Rent to Own Homes in Fort Walton Beach, FL

Stretching along the coastline of Northern Florida, Fort Walton Beach is known as the jewel of the Florida Panhandle. The sandy white beaches and clear emerald waters of this seaside community have been luring settlers since the 16th century. Surrounded on three sides by the Gulf of Mexico and Choctawhatchee Bay, it's easy to see what appeals to the town's 20,000 residents. With ample shopping, dining and vibrant nightlife, Fort Walton Beach lives up to its motto as A City on the Move.

Fort Walton Beach, FL is a great place for affordable rent-to-own homes! With a median household income of over $54,311 and a median rent of $991, the Fort Walton Beach, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Fort Walton Beach, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 129 Fort Walton Beach, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 129
1 of 50 315 SE Brooks Street Unit A
4 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Fort Walton Beach, FL 32548
3,080 Sqft | Built in 2020
1 of 33 900 Gulf Shore Dr Unit 3105
2 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Destin, FL 32541
1,430 Sqft | Built in 1976
Hot
102 Terra Cotta Way
4 Beds, 4 Baths
Rent To Own
 
Single Family Home
Destin, FL 32541
2,939 Sqft | Built in 2008
Hot
6351 Heronwalk Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Gulf Breeze, FL 32563
1,908 Sqft | Built in 2003
2037 Lewis Turner Blvd # A
3 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Fort Walton Beach, FL 32547
1,794 Sqft | Built in 1975
1 of 31 301 Willow Ct
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Fort Walton Beach, FL 32547
1,650 Sqft | Built in 1976
1 of 10 405 Marshall Ct NW Unit 1
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fort Walton Beach, FL 32547
1,000 Sqft | Built in 1979
1 of 33 200 Miracle Strip Parkway Southwest, Unit 702
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fort Walton Beach, FL 32548
1,670 Sqft | Built in 1984
Rent to own homes offer low monthly payments and flexible terms
1 of 34 228 Snug Harbour Dr
2 Beds, 2.5 Baths
Rent To Own
 
Townhouse/Condo
Shalimar, FL 32579
1,424 Sqft | Built in 1983
1 of 11 676 Santa Rosa Blvd Unit 2g
2 Beds, 2 Baths
Rent To Own
Santa Rosa Island
Townhouse/Condo
Fort Walton Beach, FL 32548
1,024 Sqft | Built in 1974
1 of 14 667 Nautilus Court,unit #306
2 Beds, 1 Bath
Rent To Own
Santa Rosa Island
Multifamily (2 - 4 Units)
Fort Walton Beach, FL 32548
903 Sqft | Built in 1972
Hot
1 of 13 667 Nautilus Ct Unit 204
2 Beds, 2 Baths
Rent To Own
Santa Rosa Island
Townhouse/Condo
Fort Walton Beach, FL 32548
816 Sqft | Built in 1972
1 of 33 128 10th Ave
4 Beds, 4 Baths
Rent To Own
Port Dixie
Single Family Home
Shalimar, FL 32579
2,192 Sqft | Built in 1974
1 of 37 318 Sailfish Cir.
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Destin, FL 32541
1,566 Sqft | Built in 1989
Hot
1 of 12 1189 Bay Ct
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Destin, FL 32541
1,646 Sqft | Built in 1987
1 of 16 561 Valparaiso Pkwy
3 Beds, 2 Baths
Rent To Own
Valparaiso
Single Family Home
Valparaiso, FL 32580
1,550 Sqft | Built in 2013
1 of 4 736 Bayou Dr
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Destin, FL 32541
1,885 Sqft | Built in 1968
Hot
1 of 41 846 Cannon Ln
3 Beds, 2 Baths
Rent To Own
Kell-Aire Gardens
Townhouse/Condo
Destin, FL 32541
1,698 Sqft | Built in 2018
Hot
1 of 20 312 Holly St
3 Beds, 3 Baths
Rent To Own
Kell-Aire Gardens
Single Family Home
Destin, FL 32541
2,331 Sqft | Built in 1997
Hot
1 of 38 103 Red Maple Way
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Niceville, FL 32578
2,654 Sqft | Built in 2002
1 of 36 104 Bowdoin Ct
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Niceville, FL 32578
1,597 Sqft | Built in 1976
2127 Paloma St
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Navarre, FL 32566
1,160 Sqft | Built in 1983
1 of 18 15500 Emerald Coast Parkway
3 Beds, 3 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Destin, FL 32541
2,019 Sqft | Built in 2005
Hot
1 of 22 2281 Orion Lake Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Navarre, FL 32566
1,702 Sqft | Built in 1994
Hot
1 of 32 260 Sweetwater Run
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Niceville, FL 32578
2,273 Sqft | Built in 2004
Hot
1 of 31 811 Turnberry Way
4 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Niceville, FL 32578
3,063 Sqft | Built in 1988
Hot
1 of 15 475 Olde Post Rd
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Niceville, FL 32578
2,162 Sqft | Built in 1979
1 of 16 3100 Scenic Hwy 98 # 123
2 Beds, 1 Bath
Rent To Own
Crystal Beach
Single Family Home
Destin, FL 32541
705 Sqft | Built in 1981
1 of 11 2830 Scenic Gulf Drive
1 Bed, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Destin, FL 32550
663 Sqft
1 of 16 8425 Gulf Boulevard
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Navarre, FL 32566
1,125 Sqft
1 of 15 2384 Scenic Gulf Drive, Unit 306
1 Bed, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Miramar Beach, FL 32550
570 Sqft | Built in 1985
1 of 25 31 Port Of Call
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Destin, FL 32550
1,541 Sqft | Built in 1993
1 of 36 2075 Scenic Gulf Drive - Unit 4
4 Beds, 3.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Miramar Beach, FL 32550
2,100 Sqft | Built in 1982
Hot
1 of 46 746 Forest Shore Dr
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Miramar Beach, FL 32550
2,486 Sqft | Built in 2018
1 of 6 3409 Florida 87
5 Beds, 3 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Navarre, FL 32566
5,000 Sqft | Built in 2003
Hot
1 of 9 2081 Seagrape Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Navarre, FL 32566
1,932 Sqft | Built in 2004
1 of 50 126 South Shore Drive. #46
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Miramar Beach, FL 32550
1,981 Sqft | Built in 1998
1 of 17 4139 Florida 87
4 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Navarre, FL 32566
1,987 Sqft | Built in 1962
1 of 9 1878 Anchor Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Navarre, FL 32566
1,307 Sqft | Built in 1990
1 of 9 9950 Us Highway Us Highway 98
2 Beds, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Destin, FL 32541
1,000 Sqft | Built in 1979
New
1 of 12 9815 Us Hwy 98 W212
1 Bed, 1.5 Bath
Rent To Own
 
