
929 HENDLEY ST
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Rent to Own Eligible
South Park
Single Family Home
Santa Rosa, CA 95404
3
1
917 ft2
1947
1630 MATHWIG DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
2
1077 ft2
1978
Hot
135 REDWOOD AVE
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Rent to Own Eligible
Sebastopol
Single Family Home
Camp Meeker, CA 95419
2
1
945 ft2
1920
2110 NORTHFIELD DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
3
1317 ft2
2014
1 of 10 3701 CRESTVIEW DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
2
1332 ft2
2018
1420 FRANQUETTE AVE
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Rent to Own Eligible
Montgomery Village
Single Family Home
Santa Rosa, CA 95405
3
3
2084 ft2
1953
2662 FRANZ KAFKA AVE
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Rent to Own Eligible
 
Townhouse/Condo
Santa Rosa, CA 95404
3
3
1399 ft2
2019
1 of 5 1740 CORK TREE LN
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Rent to Own Eligible
Gordon/Cooper Neighborhood Association
Single Family Home
Santa Rosa, CA 95404
3
3
1289 ft2
1998
New
1 of 23 300 Stony Point Rd
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95401
2
2
960 ft2
1972
717 BROWN ST
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Rent to Own Eligible
Burbank Gardens Neighborhood Association
Single Family Home
Santa Rosa, CA 95404
3
2
1679 ft2
1930
Hot
1 of 3 1557 LOS ALAMOS RD
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
1
1
426 ft2
1998
3084 MULE DEER LN
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
4
3
1963 ft2
1999
3748 MOCHA LN
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
2
2
1375 ft2
2019
666 BRITTAIN LN
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Rent to Own Eligible
Wright Area Action Group
Single Family Home
Santa Rosa, CA 95407
3
2
1376 ft2
1952
722 BEAVER ST
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Rent to Own Eligible
Junior College Neighborhood Association
Single Family Home
Santa Rosa, CA 95404
3
1
1406 ft2
1890
1516 WADSWORTH CT
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95403
3
3
2037 ft2
1976
2006 LAZZINI AVE
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
2
1348 ft2
1988
5224 PIEDMONT DR
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95409
3
2
1646 ft2
1977
1101 BURBANK AVE
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
3
1996 ft2
1900
1 of 62 2003 STONEFIELD LN
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Rent to Own Eligible
Fountaingrove
Townhouse/Condo
Santa Rosa, CA 95403
2
2
1830 ft2
1992
1945 Piner Rd
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Rent to Own Eligible
Northwest Santa Rosa Neighborhood Association
Single Family Home
Santa Rosa, CA 95403
2
2
1152 ft2
1983
2912 LISCUM ST
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95407
3
3
1806 ft2
2023
7019 FAIRFIELD DR
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Rent to Own Eligible
Oakmont Village Association
Single Family Home
Santa Rosa, CA 95409
2
2
1155 ft2
1964
954 ELEANOR AVE
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Rent to Own Eligible
Rohnert Park
Single Family Home
Rohnert Park, CA 94928
3
2
1400 ft2
1976
1 of 5 1140 EMILY AVE
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Rent to Own Eligible
Rohnert Park
Single Family Home
Rohnert Park, CA 94928
3
2
1240 ft2
1977
Hot
1436 LORRAINE WAY
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Rent to Own Eligible
 
Single Family Home
Santa Rosa, CA 95404
3
2
0 ft2
1972
Hot
1106 EMILY AVE
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Rent to Own Eligible
Rohnert Park
Single Family Home
Rohnert Park, CA 94928
3
2
1400 ft2
1977
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Buying a Home in Santa Rosa, CA

Santa Rosa, CA is seeing rapid growth and Santa Rosa, CA's' housing market remains not optimal with an average home price that is 163% above the 2026 national average. Santa Rosa, CA is part of Sonoma county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Sonoma is 0.6% which is below the national average, which is 0.99%.

Median Home Price in Santa Rosa, CA

Median Rent in Santa Rosa, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Santa Rosa CA

Housing The median home price in Santa Rosa is $282,600. 51.08% of homes are owner occupied, while renters occupy 43.27%, which is quite a bit above the national average rental rate. Santa Rosa has an exceptionally low 5.65% rate of vacant apartments and houses. The fact that the vacancy rate is so low means that you might have to spend a little more time looking for your ideal housing option, although you can be sure to find it if you're patient. If you want to experience the benefits of home ownership and need a little help meeting the high down payment necessary, a rent to own house might be your easiest pathway to getting established in a neighborhood.

Transportation Another aspect of life in the San Francisco Bay is the heavy traffic involved in daily commutes. Because Santa Rosa is nearly 60 miles north of San Francisco, the length of the daily commute depends on whether or not you have to travel into San Francisco for work. If you do have to commute, it could take up to two hours in heavy traffic. However, if you're lucky enough to work in Santa Rosa, you can have the benefits of living in a small, beautiful town with gorgeous weather without spending hours per day stuck in traffic.

Local Festivals Local events and festivals contribute to the high quality of life in Santa Rosa. Among the many festivals in Santa Rosa include the Sonoma Wine Country Weekend, Wine Country Salsa and Bachata Festival, Festa Italiana, Taste of Sonoma, the annual Kendall-Jackson Heirloom Tomato Festival, and the Wine Country Film Festival. Santa Rosa and Sonoma County are also the nation's eighth most productive agricultural region, providing grapes, tomatoes, dairy, and poultry. Many festivals celebrate these crops and food products.

Neighborhoods All of Santa Rosa is a beautiful place, but there are a couple distinct neighborhoods. The Downtown Santa Rosa neighborhood is the middle of town, where highways 12 and 101 meet. Downtown Santa Rosa is home to the Santa Rosa Plaza, a mall that includes over 110 stores. There's also Courthouse Square, which includes many of the municipal buildings, and the historic Railroad Square, which includes many lively restaurants, coffee shops and antique stores, many of which are in restored old buildings.