Single Family Home
Miramar Beach, FL 32550
1 Sqft
1 of 19 1704 Turkey Oak Dr
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Gulf Breeze, FL 32566
2,372 Sqft | Built in 2001
New
1 of 24 9800 Grand Sandestin Blvd 5114
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Miramar Beach, FL 32550
1 Sqft
Hot
1 of 14 1945 Boardwalk Dr
4 Beds, 4.5 Baths
Rent To Own
 
Single Family Home
Miramar Beach, FL 32550
2,282 Sqft | Built in 2017
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Popular Zip Codes in Fort Walton Beach, FL

32549 rent to own homes

Buying a Home in Fort Walton Beach, FL

Fort Walton Beach, FL is seeing rapid growth and Fort Walton Beach, FL's' housing market remains optimal with an average home price that is -7% below the 2022 national average. Fort Walton Beach, FL is part of Okaloosa county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Okaloosa is 0.65% which is below the national average, which is 0.99%.

Median Home Price in Fort Walton Beach, FL

Median Rent in Fort Walton Beach, FL

Rent to own homes offer low monthly payments and flexible terms

Top 4 Reasons to Move to Fort Walton Beach, FL

An abundance of outdoor activities! Miles of public beaches along Okaloosa Island offer residents and visitors plenty of opportunities for boating, diving and snorkeling, parasailing or water skiing -- as well as lazy sunbathing and sunset strolls. Locals make good use of the Fred Hedrick Athletic Complex, which provides recreational programs, multipurpose fields for sports, a playground and picnic areas.

Lower cost of living! Resort-style living doesn't have to come at a high cost. Fort Walton Beach's cost of living is lower than the national average at 6.4 percent, which means residents of the area can spend less on necessities and more on waterfront property in the Cinco Bayou or Ocean City neighborhoods. With median home prices less than the national average by 9.4 percent, the dream of living the stress-free beach life is much closer to reality.

More rental opportunities! As a tourist destination, Fort Walton Beach is subject to more vacancies due to the many seasonal residents. With a current vacancy rate of 12.5 percent and a median rental rate that is approximately 5 percent less than the Florida average, newcomers are more likely to find rent to own homes to fit their price range. Even as real estate prices tend to be higher for homebuyers looking along Eglin Parkway or the Miracle Strip, rental house prices are notably lower than the state average.

Fresh seafood dining! If you've got a craving for mahi mahi, you'll love the huge selection of highly rated seafood restaurants in Fort Walton Beach. Crabs and oysters top the menus, but diners can find a dish for any appetite and budget. Enjoy a fried oyster sandwich and hush puppies at Stewby's Seafood Shanty or opt for a date night splurge on the Gulf Steamer for two at Old Bay Steamer. Satisfy that sweet tooth with a treat down at Cupcakery By the Sea.

Fort Walton Beach, FL Frequently Asked Questions

Fort Walton Beach, FL has a walk score of

Fort Walton Beach, FL has a bike score of

The state tax rate is 0% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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